Banco de Oro Unibank Inc. (BDO) is one of the best banks in the Philippines awarded by Finance Asia, a famous finance and business publication in Asia and the Pacific.
Facts about BDO Bank Philippines
BDO Philippines is one of the companies owned and managed by SM group of Henry Sy and was included in the top 10 companies in the Philippines for 2009.
It was awarded as best domestic bank in the Philippines by Finance Asia for 2009. The survey period is from June 2009 to May 2010. BDO has many banks all over the Philippines and you can see it in every SM malls.
BDO has also longer banking hours compared to other Philippine banks. Because of that, there’s no doubt BDO became the best domestic bank in the Philippines.
Steps in Opening a BDO Savings Account
If you want to open a bank account in BDO Philippines, just follow the procedures below and complete the needed requirements in opening an account.
1. Visit the BDO bank of your choice and bring the following requirements for opening a bank account. It would be better to go to SM mall, for sure there is a BDO bank inside.
- Two (2) valid and recent IDs with your name and picture
- Two (2) Photocopies of your ID
- IDs acceptable for opening a savings account can be: Passport, Driver’s license, PRC ID, NBI clearance, Police clearance, Postal ID, Voter’s ID, Barangay certification, GSIS e-Card, SSS ID, Philhealth card, Senior Citizen Card, OWWA ID, OFW ID, Seaman’s Book, Alien Certification of Registration/Immigrant Certificate of Registration, and other Government office IDs
- Billing Statement and 2 photocopies in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.
- Two (2) copies 1×1 latest ID picture
If you want to see the complete list of valid IDs you can use for opening an account, you can visit this post to learn more:List of Valid ID for Opening a Bank Savings Account in the Philippines
2.) Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a bank account and then fill-up all forms that will be given to you.
3.) Give the initial deposit for your savings account. Your initial deposit should be equal or more than the maintaining balance.
Banks allowed the initial deposit to be below maintaining balance when opening an account but you need to add money later to it so that it will be above maintaining balance.
Minimum Initial Deposit for BDO Savings Account
| Account Type | Minimum Initial Deposit |
|---|---|
| Peso Passbook Savings Account (with or without ATM) | Php 5,000.00 |
| Peso ATM (without passbook) | Php 2,000.000 |
| Kabayan Peso Savings Account | Php 50.00 |
| Peso Savings Account Payroll | Php 100.00 |
| Junior Savers Club | Php 500.00 |
| Power Teens Club | Php 2,000.00 |
| Club 60 Peso | Php 5,000.00 |
| Direct Deposit Peso Savings Account | Php 0.00 |
| Smart Guarantor | Php 60,000.00 |
| Optimum Savings Account – Personal | Php 30,000.00 |
| Optimum Savings Account-Commercial | Php 50,000.00 |
| Super Savings | Php 100,000.00 |
| Super Savings – ATF | Php 100,000.00 |
4. Claim your BDO ATM card or passbook which normally available for pick-up after 3-5 banking days.
In opening a BDO bank account, it is advisable to bring all requirements for quick processing and approval of your account. Is this article helpful and informative? Just leave your comment below or subscribe to the RSS feed.
August 25th, 2010 at 06:46
nice guidelines for those who wanted to create a bank account…likeme.:)
but i have a question what are the differences of account type?
could you email me to explain it. I hope ul be able to help me.
[Reply]
Gil Reply:
August 25th, 2010 at 22:54
Hi Francis,
The differences of account type are the required initial deposit, the target client of that account and also benefits to the client.
[Reply]
August 26th, 2010 at 04:44
Hi, I want to have an account at the soonest possible time but the problem is I’m here in California, USA. Is this possible?
[Reply]
Gil Reply:
August 26th, 2010 at 09:05
Hi Rolly,
I looked on BDO website but they don’t have any online application for savings account. Your option is to ask your relatives to apply for you. You can call BDO at these numbers:
BDO Corporate Center:
7899 Makati Avenue
Makati City 0726, Philippines
Trunkline: (+632) 840-7000
Customer Contact Center:
(+632) 631-8000
callcenter@bdo.com.ph
Domestic Toll-Free Nos.:
1-800-10-6318000 and 1-800-3-6318000 (Digitel)
International Toll-Free No.:
(Intl. Access Code) + 800-8-6318000
Investor Relations & Corporate Planning:
(+632) 840-7000 local 6069 or 4809
E-mail: irandcorplan@bdo.com.ph.
[Reply]
September 7th, 2010 at 05:30
How can I open a new account international do you have any branches abroad?
[Reply]
Gil Reply:
September 7th, 2010 at 22:46
BDO has international branch only in Hong Kong. Here is the details:
Hong Kong
9:00 – 5:00 PM
Mon – Fri
G/F, Euro Trade Centre, 13-14 Connaught
Road C., Hong Kong
[Reply]
September 7th, 2010 at 13:36
hi..is it true that credit card was one of the rewards or benefits that you give to your client?
[Reply]
Gil Reply:
September 7th, 2010 at 22:47
It is free on the first year but not on succeeding years. Meaning, no annual fee on the first year.
[Reply]
September 10th, 2010 at 16:46
Hello,
My name is Jerome, currently in dubai.
My concern is i want to know the flow of my remittances or savings or current not sure though.
But anyway i want only to monitor my deposits, what shall i do.
I try to open one link but it ask me a refernce number which i dont have.
Please advise.
Thanks,
Jerome
[Reply]
Gil Reply:
September 11th, 2010 at 00:20
Hi! You need to enroll first in BDO online banking so that you can see your account online.
You may click here.
If you like this, subscribe to my blog by clicking here.
[Reply]
September 11th, 2010 at 07:03
i would just like to ask how to check my savings account online??
[Reply]
Gil Reply:
September 11th, 2010 at 08:34
Do you have BDO online banking? If you have, you need to log in and you can see your savings account online..Subscribe to my blog by visiting here .
[Reply]
September 11th, 2010 at 11:00
what is the best savings account application in BPI.
[Reply]
Gil Reply:
September 12th, 2010 at 00:02
You can apply ATM savings account, after that apply for bpi express online so that you can monitor your account online.
[Reply]
September 16th, 2010 at 06:11
Hi,
I have BDO peso account already then now I,m working here in china and my company remitted my salary in my BPI USD account. I’ll just want to know if possible to transfer my money from bpi to bdo online? Thanks.
[Reply]
Gil Reply:
September 16th, 2010 at 10:01
Hi. You cannot transfer your money from bpi to bdo online.
You need to withdraw your money from bpi then deposit it to bdo.
[Reply]
September 16th, 2010 at 06:16
I want to know where selected bdo branch can I use my Yuan money? Can u give me the details?? Thanks again..
Pls send to my e-mail to jdfaller196@ymail.com
[Reply]
September 21st, 2010 at 15:46
I’m currently working here in Taiwan and I’d like to open an account.Could you help for these please!
[Reply]
September 24th, 2010 at 00:58
i want to open account in bdo..but i dont have Billing statement in my name..because all the bills in our house..all in the name of my sister.what do i have to to?? thanks
[Reply]
Gil Reply:
October 4th, 2010 at 03:28
You can use the billing of your sister. But some banks now don’t require billing statement like metrobank.
[Reply]
October 2nd, 2010 at 13:58
can you please give me the swift code of BDO bank in butuan city philippines..i really need it please…
[Reply]
Gil Reply:
October 4th, 2010 at 03:26
It’s SWIFT CODE: BNORPHMM.
[Reply]
October 17th, 2010 at 05:51
meron po bang online mag-open ng account?
[Reply]
Gil Reply:
October 17th, 2010 at 11:53
I think there’s no online application for savings account but you can contact BDO to confirm this.
[Reply]
October 19th, 2010 at 09:03
im here in korea is it possible to apply or to open account to bdo even im here?
[Reply]
Gil Reply:
October 20th, 2010 at 07:32
I’m not really sure because most of the banks require you to go in-person when you open a bank account.
Maybe you can request to your trusted relatives to open a bank account and then you can send money to their bank.
[Reply]
October 20th, 2010 at 08:47
Hi.. its my first time to open a bank account.. i want to open account in bdo… could u help me?? pls..
[Reply]
Gil Reply:
October 20th, 2010 at 12:14
Just follow the steps in this article, it’s the only way I can help you. I tell it is really easy to open an account..Don’t worry..^^
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October 20th, 2010 at 19:16
I have a question about getting a loan in your bank,we have been working here in u.s.a. for almost 28 years.we would like to know if is possible to get a loan even though we are not there in the philippines.please,let us know if is possible.thank you for your consideration.
[Reply]
Gil Reply:
October 22nd, 2010 at 10:04
Hi Arsenio,
Yes it is possible if you can complete all requirements…
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October 27th, 2010 at 11:33
pag po nabawasan ung maintaining balance sa peso passbook savings account?ano po mangyayari? gaano po katagal ung allowed time para mapalitan ung nabawas???
[Reply]
Gil Reply:
October 27th, 2010 at 22:54
HI Lea,
When your balance falls below maintaining balance, normally the bank will charged you P200-300 depending on your bank per month. So you need to add money to your account so that it will be above maintaining balance.
[Reply]
October 28th, 2010 at 06:25
sir, i want open saving account in BDO bank, so can i give requirements Driving license and NBI clearance,
[Reply]
October 30th, 2010 at 07:57
hi i am planning to open an account at bdo my problem is that i still have an unsettled credit card balance with bdo, is it still possible for me to open a savings account? would’nt they deduct my outstanding credit card balance to my savings account? please enlighten me. thanks
[Reply]
Gil Reply:
October 31st, 2010 at 10:26
Hi Rhose,
Yes you can open an account at BDO but I think you need to your outstanding balance.
I don’t know if they can deduct it automatically to your savings account.
[Reply]
October 31st, 2010 at 07:16
i would like to know if my Australian Govnmt can bank my pension direct to a Philippine savings bank, They pay me in Australian dollars. Which bank is best to open an account? I would like to obtain a Visa Debit ATM card.
[Reply]
Gil Reply:
October 31st, 2010 at 10:28
Hi Robert,
You can open a bank account at BDO or BPI if you have the requirements like passport or Alien Registration card.
