Banking transactions in the past decades have many limitations. For example, if you want to check your account balance you may need to visit your branch and request for an update of your passbook. However, it is not the scenario anymore these days due to the introduction of online banking.
Online banking is a great tool to manage bank account properly wherever you are at any time. It is a must-have for all account holders who want to control the in and out of their money. Almost all banks have web banking facility for its customers especially those big banks in the Philippines like Metrobank, BDO, BPI and other large commercial banks.
Introduction to Metrobank Direct Online Banking
If you have a bank or savings account at Metrobank, you can enroll it to its online banking service. Even where you are and at any time you want, you can use its Internet banking to manage your account or make any transactions such as paying bills online, fund transfer, or checking of your account balance.
It is easier and more convenient now to make any banking transactions than before because of the advancement in Internet technology and banking services.
Features of Metrobank Direct
Metrobank Direct gives you the comfort of anywhere and anytime banking through the help of Internet. There are plenty of uses and benefits you can get if you have an online banking account. Below are the list of privileges you can get from their net banking.
1. Send Money for Free
You don’t need to visit your branch just to transfer money to you other accounts or to other people. You can do it now online by using your Internet banking account. It is easy to make fund transfer to other Metrobank accounts and bank account of Bancnet members.
2. Pay Bills Online
It is very convenient to pay bill online using Metrobank Direct online banking and it’s free. After logging in, you can see the Pay Bills section where there are list of billers you can transact with. If you have a FAMI Mutual Fund account, you can add funds to it by bills payment to SALEF, SALBF, SALFIF or SALMMF.
You can also pay your electricity, water utility, telephone, or insurance bills without going to the bank or payment centers.
3. Secure Online Transactions
Security is very important when using Internet banking because it involves money and personal information you don’t want other people to know. Moreover, there are plenty of hacking and identity theft or fraud circulating in the Internet.
You don’t need to worry about security because each transaction you do is closely monitored by Metrobank. The site is highly secured with VeriSign security. You are the only one that knows your log in and password. In addition, every time you log in and log out you can see it in your transaction history so you know that you are the only one accessing your account.
4. View and Check Account Summary
It is easy to check and view your account summary by logging in to your account at anytime you want as long as you have Internet access. You don’t need to come to an ATM or visit your branch just inquire for your account balance or transaction you’ve made. You may inquire and view interest rates on your savings, checking and time deposits account.
5. Receive Paperless Bank Statement
If you want immediately your bank’s statement of account, you can download it instantly through your Internet banking account. You can also see quickly the history of your transaction once you have a paperless statement.
6. Add Funds to your Mutual Fund, Stock Account or UITF
Once you have an online banking account, you can use it to add more funds to your mutual fund account, stocks or UITF account and it is very convenient to do. No need to come to the bank to deposit more funds, you can do it at your own home or office.
You may settle stock trading transactions with First Metro Securities Brokerage Corporation (FMSB) or add funds to your FAMI and CitisecOnline account.
7. You can also inquire and see the foreign exchange rates and open a new account if you want. If you have problems with your account or you have any inquiries, you can send an email to Metrobank Customer service and they will respond.
How to Enroll for Metrobank Direct Internet Banking
If you are an existing depositors of Metrobank and you have the following accounts: Metrobank E.T., Passbook, OFW and Pensioners account, Fun Savers Club, Account One, Current account regular, MetroChecking Extra, Time deposit account, MetroDollar savings account, Fun Savers club and Metrodollar time deposit, you can apply by the simple steps below.
1. Visit your branch and fill up the metrobankdirect enrollment form completely.
2. After you finished filling up the form, you will be given a password mailer containing the password you must use on your first login to MetrobankDirect.
3. After 3 days, you will receive an email from Metrobank containing your assigned Customer ID.
4. Go to www.metrobank.com.ph, and click on the “Personal” login located inside the Internet Banking box found at the upper right corner of Metrobank Homepage, and you will be led to the metrobankdirect log in page.
5. Log in to Metrobank Direct using your customer ID and initial password. You may change your password after your first successful log in.
If you still don’t have any Metrobank account mentioned above, just visit any Metrobank branch near your place and apply for a bank account and then enroll it to Metrobankdirect at the same time.
If you are currently staying overseas and you have a Metrobank account branch in the Philippines, you may still apply for Metrobankdirect by visiting any of Metrobank’s foreign branches in your location.
Metrobank Direct online banking is a convenient and powerful banking facility offered by Metrobank Philippines for its customers who want to experience anytime and anywhere banking. It is simple and not complicated to enroll particularly if you already have a Metrobank account.
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