[Reply]
November 3rd, 2010 at 15:38
what is the minimum balance for SSS pension for BDO? I don’t know on what category it is in…
[Reply]
November 6th, 2010 at 23:00
hi sir paano po mag reopen yon account ko.. ano ang requirements? can u send me a email..asap.. fergelined_sintos@yahoo.com tnx…
[Reply]
Gil Reply:
November 7th, 2010 at 00:59
@fergelined,
Hi if your account was closed due to no balance, most banks will not open it again. You need to open again another bank account. you can see requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
November 8th, 2010 at 16:04
Try BPI Direct Savings Bank – It’s an online bank, a subsidiary of BPI. They will issue you an international Cirrus ATM card.
Unionbank EON – 350 pesos annual fee. No maintaining balance. They will issue a Visa debit card.
[Reply]
November 10th, 2010 at 03:43
Hi,
I’m currently here in Singapore. Is it possible to ask someone to open a BDO savings account for me in the Philippines? I’m planning to go home by December but I would be staying for just a weekend. By then I wish to have the account already. Is this possible? Thanks in advance.
[Reply]
November 13th, 2010 at 05:37
how to enroll online bankin for BDO.. I have account in the philippines and I want to monitor my account online
[Reply]
Gil Reply:
November 13th, 2010 at 12:43
Hi Jacky,
You can enroll to BDO online banking through their website.
Here’s the link: https://www.mybdo.com.ph/rib/loadInternetEnrollmentMain.sx?subaction=loadMain&tranCd=123?screenWidth=1280&screenHeight=800
[Reply]
November 14th, 2010 at 19:12
Hi Gil!
I want to apply for a Peso ATM savings account but I don’t have a billing statement since I am only residing in a room for rent.
Is BDO strict in requiring a billing statement for opening a savings account?
[Reply]
Gil Reply:
November 14th, 2010 at 22:47
Hi Troy,
Some banks are not strict about billing statement.
You can try to apply a bdo bank account even if you don’t have one, just bring two valid ID.
[Reply]
November 15th, 2010 at 16:35
I want to know about the interest rate, when you’ve reached the minimum balance to earn interest how’s it? is it per month ? and how much will you get eventually? For example you deposit 10,000 and you have no plan on touching the amount for many months, something like that..
Thanks!
[Reply]
Gil Reply:
November 17th, 2010 at 11:17
Hi Kim,
Normally, the bank has 1-2% interest per year on savings account. So every year you can have a maximum of 2% interest. For 10,000, you can get 200 pesos interest every year..
[Reply]
November 17th, 2010 at 13:25
Dear Sir/Madam,
My son open up a BDO Cash Card in my name. He had been remitting money in the account many times already and I personally widrawn whatever money he sent.
However, today, I have been trying to check my balance but all ATM Machine at SM Bicutan only respond after processing my ATM “Processing failed” or something. My son deposited amount yesterday but upon checking still shows the same message. Is there any wrong with my ATM card? What shall I do then?
Thank you.
[Reply]
Gil Reply:
November 21st, 2010 at 01:11
Hi Alberto,
I think you need to go to BDO Branch where your account is located.
Maybe there’s a problem in your ATM card or your account.
[Reply]
November 18th, 2010 at 19:01
Hi..
Can i open an account even tough I’m still a college student?? I red the requirements and it says that in order to apply u need 2 valid id’s. But i only have one, and its my school id.. Can i still apply? tnx.. C:
[Reply]
Gil Reply:
November 19th, 2010 at 13:13
Hi, Troy Kiel
Yes you can apply for an account. Just bring your ID and birth certificate to be sure. But I think the bank will accept it even if you have one ID.
[Reply]
November 18th, 2010 at 19:14
Hi ate Gil,
Iam college student and i want to open an account, maybe savings account. What are the requirements will i need? And how much is the minimum initial deposit? tnx
[Reply]
November 20th, 2010 at 07:10
hello,i am in abroad for the momment and i want to open a savings account in bdo…how can i apply?
[Reply]
November 20th, 2010 at 07:22
hello i just read that its not possible to apply an savings account while i’m here in europe…and you said that i can let one of my relatives can do it for me..my question is…i can still use my name to open it?thanks a lot
[Reply]
Gil Reply:
November 21st, 2010 at 01:19
Hi Lowela,
Actually, you may tell your relatives to get application forms for you and then send it to you.
After that, send the forms back in the Philippines with the initial deposit.
Some instances they allow that case. You can try to do it.
In BPI, you can apply a savings account online:you can visit BPI direct, they allow online application
from countries like Bahrain, Hong Kong, Italy, Spain, UAE and US.
[Reply]
November 24th, 2010 at 14:19
hi gil,
i just wanna ask something about opening a bank account. Is it possible to get an atm/debit card & a passbook instead of an atm only?
thanks a lot..
[Reply]
Gil Reply:
November 24th, 2010 at 22:48
Hi Paul,
Yes its possible, just request it when you open an account.
[Reply]
November 25th, 2010 at 03:43
Hi Gil..if may bank account po ako makakapag send po sila ng pera sa bank account like my relatives in other country..Thank’s
[Reply]
November 25th, 2010 at 03:45
Hi Gil
i ask if may account po ba ako makakapag send po ba ng pera yung mga relatives ko abroad sa bank account ko..thank’s
[Reply]
November 26th, 2010 at 12:40
hi im in taiwan,,,, i want to open a saving account in bdo…..how???then if u have a branch here,,what days can i visit……where is the location,,,,,,??????
[Reply]
Gil Reply:
December 2nd, 2010 at 03:28
Hi,
BDO has no branch in Taiwan.
[Reply]
December 4th, 2010 at 08:29
hi ms.gil,,i have my bdo ATM savings acct.there’s 2000 maintaining balance,,what if i withdrew it?Will my account be closed??And if ever,,can i open a new account right away??please reply..tnx
[Reply]
Gil Reply:
December 4th, 2010 at 08:39
Hi Ruth,
If you don’t left money on it, it will be closed because the bank will charge you P200+ for all accounts below its maintaining balance. When there’s no money on the account and the bank updates it records, it will automatically close all accounts with zero balance. I think it is very hard to open again a bank account after it has closed.
[Reply]
December 6th, 2010 at 03:57
Hi Gil
Arsenio asked about getting a loan with BDO, I, to would like to find out what are the requirements to get a loan. I am also in the states. Is there a web site i can go to download the papers and tell me all the requirements, for instance, do i need to open an account with BDO, what’s the interest rate, what’s the minimum you can borrow and how many years does it take to pay it back. Thanks for any info.
Clarita
[Reply]
Gil Reply:
December 10th, 2010 at 03:09
Hi Clarita,
You can see all forms in BDO main website: http://www.bdo.com.ph.
[Reply]
December 7th, 2010 at 06:47
hi..which of this plan that check the updated/current balance through online? Please email me, Thank you!!!
[Reply]
Gil Reply:
December 10th, 2010 at 03:13
Hi Jayson,
If you have BDO savings account, you should enroll
first to BDO online banking, after you can check your account
balance and do other transactions thru Internet.
[Reply]
December 10th, 2010 at 03:03
if im withdraw my initial deposit it well be close?i want to spend some of my initial deposit its 5000.
[Reply]
Gil Reply:
December 10th, 2010 at 03:17
Hi,
If you don’t want to close your account,
you should leave maybe at least P500 to your account.
And when you have money in hand, deposit more.
[Reply]
December 10th, 2010 at 03:06
hi gil please reply if im allowed to withdraw my initial deposit.i want to withdraw 300pesos..
[Reply]
December 11th, 2010 at 11:34
Hi, i just got my new job and i really want to open an account at BDO but my electric bills are not named after me it is named after my lola how is that? Please answer me, thanks
[Reply]
Gil Reply:
December 11th, 2010 at 13:06
Hi Angela,
Congrats, you can use your lola’s electric bill. Don’t worry sometimes the bank just need your two valid ID but to be sure just bring the electric bill with photocopies (ID and bill).
[Reply]
December 13th, 2010 at 11:58
I am about to graduate in College.. but I still want to open an ATM (BDO).. how much is the maintaining balance? is the maintaining and opening bal different? please email me of what to do..
[Reply]
December 30th, 2010 at 12:02
Hi ! I am only 13.. Can I open a PESO SAVING ACCOUNT PAYROLL ?
[Reply]
January 4th, 2011 at 05:10
hi gil,
can you please tell me if I can get a card n passbook for Optimun Saving Account -Personal. And how much interest its gonna be if you start with it?
[Reply]
Gil Reply:
January 4th, 2011 at 09:52
Hi Alo,
Yes you can have ATM card and passbook. See information below.
Optimum Savings Account – Personal — Initial Deposit –> Php 30,000
Php 30,000 to 99,999 –> 1.2500%
Php 100,000 to 249,999 –> 1.3750%
Php 250,000 to 499,999 –> 1.5000%
Php 500,000 to 999,999 –> 1.6250%
Php 1,000,000 to 4,999,999 –> 1.7500%
Php 5,000,000 to 9,999,999 –> 1.8750%
Php 10,000,000 and over –> 2.0000%
[Reply]
January 5th, 2011 at 02:10
hi gil,
Are those amount insured or not? If not how much I need to pay for, monthly?
Thanks
[Reply]
Gil Reply:
January 5th, 2011 at 21:30
Hi Alo,
All savings account offered by BDO insured by PDIC up to P500,000.
No need to pay anything.
[Reply]
January 7th, 2011 at 23:47
Hi gil, if i openned account at bdo could i deposit less 200 peso per month? Im a college student and dont have much money to deposit…
[Reply]
Gil Reply:
January 9th, 2011 at 11:26
Hi Macky,
Yes you can do it, no problem about that.
[Reply]
January 8th, 2011 at 03:44
hi gil,
Tnx ,glad to know that!!!
alo
[Reply]
January 11th, 2011 at 03:21
hi im anthony. i want to join the survey system on internet, and it required a registration fee. my question is: what would be the option upon openning the bank account on BDO? and if theres an option how much it costs to open an account?
please reply..
or email me.
thank you!!!
[Reply]
Gil Reply:
January 12th, 2011 at 11:10
Anthony, minimum initial deposit for ATM savings account without passbook is P2,000.
[Reply]
January 11th, 2011 at 15:25
Hi, we don’t have a landline number at home. Is it true that I can’t open a BDO account because we don’t have a landline number? That’s what the teller told me earlier today. What can you suggest? Thanks.
[Reply]
Gil Reply:
January 12th, 2011 at 11:07
Hi Jeune,
I think it’s requirement for applying for credit cards, not for savings account.
In BPI and Metrobank, they don’t require land line phone number when opening a savings account.
[Reply]
January 14th, 2011 at 04:11
Hello,
Do you have BDO branches in edmonton canada? I would like
to open a savings account but i don’t have an idea if you have here.
[Reply]
Gil Reply:
January 14th, 2011 at 14:05
Hi Evelyn,
BDO has no branch there in Edmonton, Canada.
[Reply]
January 15th, 2011 at 16:20
hi…stefani here. i’m planning to open a Peso ATM savings account with BDO. is it possible to request for bank certification with such account? thanks in advance:)
[Reply]
Gil Reply:
January 16th, 2011 at 01:52
Hi Stefanie,
If you have the peso savings account, you may request to BDO your bank’s statement of account.
[Reply]
January 17th, 2011 at 09:17
Just wanna ask, I am an OFW here in the UAE, i’ve opened an account last May,010, unfortunately, i wasn’t able to deposit any single amount since then. I want to deposit now, is there any deduction from my current deposit since i didn’t able to maintain any monthly deposit.
Pls. to clarify. thanks!
[Reply]
Gil Reply:
January 18th, 2011 at 11:52
Hi Charm,
Does your bank account have maintaining balance or do you know if it is still active?
You should know it first before you make another deposit.
[Reply]
January 17th, 2011 at 11:47
Please advise how to check the available balance of the account named to my Fiancee. I’m sending her the money to deposit on our savings account but she’s not telling me the balance. I understand the confidentiality for this, but if possible please advise.
Thanks…
[Reply]
Gil Reply:
January 17th, 2011 at 12:30
Hi Adrian,
You cannot know the balance of a bank account unless you have the access for its online banking or you have the ATM card and you know the PIN.
[Reply]
January 18th, 2011 at 14:36
I don’t have credit card but i want to apply for my wife is that possible?
[Reply]
Gil Reply:
January 20th, 2011 at 22:37
Sol,
You can apply for a credit card and give your wife a supplementary card.
[Reply]
January 19th, 2011 at 05:20
elo gus2 ko po sna mag open ng account sa BDO … ung PESO atm W/out passbook … kso po student plan po aku so wla pa po akung ibang i.d bukod dun sa i.d ku po sa skul … 2nd yir college plan po aku .. pnu po ka un? thnkz …
[Reply]
Gil Reply:
January 20th, 2011 at 22:39
Lilian,
You can bring your school ID and if you have a birth certificate you can also use that.
[Reply]
January 20th, 2011 at 12:47
hi! i would just like to know my balance in my bdo account? is it possible for me to check it online w/o enrolling my account to your online facilities? Im here in dubai, and it’s very hassle on my part to submit the necessary requirements and aside from that i dont have time because of my busy sched.. hoping for your respaonse.. thanks
[Reply]
January 20th, 2011 at 12:50
what are the requirements for applying a credit card in bdo? im working abroad, is it possible for me to apply it online? thanks
[Reply]
January 20th, 2011 at 17:12
Hi I wanna know if I request for a BDO bank statement makikita ba dun ung names ng mga nag deposit sa savings account ko? or ung amount lang? pls reply soon thanks
[Reply]
Gil Reply:
January 20th, 2011 at 22:46
Hi Arian,
You can see the amount of money deposited and the name of the person who deposited the money.
[Reply]
January 21st, 2011 at 10:10
Hi, I want to know if I withdraw money by your ATM or other bank’s ATM, is there any fee charged? If yes, what’s the rate?
[Reply]
January 22nd, 2011 at 09:16
hi gil.
im iren.i have savings account in the year 2009.im pretty sure i maintain my balance savings account..i mean more than 2000 pesos,,but since im here in abroad.i did not deposit it or check it…is theres possibility that it will close or how could i activate it?
[Reply]
Gil Reply:
January 23rd, 2011 at 02:14
Irene,
I think it would be better to check it first to BDO if it is still active o not.
Maybe you can ask your relatives to do that.
[Reply]
January 23rd, 2011 at 17:12
Thanks man…anyways, I open a new account here in my assigned site abroad. Its almost a week now but I still
haven’t received the passbook or ATM yet. I’d like to ask how many working days does it takes?
[Reply]
January 25th, 2011 at 08:54
tanong ko lang po,mayron po akong BPI saving accounts,pero gusto po akong mg transfer sa BDO saving account kasi pwede lang 200pesos maintaining balance,tanong ko lang makapadala po ung relatives ko sa europa sa BDO saving account kong sakaling makapag open ako ng new sa BDO?pls response…thanx
[Reply]
January 25th, 2011 at 14:58
Hi, gil,
malayo ako sa atin, pero gusto kong magbukas ng account, pwede bang pamangkin ko ang gumawa nun para sa akin? ano ang kailangan nya from me para makapagbukas siya sa pangalan ko? ayoko lang kasi online….
tnx,GOD BLESS!!!
alo
[Reply]
Gil Reply:
January 26th, 2011 at 12:10
Hi Alo,
I think the bank will not allow that since you need to sign your signature.
Maybe you can get the application form and send it to Phil.
[Reply]
January 26th, 2011 at 01:23
hi,
what’s the difference between ‘my savings account’ and ‘my enrolled savings account’.
the ff are the choices that pop up when i try to transfer funds from my savings account to a cashcard thru atm:
my savings account
my current account
my enrolled savings account
my enrolled current account
other banks
[Reply]
January 26th, 2011 at 17:07
pwde po b sa bdo n isolo acct nlng ang joint acct?wer not in gud terms n kc ng ka joint acct k..pro d acct is originally s knya from dt acct sinali nya k kya nging joint acct kmi..pwde b tanggalin k n xa s acct snce di nrn xa active s acct n un?
[Reply]
Gil Reply:
January 28th, 2011 at 03:13
Hi b,
In joint account, you cannot remove the other owner by your own.
He or she has also the right to that account. Maybe just open a new bank account.
[Reply]
January 27th, 2011 at 02:06
Hi Gil,
Can I use my company ID and HDMF Pag-ibig transaction IDs as valid IDs for opening a savings account?
[Reply]
Gil Reply:
January 28th, 2011 at 03:11
Hi James,
If you don’t have others ID, I think you can use that.
Just explain it to the bank.
[Reply]
January 28th, 2011 at 18:32
Hi! Ask ko lng po kc balak kong mag-open ng new account sa bdo, savings account. Ung son ko n 3yrs. Old gusto ko din ikuha, possible po kaya n 2 account ung ioopen ko same day? Pero saken po inename ung isa & den sa name po ng son ko ung other account. Ano po kaya ung requirements para sa bata?Thank you very much.
[Reply]
Gil Reply:
January 30th, 2011 at 00:39
Hi Jas,
I think it is allowable to open a two savings account per day.
Simply bring a birth certificate for your son and two valid IDs for you.
You may also bring one billing statement.
[Reply]
January 29th, 2011 at 09:59
hi..im in philippines, do i need INTERNATIONAL BANK ACCOUNT IF MY HUSBAND SEND MONEY TO MY BANK IN BDO
[Reply]
Gil Reply:
January 30th, 2011 at 00:40
Hi Flor,
A savings account in BDO will do.
Your husband can send money from abroad to that account.
[Reply]
January 31st, 2011 at 16:05
Hi, I’ve already opened a Dollar savings account and have gotten my passbook.
I would like to inquire if it’s possible to withdraw money from my savings account without having to bring proper identification but just my passbook? Just in case of hasty emergencies and would like to know if its hassle free in those cases.
[Reply]
February 1st, 2011 at 01:11
Hi, I’m a college student, what type of BDO bank account is suitable for me? Thank you!
[Reply]
February 2nd, 2011 at 07:17
Hi, I would like to know what other Philipinnes banks ATM’s I could use to withdraw cash using a BDO ATM card. In addition for each bank what is the limit of withdrawals both for single transactions and daily rates.
Thanks in advance.
[Reply]
February 2nd, 2011 at 07:38
In addition, what are the charges to withdraw at other banks ATM’s.
Thank You.
[Reply]
February 3rd, 2011 at 12:28
hi..my baby girl is 3yrs old only..can i open her in junior savers club?,..is it passbook only or with atm?
[Reply]
Gil Reply:
February 3rd, 2011 at 14:21
Hi Angela,
This info. is from BDO site.
Junior Savers Club
account for 12 years old and below
earn fixed interest
available with passbook and ATM card for 7 yrs. old and above
[Reply]
February 3rd, 2011 at 12:42
hi again..about this junior savings account can we use it to withdraw and deposit anytime?
[Reply]
February 7th, 2011 at 15:07
hi gil,
pinakuha ku na application yung pamangkin ko pero hindi sya binigyan para makapagbukas ako sabi nila dapat daw nandun ako mismo. kung ikaw kaya pwede mo kong padalan ng application sa e-mail ko?
[Reply]
February 9th, 2011 at 09:26
hi, wat if nag fail aq sa maintaining balance ko. wat would happened. if nawithdraw ko ito using atm, magrereflec din ba ito sa passbook
[Reply]
Gil Reply:
February 11th, 2011 at 13:13
Hi dhezzie,
Yes it will reflect in your passbook.
[Reply]
February 14th, 2011 at 06:59
hello..anu po ba pgkakaiba ng savings account na may passbook at atm..compare 2 atm lang..?
[Reply]
Gil Reply:
February 15th, 2011 at 03:46
Hi Gretchen,
Actually, passbook+atm has higher initial deposit than ATM account.
[Reply]
February 14th, 2011 at 16:06
I want to ask if my peso savings account is still open, my branch address is SMMegamall BDO, and my savings account#0440378133. its been 1 1/2 yr. i never put any money, since i come back to canada i try to send money to my account but i always confuse, were will i send it. if my account is still open, can you help me and find if i still have an account in BDO, so that i will continue to send money in my savings account, before i spend it. i will very much appreciate it. thank you.
[Reply]
Gil Reply:
February 15th, 2011 at 03:49
Hi Herminia,
It is closed I think because of inactivity.
the bank charges P200 for dormancy fee when the account falls below the maintaining balance.
When the bank found there’s no money in the account for long time, it will be automatically closed.
[Reply]
February 15th, 2011 at 03:52
Hi, For reference I found out some of the answers to my question.
With A BDO ATM card you can withdraw at Bancnet, ExpressNet and Megalink ATM’s There is an 11 peso transaction fee at each.
You can withdraw at Mastercard. Cirrus and Visa Plus ATM’s with a withdrawal charge of 3.50 USD.
I did not yet find out the withdrawal limits for these.
I do know that for BDO ATM’s the single transaction limit is 25000 Peso’s and the daily transaction limit is 50000 Peso’s or five times per day, whichever comes first.
[Reply]
February 15th, 2011 at 16:42
hi im asking only if somebody deposit money to my acct should they put the 00 plus 10 acct #s or just the 10 numbers only?im confused!
[Reply]
February 15th, 2011 at 19:32
Hi Gil,
I want to open a savings account in BDO, but the name of billing address was’nt mine because I’m only rented the house where I currently live. So do you think is it ok? Highly appreciate for your response.Thanks
[Reply]
Gil Reply:
February 16th, 2011 at 22:56
Hi Leo,
It is ok, you can use the billing of the house you are renting.
[Reply]
February 17th, 2011 at 04:43
Hello Gil,
I know this is repetitive, but I would like to confirm again the requirements. I’m still on college and I don’t have any identification beside from my school ID.
So to open an account,
my Student ID and Birth certification plus the billing statements which is registered to my mom.
so that would be enough?
[Reply]
February 28th, 2011 at 09:29
Just wanna ask if how much was the interest rate per month for peso saving account and of dollar account?
Thnks,
[Reply]
February 28th, 2011 at 09:31
Just wanna ask if how much was the interest rate per month for peso saving account and of dollar account?
Thnks,
note my email do not start with capital letter sorry bout that
[Reply]
Gil Reply:
March 1st, 2011 at 01:36
Hi Mahann,
The interest rate per year for savings account is 0.5%.
So monthly will be 0.5/12 = 0.041% per month.
[Reply]
March 3rd, 2011 at 05:27
hi po., may kabayan savings account po ako, it requires na dapat may atleast 6 remitances per year ako. ang totoo po nyan, wala naman talaga nagpapadala sakin from abroad, sinamantala ko lang yung minimum deposit na 50php nid ko kase for my tin ID. although kya ko nman magdeposit regularly, ok lang po ba yun kahit wala akong remitance na nakukuha? ano po masusuggest nio? if ever baka itransfer ko nalang sa peso atm yung savings ko sa kabayan. TIA.
[Reply]
Gil Reply:
March 3rd, 2011 at 09:01
Hi Partz,
Actually, if there’s no remittance coming in to your Kabayan account, BDO will treat it as a regular savings account so you need to maintain a higher balance.
[Reply]
March 3rd, 2011 at 09:36
what do you mean po na i have to maintain a higher balance? kung walang dumadating na remittance, automatic yung bdo na magcoconvert into peso savings or regular account? so as long as nakakadeposit ako regularly wala naman po magiging problema?
[Reply]
Gil Reply:
March 3rd, 2011 at 12:34
Yup tama ka.
[Reply]
March 4th, 2011 at 12:13
How can i open an account with BDO if im here in UAE?.. can you please tell me where or can you please give me the contact numbers or address?. Thanks.:)
[Reply]
Gil Reply:
March 5th, 2011 at 00:42
Hi Ronald,
If you are in UAE, you cannot open a BDO account because you need to apply personally at the bank.
[Reply]
March 5th, 2011 at 06:01
sir im still a college student and i want to open a savings account with bdo, what requirements do i need to ready, and what kind of savings accunt ang pinaka compatible for my age, im turning 18 in a few months. i need an account that only needs a low maintaining balance
thanks
[Reply]
Gil Reply:
March 6th, 2011 at 08:36
Hi Jean,
You need two valid IDs and a proof of billing for the requirements.
You can open a regular ATM savings account, I think it has P2,000 initial deposit.
[Reply]
March 7th, 2011 at 18:59
I’m here in the U.S. I have a dollar acct w/ your bank, how can I access my account online. Do you have online banking.
[Reply]
Gil Reply:
March 7th, 2011 at 22:37
Hi Mon,
Please check this: http://learnfinancialeducation.com/how-to-enroll-for-bdo-internet-banking/
[Reply]
March 8th, 2011 at 05:00
very helpful!! nice!!
[Reply]
March 9th, 2011 at 13:52
Hi Ms Gil., plan to open new acct one of these days,
Plan ko ung atm w/ pasbook. Just want to ask if evry month
Should I deposit? What is the min for succeding deposit? Tnx
[Reply]
Gil Reply:
March 10th, 2011 at 11:00
Hi,
No you don’t need to deposit monthly but you should maintain a balance.
I think you can deposit as low as P100 but it would be better to deposit P500.
[Reply]
March 11th, 2011 at 00:24
hi miss gil,,
i just wanted to ask if why is it that i can not open my account in online..i am now in asutralia…but i cant open..and also if yo are a bdo staff,,do u mind if i ask again my password and username..for Irish Andulana?
[Reply]
Gil Reply:
March 11th, 2011 at 03:03
Hi Irish,
I’m not a BDo staff, and I’m not connected with them.
It is better to call BDO, they will not give you your user name or password via email for security purposes.
[Reply]
March 11th, 2011 at 05:17
Let say I have maintaining balance. For almost
A year I have not deposit to my saving acct. Would be possible to close my account?
[Reply]
Gil Reply:
March 12th, 2011 at 08:54
Hi Vince.
If it is above or at maintaining balance, it is still active or open even you didn’t make deposits for a year.
[Reply]
March 12th, 2011 at 08:29
hello poh ate GIL? im also a college student and i want to apply for BDO savings account. what is the best account do i need to open, inital deposit, maintaining bal? if i would open in our branch and people will be depositing in the same branch does it cost them additional charges or not? and also if i open an account can i already use the online banking so i could check if someone deposited money because im a uniload dealer and my retailers need to deposit money before i reload them. THANKS!! im planning to open today, but i will wait for your response.
[Reply]
Gil Reply:
March 12th, 2011 at 08:56
Hi,
You can open an ATM (without passbook) account with P2,000 maintaining balance.
You can apply at the same time to BDO online banking when you open an account.
[Reply]
March 14th, 2011 at 04:55
What about the bdo reward card? If I open an acct
Magkakaroon ba ako nun? How?
[Reply]
March 16th, 2011 at 08:15
hi ms. gil,
ask k po kung me fee ba kung mgtransfer ng fund from my BDO savings account to a third party current account?
tnx po…
[Reply]
March 16th, 2011 at 11:21
Hello. I would like to inquire about the requirements. See I’m still in Highschool and thinking about opening a savings account at BDO. I only have a passport and a Student I.D. Are Student I.D’s valid.? Do I have to show my proof of billing.?
Looking forward to your reply. God bless.
[Reply]
Gil Reply:
March 16th, 2011 at 12:54
Hi Patricia,
Yes you can use your school ID and passport as valid IDs.
You can use the billing of your house like meralco or water utility bill.
[Reply]
March 16th, 2011 at 13:39
HI I WOULD LIKE TO ASK INFO….IF I WANT TO MAKE AN SAVINGS ACCOUNT HOW MUCH IS THE INTEREST OF MY MONEY AFTER 1YEAR????????HOW MUCH IS THE PERCENT OR INTEREST OF BDO SAVING ACCOUNT IF I DONT TOUCH MY MONEY INSIDE???THANKS HOPE SOM1 CAN REPLY ME
[Reply]
Gil Reply:
March 17th, 2011 at 12:32
Hi Milene,
Your money in savings account will earn only 0.5% in a year. To give you an idea, say you have P10,000 in it.
Your total money after one year in your SA is only P10,050. The interest is only P50.
It’s very small, why not try mutual funds: http://learnfinancialeducation.com/category/mutual-funds/
[Reply]
March 16th, 2011 at 21:32
Hi po,wala po ako sa atin,gusto ko pong mag open account as a PESO PASSBOOK SAVINGS ACCOUNT.Kaya nga lang po wala akong puedeng utusan,o, the best gusto ko walang nakakaalam, ano po ba ang posibilidad na magkaroon ako ng account,kahit na ako nasa ibang bansa,sa talaba,bacoor branch ako mag-oopen kasi po malapit po ako diyan.Sana matulungan ninyo ako,gusto ko kasing makapag save monthly kahit na pa unti-unti.
[Reply]
Gil Reply:
March 17th, 2011 at 12:35
Hi Lilibeth,
It;s nice to know that you are planning to save but I cannot help you to open an account.
You should be the one that needs to do it personally at the bank.
[Reply]
March 17th, 2011 at 17:04
Hello, I opened my first BDO account 2 days ago but I stupidly forgot to ask something. I got an atm with a passbook, my question is, how do I withdraw and deposit, do I have to line up inside the bank to withdraw using my passbook or do I just directly withdraw using the card not needing to go to the teller and stuff. thank you, really hope you reply soon…
[Reply]
Gil Reply:
March 17th, 2011 at 22:41
Hi Ann,
If you want to withdraw or deposit, you can do it through any BDO ATM.
Just insert your ATM card and input necessary PIN.
[Reply]
March 21st, 2011 at 08:33
hi…i want to open an kabayan saving’s account..may i know what are the requirements needed?..thanks!
[Reply]
Gil Reply:
March 21st, 2011 at 22:53
Hi Alma,
You can see the requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
March 21st, 2011 at 18:33
hello po…just need to ask something!my husband open an ATM as peso account and a passbook as dollar account with the same account number.but im realy confuse because he said that the passbook was named by me.is he able to withdraw from this account with out my present coz im out of the country.im in Lebanon and if ever i want to know if i can do any transaction directly to this account and from which bank here im able to go.i realy need some of your clear info.your response will be highly apreciated.thank you and more power
[Reply]
March 21st, 2011 at 18:35
another thing…am i able to check any transaction made from this account online?thank you!
[Reply]
Gil Reply:
March 21st, 2011 at 22:56
Hi Marissa,
If you’re husband opened the account, the account name should be in his name not yours. I think it is the reason he can withdraw from that account.
When opening a bank account, you cannot use other people’s name even if he or she is your spouse.
[Reply]
March 22nd, 2011 at 07:23
Hello Mr. Gil,
How can I reactivate my bank account?
How many days does it take for the bank to close an count with zero balance?
I hope you can help me.
[Reply]
Gil Reply:
March 24th, 2011 at 11:55
Hi Mary,
When BDO updates your account and they found it has zero balance, they will automatically close it.
Because there’s zero balance and they need to charge you a dormancy fee.
[Reply]
March 22nd, 2011 at 07:29
The question is for a BDO account by the way.
[Reply]
March 22nd, 2011 at 09:31
am i able to check this account online?is it possible to have ATM and a passbook account with the same account #?how is the transaction supposed to happen,is he able to withdraw in any of this account anytime?
[Reply]
March 24th, 2011 at 02:07
Hi Ms Gil,
just want to asko how do i get bdo rewards card?
Tnx
[Reply]
March 24th, 2011 at 12:48
When do they update? Before the month ends?
[Reply]
March 27th, 2011 at 02:15
I would like to inquire if bdo has the same choice like BPI ( automatic transfer of savings.) Because my company bank is BDO, i think we cannot automatic transfer from BDO to BPI as automatic transfer savings.
[Reply]
Gil Reply:
March 27th, 2011 at 22:44
Hi Genie,
BPI has also no automatic transfer to other banks. But they do have BPI to BPI auto-transfer service.
[Reply]
March 27th, 2011 at 02:17
I also wish that they can have automatic transfer for kids savings.
[Reply]
March 28th, 2011 at 02:45
Hi Gil,
I’m Louie and I’m also opening an account to bdo this week. I’m making ready to receive my adsense checks where im gonna be depositing it.
Thanks for sharing.
[Reply]
March 28th, 2011 at 04:42
Hi, I want to open a bank account but there is a problem. I don`t have a valid ID. What should I do?
[Reply]
Gil Reply:
March 28th, 2011 at 11:54
Hi Khim,
I think you should get an ID first before you can apply a bank account.
[Reply]
March 29th, 2011 at 01:01
Hi, I did apply in BDO with two “valid ” IDs except that maybe the other is not really a ” valid ” for them ( a voter’s id and a philhealth card id).. Considering that the philhealth office is just right in front of there office.. Across the road.. But the representative who assist me that day and that was NOV. 4, 2010.. Did not accept my philhealth card as a VALID ID.. Which are the only id I have..
Can you explain that???
[Reply]
March 30th, 2011 at 22:02
hi! i have a few question i worked here in the u.s..and i want to open an acct in bdo.do u thnk its possible to open an acct though im not there in P.I?if so whats the requirements and the procedure..thank you in advance!
[Reply]
Gil Reply:
March 31st, 2011 at 11:47
Hi Vilma,
i’m not really sure if BDO has online application for savings account but I do know BPI direct has online application.
You can visit BPI direct if you’re interested.
[Reply]
April 1st, 2011 at 03:32
hi po’im rowena,ok lang po ba kung NBI at POSTAL ID ksi pi isa lng ung valid id ko”tnx
[Reply]
Gil Reply:
April 2nd, 2011 at 00:49
Hi Rowena,
The bank should accept that IDs. Just tell them that its your only ID.
[Reply]
April 1st, 2011 at 21:37
hi ask ko lang po, im currently here in ksa, nakapag apply na ako sa bdo, but bank book lang nakuha ko dahil going abroad na ako the other day, ngayon kelangan ko atm debit card, pwede ko ba ipa apply at ipakuha na lang yun sa ibang tao? then email ko na lang ang pin or magpalit ng pin online? meron na ako bdo internet banking.
[Reply]
Gil Reply:
April 2nd, 2011 at 00:51
Hi Erwin,
Just make an authorization letter that you want to apply a debit card and the person you are authorizing to do that application.
Send all requirements, like IDs.
[Reply]
April 2nd, 2011 at 01:21
hi, I have a BDO cashcard for my payroll account can i still use it for other transaction and is the BDO cashcard do have add when u deposit in it ? coz in some other ATM or account i have to ad 50 pesos to deposit.
[Reply]
April 2nd, 2011 at 03:01
hi po ulit”kasi ung id ko lang po ay postal e wla nman akong ibang alam na pwde kaci wla akong work at tyaka kung kukuha pa ako bka mataglan pa bago ako maka pag open,pls po idea nman,kci kailang q tlga mka pag open as soon as posible’o
kung sakali ba pwde na ung nbi at postal id?ksi nkita q dito aceptable nman un”gusto q sna ung sure
tnx po
[Reply]
April 2nd, 2011 at 13:27
hi po im here k.s.a. gusto ko po mag open ng atm account sa bdo,pwd ko po ba ung ipakuha one of my relatives yong application form taz esend nlang nla sa akin,acceptable po ba yon?thanks po..
[Reply]
Gil Reply:
April 3rd, 2011 at 13:51
Malou,
Normally, banks don’t allowed that because your presence is needed when you apply for a bank account.
They want to see you are really the signatories in the application forms.
If you have a relative working in the bank maybe you can do that. He or she can help you to have a bank account.
[Reply]
April 4th, 2011 at 05:40
mam magkanu po penalties pag binawasan ko ng 2k ung 5k na maintining balance ko sa atam.. thanks mam
[Reply]
April 7th, 2011 at 15:56
hi po, pwede po ba itransfer ung account from number fom kabayan savings to personal savings account….thanks po
[Reply]
April 9th, 2011 at 13:08
hi. ano po ung requirements and minimun maintaining balance pg student palang? possible po ba mgapply ng atm kahit summer? thank you. pls reply @ lynabellesalazar@yahoo.com THANKS
[Reply]
April 9th, 2011 at 23:43
itatanong ko lang po kc nag apply po ako sa BDO savings account dito sa saudi ,tas natanggap ko passbook at atm noong january piro simula po ng natanggap ko atm ko di ko na po nasimulan hulogan,hanggang ngaun diko pa nahuhulog ,piro this may first week sisimulan ko po ,,,kung di pa sya na closed,sana po masagot nyo po tanong ko kong pwede ko parin ba mahulogan yon,,nag aalanganin po kc ako kc baka na closed po sya,,tnx po,,
[Reply]
April 11th, 2011 at 00:17
hi
ask ko lng po if pede po n itransfer ung kabyan savings to savings account or pd po b n hulogan ung kabyan savings ng 5,000 as a initial deposit and hindi po b mag cloclose ung atm ko f hindi ko gad hulogan ng mga two months kc diba po sa svings account khit hind gad hulogan ng ilng monhts hindi nag cloclose gnun din po b ang kabayan savings ? please answer po my question i need to know po ung answer nyo thanks…
[Reply]
April 11th, 2011 at 00:17
hi
ask ko lng po if pede po n itransfer ung kabyan savings to savings account or pd po b n hulogan ung kabyan savings ng 5,000 as a initial deposit and hindi po b mag cloclose ung atm ko f hindi ko gad hulogan ng mga two months kc diba po sa svings account khit hind gad hulogan ng ilng monhts hindi nag cloclose gnun din po b ang kabayan savings ? please answer po my question i need to know po ung answer nyo thanks…
[Reply]
April 11th, 2011 at 00:18
hi
ask ko lng po if pede po n itransfer ung kabyan savings to savings account or pd po b n hulogan ung kabyan savings ng 5,000 as a initial deposit and hindi po b mag cloclose ung atm ko f hindi ko gad hulogan ng mga two months kc diba po sa svings account khit hind gad hulogan ng ilng monhts hindi nag cloclose gnun din po b ang kabayan savings ? please answer po my question i need to know po ung answer nyo thanks…please reply po kau sa emaill ko carmealladobatac0416@yahoo.com
[Reply]
April 11th, 2011 at 00:45
sir/madam
ask ko lng po let kung magopen po ako ng savings account tlga pd po bng ung requiremnts ko from kabyan savings un nrin po ang requirements ko to opening the savings account regularly
carmealladobatac0416@yahoo.com
[Reply]
April 11th, 2011 at 00:53
sir/madam
ibig nyo po sabhin f hindi ko n po pahuhulogan ung kabayan savings ko galing abroad at kung ako n lng po mahuhulog sa kabayn savings ko icococnvert n po un ng bdo bank as my savings account? please reply thanks
carmealladobatac0416@yahoo.com
[Reply]
April 11th, 2011 at 00:54
sir/madam
ibig nyo po sabhin f hindi ko n po pahuhulogan ung kabayan savings ko galing abroad at kung ako n lng po mahuhulog sa kabayn savings ko icococnvert n po un ng bdo bank as my savings account? ploease reply thanks
carmealladobatac0416@yahoo.com
[Reply]
April 11th, 2011 at 01:24
may,open,po.akosapenas.na,banco-de-orobank
puydi,kobang,etuloy-yung,saving-qdetu,1999kabayan-savings-act
[Reply]
April 12th, 2011 at 20:58
gsto k lng eh ask kng pwede pba akong mag send ng money sa saving accounts q,,pero nde k na activate ang atm k since mag open aq ng account!!!dku na set ang pin #!!just want 2 know kong working pb ang atm k,,,khit dku na set ang pin # k before aq umalis ng pinas!!bka kc mag send aq ng pera sa saving q,,,tas pagdating q ng pinas ni kusing wla palang pumasok!!!im hoping 4 ur consideration at this matter
[Reply]
April 15th, 2011 at 14:52
hello po ask ko lng po sana kung ano ung requirement sa pag open ng bdo kabayan savings?pwde po ba ung contract ko kasi paalis po ako puntang K.S.A…mag oopen me sana before umalis.thnx
[Reply]
Gil Reply:
April 17th, 2011 at 22:48
Hi,
You just need two IDs, passport or SSS, or any ID.
[Reply]
April 19th, 2011 at 17:40
hi..im jen..i have a friend in poland…pwede po ba siya makapag-send ng money through my ATM account number?
[Reply]
Gil Reply:
April 21st, 2011 at 03:28
Hi jen,
Yup it is possible through bank wire transfer from Poland to your Phil bank.
[Reply]
April 20th, 2011 at 03:27
hi, i want to open an acct to BDO but i was wondering /confuse what type of acct, is it peso ATM or peso passbook acct with ATM? which one is better and what are their advantages? pls. advise.
[Reply]
Gil Reply:
April 21st, 2011 at 03:29
Hi Nanie,
Peso ATM account has no passbook but with low initial deposit while passbook account has P10,000 initial deposit.
[Reply]
April 21st, 2011 at 03:38
is it possible to open an account in passbook and atm at the same time,how much is the initial deposit?
[Reply]
April 22nd, 2011 at 03:25
i have a tax refund in the form of cheque from government of canada and i’m here now in the philippines,can i deposit this cheque if i open an account at your bank?which type of account do i need to open?was it dollar account since my cheque is in canadian dollar?
[Reply]
April 25th, 2011 at 08:55
hi, im confused. i want to open an account for my daugther on junior savers club. i like to know how much is monthly deposit required or are they have a limit in deposits. thanks!
[Reply]
Gil Reply:
April 25th, 2011 at 09:05
Hi Jade,
The initial deposit is P500 according to BDO’s website.
There’s no monthly deposit as long as you are in the maintaining balance.
[Reply]
April 26th, 2011 at 20:53
hi im interested to open an acct. in bdo but im here in las vegas so just wondring what to do to open an account,.?
[Reply]
Gil Reply:
May 2nd, 2011 at 22:59
Hi there,
BDO has no online application for savings account. Try BPI Direct.
[Reply]
April 29th, 2011 at 09:30
I just wanna ask if i can use my atm even if it has no money in it??
[Reply]
Gil Reply:
May 2nd, 2011 at 23:09
Hi,
If there’s no money in your ATM for a long time, maybe it is not active or it is closed already.
And you can’t use it anymore, just check it at any ATM.
[Reply]
May 1st, 2011 at 06:38
hej,, gusto ko pong mgtanung kse po bago ako ng abroad ngopen ako ng ATm bank account sa pinas, then after that ndi ko po sya nahuhulugan though meron syang balance na 10k, then nalaman ko na lng sa kapatid ko na closed na ung account ko,, kse nga mghuhulog sila sa inutang nilang pera sa akin,, I am almost 4years here in europe, I dont care if na closed man ung ATM ko,, but I want to claim my my money back,, hope you can help me this,,,
[Reply]
May 2nd, 2011 at 15:38
hi,i want to open an acct. i need an advise..kung atm or p.book kukunin ku which one pu ba ang mas ok? same lang pu ba my interest? yung atm pu ba ng bdo mastercard or visa? thankyou….
[Reply]
Gil Reply:
May 2nd, 2011 at 23:03
Hi Kristina,
Just apply for an ATM account with online banking service.
You can have both when you apply at BDO.
[Reply]
May 2nd, 2011 at 16:28
please kindly send to my email all the details… thank you so much…
[Reply]
May 2nd, 2011 at 16:30
hi
[Reply]
May 6th, 2011 at 02:01
Gil, How long does it take to issue a bank statement? I need it for my visa application right away.
[Reply]
Gil Reply:
May 7th, 2011 at 02:35
Hi,
I’m not really sure. It depends on the bank, maybe it will take one week if it will be sent through snail mail.
[Reply]
May 9th, 2011 at 10:12
I just want to ask if its possible for me to withdraw if in case i forgot my passbook?
[Reply]
Gil Reply:
May 11th, 2011 at 22:56
Hi Cath,
I think it is not possible.
[Reply]
May 10th, 2011 at 04:39
hi!
paano po mag check ng balance tru online?tnx
[Reply]
Gil Reply:
May 11th, 2011 at 22:54
Hi MJ,
You can check your account balance if you have bdo online banking.
You can go here: https://www.mybdo.com.ph/rib/fo_rib_login.jsp
[Reply]
May 10th, 2011 at 13:28
hi,
pwede po bang mag check ng balance tru online? ano po ung website ng bdo?
tnx
[Reply]
May 11th, 2011 at 03:39
Hello. This article is informative and good. I’ll come back later if I succeed following the outlined steps. Thanks in advance.
[Reply]
May 14th, 2011 at 15:29
Hi. This website is cool. Anyway,just wanna ask if is it possible to transfer my savings from BDO Savings (Debit) Account to BDO Kabayan Savings? I’m currently working here in Eastern Province, Saudi Arabia. Before I left PH early this year, I had opened two separate accounts for my BDO Debit (payroll account for my previous company in PH) and Kabayan Savings in two different BDO Branches in Manila. When I got here, I learned lately that I cannot withdraw my savings from my debit card using ATM facilities here. What should I do then? Can I ask your advice please? Thanks! MP
[Reply]
Gil Reply:
May 18th, 2011 at 11:01
Hi,
Maybe you can send your debit card to Philippines so your family can withdraw it.
I don’t know how can you do it.
[Reply]
May 19th, 2011 at 10:21
Thank you for this advice. Maybe I’ll try to send it back in Ph. Thanks a lot. GBU
[Reply]
May 19th, 2011 at 14:05
im working abroad,i ask my daughter to open an account if she is qualified?is she is qualified to open kabayan saving account?thanks for having this website.
[Reply]
Gil Reply:
May 20th, 2011 at 23:51
Hi Tito,
Maybe if you can show proof that she is a daughter of OFW, she can open an account.
I don’t know if they really required that. I think when she go to the bank, just tell her to choose the Kabayan account since you will send remittance there.
[Reply]
May 24th, 2011 at 04:03
Ang payroll account poh ba may kasamang atm?
[Reply]
May 24th, 2011 at 10:48
hi, just want to know how to enroll online. I am now in qatar and my atm is with me. if i will enroll online banking is it required to activate my atm. but how??? i am in qatar now????
[Reply]
May 27th, 2011 at 01:37
hey i wanna ask how much is the maximum deposit of the ATM BDO account? can it reach more than a million?
[Reply]
Gil Reply:
May 28th, 2011 at 12:29
Hi Joey,
Yeah you can do it. I think there’s no really maximum deposit.
[Reply]
May 27th, 2011 at 06:43
tanong lang… pwede ko bang gamitin yung bank account na binigay ng company? kung san nakukuha ung sweldo? o kelangan gumawa ng bagong account para sa savings account?
[Reply]
Gil Reply:
May 28th, 2011 at 12:30
Hi Boy,
Yeah you can use that account from your company since it is still yours.
[Reply]
May 27th, 2011 at 07:44
Hello! I just want to ask about the account transfer. My relative in Saudi Arabia (Riyadh) transfered an acct. in my BDO acct. How many days does it take to arrive and will be available in my account? Is it really 1 week?
[Reply]
Gil Reply:
May 28th, 2011 at 12:31
Hi Chloe,
If your relative transferred the money using online banking, I think it will be available immediately on your account.
[Reply]
May 28th, 2011 at 23:38
ahh ok po… salamat pero pg gnagawa kong savings account to eh pde p ring mgkaroon ng interest?
[Reply]
May 29th, 2011 at 09:05
Can a philippine resident open a Kabayan account to receive money from a friend working outside phillipines who is not a phillipine national. If not, then what is the best account to open for the phillipine resident (who is a student) with the lowest fees/minimum balance.
[Reply]
Gil Reply:
June 4th, 2011 at 08:51
Hi Glen,
Kabayan savings account is intended for OFWs. I’m not sure if non-OFW can open for it.
You may try Metrobank ATM account with P2,000 initial deposit and maintaining balance.
[Reply]
May 31st, 2011 at 13:08
i just want to ask do u have BDO branch south korea?
[Reply]
Gil Reply:
June 4th, 2011 at 08:57
Hi Elizabeth,
No BDO branch in Korea, only Metrobank in seoul and busan.
[Reply]
June 1st, 2011 at 03:45
hi good morning, ask q lng po kung pwede aq mg-open ng saving account khit wla aq work. My money comes from my bf abroad and he keeps sending me kya lang i want to make ipon by myself pra hindi q po ngagastos lhat… thank you po
[Reply]
Gil Reply:
June 4th, 2011 at 08:58
Hi Angel,
yes you can open an account, you only need the requirements and money.
[Reply]
June 2nd, 2011 at 18:04
hi, can i ask about the swift code, i send money yesterday through BDO but the swift code was wrong, all the information including the account name and account number even the bank branch are written correctly except this swift code, this was the first time I heard about swift code, I was so stressed for this matter since the money I send was so big and and I couldnt imagine what will happen if the swift code is mistaken…im sorry for this but i need your replies badly, thnks and may the lord guide you guys always.
[Reply]
Gil Reply:
June 2nd, 2011 at 23:01
Hi Rosy,
BDO swift code is BNORPHMM.
[Reply]
June 3rd, 2011 at 04:24
good day
hi can i used my BDO cross chequeas my initial deposit when i open an account with you?
tnx…
[Reply]
June 3rd, 2011 at 08:12
Hi Ms. Gil!
I am Emma and I have BDO savings account, my maintaining balance is 2000… and I left 500.00 on my account last January, until now di ko pa posya naa-update. Do the BDO charge me? or my account will closed? thanks. hope can hear from you here soon.
[Reply]
June 3rd, 2011 at 08:17
Hi Mr. Gil!(sorry I am confused)
I am Emma and I have BDO savings account, my maintaining balance is 2000… and I left 500.00 on my account last January, until now di ko pa po sya naa-update. Do the BDO charge me? or my account will closed? thanks. hope can hear from you here soon.
[Reply]
Gil Reply:
June 4th, 2011 at 09:04
Hi Emma,
It’s Mr. hehe..I think it is already closed because it is below the maintaining balance since January but you can confirm it to your branch..
[Reply]
June 5th, 2011 at 15:49
Hi Gil,
Im a college student and i want to open a account. What type of account would be preferable for me? I want to save money for future use. And may I ask? If I can use my college I.D to open a account?
[Reply]
Anonymous Reply:
July 27th, 2011 at 09:07
Hi Joseph,
You can open an ATM savings account. You can use your college ID and another one to open a new account.
[Reply]
June 6th, 2011 at 05:44
I have a junior savings account. Can I upgrade to a “BDO ATM Debit MasterCard PayPass”? How much is the initial balance/minimum deposit?
[Reply]
June 6th, 2011 at 23:47
hi! gud day! me & my bf were planning to open an account at BDO..,(for our wedding maybe in 2014)? Wat type of account for us kaya,ung joint account sana? send me all the requirements please..tnx ^^,
[Reply]
June 8th, 2011 at 08:33
hi just want to ask…i want to open account under my name but im wrking here in istanbul..can u pls help me?ty have a good day..
[Reply]
June 9th, 2011 at 13:24
Hi gil!
want to ask if optimum savings account is better?
what was it’s advantages or disadvantages ?
thanks,
[Reply]
June 9th, 2011 at 14:49
Hello Mr. Gil!
i want to open an account but i am a student.. can u help me with this? what are the requirements needed? how much do i need to deposit to open an account? maintaning balance?
hope to hear from you soon.. Thank you..
[Reply]
June 11th, 2011 at 10:33
hi gil,
im here in dubai.can i ask u something about the kabayan college secure?..what thier policy?.because im planning to get kabayan college secure gil but i dont know how?..i want to know all about kabayan college secure..pls help me
[Reply]
June 11th, 2011 at 17:12
is there any remittance office here in taipei city as of June 2011? can you send me all the list of agents who have representatives in taiwan. and their number please.
[Reply]
June 12th, 2011 at 21:15
hi..good day,i just want to ask, what if i wasn’t able to deposit in 2 years, im in saudi ,my passbook and atm are with me, there is no bdo branch here in my place.. whats gonna happen? there’s still money in my account.. will it be closed?.. thank you,, god bless!
[Reply]
June 13th, 2011 at 06:03
I am in japan and would like to open a bank account with bdo. I was wondering if I can do this on line or would I have to go back home to the philippines?
thanks…
[Reply]
June 14th, 2011 at 19:57
Hi Gil,
im in anchorages alaska i would like to open a bank account with dbo.i waswondering if I can do this on line al’so or I have to go back home to the philippines?
thanks…
[Reply]
June 16th, 2011 at 01:55
my questions are the ff.:
1. is it possible to deposit a check from the other bank?
2. do i still have to sign the check every time i deposit it in the bank?
i need some response asap from you guys.. thank you very much.. this is urgent.
[Reply]
June 16th, 2011 at 02:54
I’m married now and i want to maintain my account in bdo, but such is a personal savings account, i want it to be converted into joint account. Can you state here what are the requirements? thanks
[Reply]
June 16th, 2011 at 07:57
Hi Mr. Gil. I’m Marielle. I am working student and I want to open an account in BDO. I am interested to join junior savers club, just wanna ask would I get passbook and atm, so that I can monitor my savings? I am hoping for your quick response regarding this. thanks in advance and Godbless!
[Reply]
June 23rd, 2011 at 14:29
hi gil
i have a savings account with bdo since 2004, i want to open new account but i want a checking account, what would be the requirements?
[Reply]
Mlpaglinawan Reply:
August 3rd, 2011 at 05:44
for i know u should have atleast 10 000 pesos in ur acount
[Reply]
June 23rd, 2011 at 14:31
hi again gil
i want to avail the payroll account, what are the requirements?want to use this for some of my employees.
thanks..
[Reply]
June 24th, 2011 at 12:29
what if im only 17 and i want to open my account? and i dont have any valid ID ,I only have my school ID ..Is that possible??
[Reply]
June 25th, 2011 at 08:38
Hi Sir Gil, Tanong ko lang po kung paano magtransfer ng money sa bpi account? bdo po kasi ako may account eh bibili po ako ng item sa ebay so need ko magpadala ng money sa account nila sa bpi. Sana masagot nyo po agad. Salamat po ng madami.:)
[Reply]
June 25th, 2011 at 19:02
hi BDO,
I just want to ask on how we can check our joint savings account balance through internet.. i am working here in United Arab Emirates..
i deeply appreciate your support, thanks
[Reply]
June 29th, 2011 at 06:50
hi pwede po bang i change yung peso atm(w/o passbook) to junior savers club pero same pa rin po ng account number???
and one more thing po if ever po ba na mabawasana ung maintaining balance sa peso atm (w/o passbook)hindi po ba makoclose ung account?
please answer my questions… thanks
[Reply]
July 7th, 2011 at 03:44
Sir/Maam:
pwede ba ma reactivate yung atm card ko, nag below maintaining balance po kasi and then after two months, i checked it para mahulugan ko kaso unauthorized card yung sinasabi ng machine… is there a way na magamit ko pa din po yung same account no.? yung account ko po sa bdo is passbook + ATM. thanks po…
[Reply]
July 8th, 2011 at 09:58
hello po sir Gil. My husband recently opened a Kabayan Savings Account (passbook and atm card) intended for our allotment. Just recently, ginamit ko ang atm card to check the peso balance. I found out that i entered the wrong pin for 2 consecutive times. “How many hours do i have to wait para ma reset yung number of wrong pins that i have entered? Or is it possible?” I’m afraid baka ma block yung atm card. Coz my husband sort of forgot the pin. Thanks po.
[Reply]
July 22nd, 2011 at 12:28
hi Im jeanne I’m here in bermuda and I want to open an account. can I open an accoutn thru online?
[Reply]
Anonymous Reply:
July 27th, 2011 at 13:45
Hi Jeanne,
Unfortunately, there’s no way to open an account online. However, you may try to visit BPI Direct website if you are eligible to open an account online.
[Reply]
July 25th, 2011 at 17:37
I have a question i want to open an account but i dont have any valid id? all i have is a membership card with my picture address bday and signiture
[Reply]
Gil Reply:
July 27th, 2011 at 03:51
Hi Mary,
The bank requires two valid IDs. You can see complete requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
July 28th, 2011 at 02:44
Ma’am/Sir: Ask ko lang po i want to open an accountbuti have only an School Id’s with my name and picture and I do not have also an Billing Statement.what should I do..thankyou Msg me @ facebook: http://facebook.com/shellamay.mortis
[Reply]
July 28th, 2011 at 02:53
Ma’am/Sir: Ask ko lang po i want to open an BDO account but I have only an School Id’s with my name and picture and I do not have also an Billing Statement what should I do..thank you Msg me @ facebook: http://facebook.com/shellamay….
[Reply]
Anonymous Reply:
July 28th, 2011 at 11:51
Hi Shella,
You just need only one ID based on the rules from BSP. You can use the billing statement even your name is on the bill as long as you live on that house.
[Reply]
July 28th, 2011 at 22:25
hi, im dennis i have voter’s id and company id-no signature at the back but i have billing statement. is it enough?pls reply thanx
[Reply]
Anonymous Reply:
July 28th, 2011 at 23:23
Hi Dennis,
As per new BSP (Bangko Sentral ng Pilipinas) regulation, the bank now should only require one valid ID from their customers for applying a bank account. So one ID is enough.
[Reply]
July 29th, 2011 at 05:42
how many hours it takes to get my remittance from dubai here in the philippines?
[Reply]
July 30th, 2011 at 08:25
dear maam/sir, i wanna open an ATM account and i have valid ids but i am leaving in my parents house so the name of the billings are to my parents but i pay our bills at home. please reply asap. thank u so much.
[Reply]
Dez Reply:
August 3rd, 2011 at 05:49
yes pwd un basta my ibang valid id k pa din like drivers license,passport,nbi,birth cert.
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:21
Hi Trish,
It is ok to use the billing statement of your parents. no problem about that.
[Reply]
August 1st, 2011 at 04:36
wat is the difference of Peso Passbook Savings Account (with or without ATM) and Optimum Savings Account – Personal
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:15
Hi Jeff,
The difference is Optimum Savings account has higher initial deposit and maintaining balance the Peso passbook savings account.
[Reply]
August 1st, 2011 at 04:39
ok lng b f iba ung name s billing of statement kc nag re2nt lng aq….tnx…
[Reply]
Mau Reply:
August 3rd, 2011 at 05:52
yes as long as my valid id ka
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:14
Hi Jeka,
Yes it is ok, just tell the bank that you are renting the house or apt you’re living in the moment.
[Reply]
August 1st, 2011 at 08:29
kapag 17 yrs old po ba kailangan pa ng parent na kasama? pati sabay sabay ng ibibigay lhat ng requirements? (id, picture, money) kailangan din po ba ng billing statements?..thanks!
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:13
Hi Nina,
I think you can open on your own, just bring the requirements all together. You can use the billing statement of your parents.
[Reply]
August 2nd, 2011 at 19:41
i would like to open an account to bdo, how and what are the requirements im here in dubai?
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:00
Hi Jem,
You can see the requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
August 4th, 2011 at 15:02
dito po ako sa riyadh saudi arabia. gusto ko sanang mag open pano po kaya iyon??
[Reply]
Anonymous Reply:
August 5th, 2011 at 06:53
Hi Emmanuel,
You cannot open online, maybe after you return back to Phil. that’s the time you can open an account.
[Reply]
August 5th, 2011 at 07:21
hello, i just want to clarify if voter na po ba eh hindi na pwede gamitin ang school id for opening a bdo account? saka isang id nalang po ba ang gagamitin if im going to open nowadays?
pasensya na po madame tanong..sana po eh masagot ninyo.thanks po.
[Reply]
Anonymous Reply:
August 6th, 2011 at 02:46
Hi Jane,
As per BSP regulation, you can open an account just one ID is needed. However, most banks require two valid IDs maybe for extra verification of their customer so it is better to prepare two IDs if you have. You can see the complete list of requirements here:http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
August 5th, 2011 at 11:50
paano po ba mang open nag account d2 po ako sa japan
[Reply]
Anonymous Reply:
August 6th, 2011 at 02:36
Hi,
Unfortunately, BDO has no online application, that’s why you can’t open an account through online. Maybe after you return to Phil. you can apply a new BDO account directly to the bank.
[Reply]
August 5th, 2011 at 17:00
good day.. i just want toask how can i access in the account of my mother.. im the 1 who told them to open an account in her name..and im also who deposit in that account, cos im here in riyadh
[Reply]
Anonymous Reply:
August 6th, 2011 at 02:34
Hi Lawrence,
You should tell your mother to apply her account to BDO online banking so you can access her account online even you’re in Riyadh by using her user name and password.
[Reply]
August 6th, 2011 at 08:05
good day, pwede po ba mag open ng account ang anak ko sa BDO, for remittance po.. 3 year high school po sya.. para direct na sa kanya padala ko…
[Reply]
Anonymous Reply:
August 7th, 2011 at 01:42
Hi Padjo,
Yes I know he/she can open an account as long as he/she can provide the required ID and documents for opening an account.
[Reply]
August 6th, 2011 at 08:20
good day, i lost my bdo atm card today can u advise me what should i do? can i widraw my money over the counter?
[Reply]
Anonymous Reply:
August 7th, 2011 at 01:46
Hi Jhen,
I’m not sure, if you have a passbook, I think you can withdraw over the counter. If you want to withdraw, I suggest you go to your branch and ask the bank if you will be allowed to withdraw your money since you lost your ATM card.
[Reply]
August 8th, 2011 at 00:36
Hi Sir, gusto ko lang po malaman kung possible ang BPI to BDO money transfers or vice versa, online? Interbank tapos third-party account. Hope you can help me. Thank you.
[Reply]
Anonymous Reply:
August 9th, 2011 at 05:58
Type your reply…
[Reply]
Anonymous Reply:
August 9th, 2011 at 06:00
Hi K,
It is not possible, you can only transfer money within the same bank.i.e, BPI to BPI or BDO to BDO.
[Reply]
August 8th, 2011 at 10:45
Hello,
Naka plano na na uuwi ako sa Marso 2012, (3 weeks vacation)nais ko sanang bibili nang isang sasakyan katulad nang Isuzu Crosswind na nagkakahalaga nang 1.2 m. sa halip na bibili ako nang cash ay mag open account ako sa BDO ,mag de deposit ako nang minimum 1 m. pagkatapos ay mag apply nang car loan, gaano katagal malaman ang result sa car loan? Mayroon bang good offer/benefits nang BDO sa mga depositors (time deposit)?
[Reply]
Anonymous Reply:
August 9th, 2011 at 05:56
Hi Sam,
You can contact BDO directly to their contact numbers posted in their website.
[Reply]
August 8th, 2011 at 10:55
Hello,
Nakaplano na uuwi ako sa Pilipinas sa Marso 2012 (3 weeks vacation) at nag pla planong manirahan na sa Pinas for good 5 years from now, dahil na rin sa bibihira ang pagtira ko sa Pinas, mas maganda ba ang bibili nang sasakyan via BDO Bank or by cash? 25 years na akong wala sa Pinas kaya kunti lang ang kaalaman tungkol sa buhay sa Pinas.
[Reply]
August 8th, 2011 at 10:57
Maraming Salamat.
[Reply]
August 9th, 2011 at 14:03
How to withdraw money from my Paypal account to BDO account
[Reply]
Anonymous Reply:
August 14th, 2011 at 04:13
Hi Marivic,
I suggest you open a Union Bank EON account so that you can withdraw your PayPal money using their ATM card. I am not sure if BDO provides that kind of service.
[Reply]
August 9th, 2011 at 14:09
pls reply po ,kc nag open ako ng account sa BPI fpr me to get money tranfer from my Paypal account , pero BPI do not accept money transfer thru electronic ,.balak ko po ilipat ang account ko s BDO,kc ung money transfer ko eh laging thru Paypal po
[Reply]
August 10th, 2011 at 10:46
good day po, isa po akong OFW ,ung tinatawag nyo po na KABAYAN PESO SAVING S ACCOUNT pwede ko po bang gamitin yun sa pag sesend or money transfer na ma wiwithdraw ng family ko sa pinas?
[Reply]
Anonymous Reply:
August 14th, 2011 at 04:13
Hi Wheng,
Oo pwede mo yung gamitin to send money to Phil anywhere you are in the world.
[Reply]
August 10th, 2011 at 16:29
Hello,,im working in Middle East and had opened a BDO dollar account 3 yrs ago,i only have the passbook,is it possible to use this as a travellers check in case i want to go to other countries as a tourist? to be shown as prove of financial viability?
If not,is it possible to transfer my money from BDO account to my other account here?
Please response.thanks
[Reply]
Anonymous Reply:
August 14th, 2011 at 04:16
Hi,
I think you should apply for a BDO checking account. You should withdraw all your money from BDO then send that money to your account there in your place.
[Reply]
August 12th, 2011 at 20:49
hi id like to ask sana if i can retrieve a money i deposited as payment thru giving the transaction number of my transaction please reply
[Reply]
Anonymous Reply:
August 14th, 2011 at 04:25
Hi,
I think it is not possible, but you may also go to your branch to verify this.
[Reply]
August 14th, 2011 at 16:31
ask ko lang po totoo po ba na kapag nag open ng savings account sa metronk ng 20,000 pataas automatic na magkakaroon ng credit card?saan bank ang ganoon?
[Reply]
Anonymous Reply:
August 15th, 2011 at 12:52
Hi, I’m not sure, maybe you can ask Metrobank employee to know about that.
[Reply]
August 15th, 2011 at 06:31
hi can my daughter get a debitcard too if she opens a power teen acct. ?
[Reply]
Anonymous Reply:
August 15th, 2011 at 12:55
Hi, Just ask BDO branch nearest to you.
[Reply]
August 18th, 2011 at 14:22
Is it posible to open joint account, when my partner is in the philippines and im in taiwan
[Reply]
Anonymous Reply:
August 18th, 2011 at 22:48
Hi, I’m not sure about that because you need the signature of your partner in the application form.
[Reply]
August 22nd, 2011 at 04:25
Do the same ID requirements hold for opening a BDO checking account?
[Reply]
Anonymous Reply:
August 23rd, 2011 at 09:19
Hi,
Normally, if you already have a BDO savings account in the same branch you are applying for BDO checking account, they will not look for another requirement.
[Reply]
August 22nd, 2011 at 10:06
what is kabayan peso savings account? thanks.
[Reply]
Anonymous Reply:
August 23rd, 2011 at 09:19
Hi serendipity,
It is intended for OFW as a remittance/savings account for them by BDO.
[Reply]
August 23rd, 2011 at 09:15
Yup, it is possible but you should furnish all the requirements, maybe just like their IDs.
[Reply]
August 23rd, 2011 at 09:16
Hi Edmund,
As per BSP, pwede na ang isang ID pero marami pa ring bank like BDO na nag re require ng dalawang ID..Kung wala ka ng ibang ID, I think papayagan ka naman nila.
[Reply]
August 25th, 2011 at 21:32
Hi, Eve,
Normally, the account number is located on the back of the ATM card. It is not the number in front of the card. Or you can look again for the letter from BDO when you received your first ATM, I think you can find the account number there.
[Reply]
August 25th, 2011 at 21:35
Hi Kawaii,
For me, it is better to have a passbook with ATM. However, it has higher initial deposit when opening an account than ATM alone. Both earn interest if you’re balance reach the balance for earning interest.
[Reply]
August 26th, 2011 at 09:37
hi!
i just want to know if there is banking on this coming holiday which is on 29-30Augt.2011?
thanks!
[Reply]
August 28th, 2011 at 01:05
how much is the maintaining balance for a peso savings account? I’m guessing 5000. yes?
[Reply]
August 31st, 2011 at 05:21
add 2 zeros before your 10-digit account number (if it’s a Saving Account).. ex: 1234567899, you type in there 001234567899
“2) What will happen to my old 10-digit account number?
A two(2) – digit prefix will be added to your present account number to indicate the currency of you account. The change will be as follows:
“00″ – for Peso Current / Savings Account
“10″ – for US Dollar Savings Accounts
“30″ – for Third Currency Savings Accounts
For example:
a. Peso Current / Savings Account:
Existing 10-Digit Account Number – 1 2 3 4 5 6 7 8 9 0
Expanded Account Number – 0 0 1 2 3 4 5 6 7 8 9 0
b. US Dollar Savings Account:
Existing 10-Digit Account Number – 1 2 3 4 5 6 7 8 9 0
Expanded Account Number – 1 0 1 2 3 4 5 6 7 8 9 0
c. Third Currency Savings Account:
Existing 10-Digit Account Number – 1 2 3 4 5 6 7 8 9 0
Expanded Account Number – 3 0 1 2 3 4 5 6 7 8 9 0
http://www.bdo.com.ph/Personal/CASA_AccountNumber.asp
[Reply]
September 6th, 2011 at 12:13
Hi, You need to apply a BDO Internet banking before you can check your balance in the Internet.
[Reply]
September 6th, 2011 at 12:16
Hi charis,
Sorry but it is not possible.
[Reply]
September 6th, 2011 at 12:24
Hi,
Yes you can use that.
[Reply]
September 11th, 2011 at 08:32
hi hlo po sir mam.magtatanong po ako.kung paanu ako makahulog ng pera sa passbok ko dito sa u.a.e.hirap kc ako hanapin ang branch pls help me kung san dito branch nya thanks po.
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:25
Hi, just check if there’s a branch in your location, you can check it in BDO’s wbesite: http://www.bdo.com.ph
[Reply]
September 11th, 2011 at 09:57
hi.my BDO Account has been closed due of taking the deposit from my account,i was away in philippines and that time i withdraw my money in the airport i didnt realize that i took 500 pesos from the 2000 deposit,and now i would like to continue to use that account by sending the money as my savings…do i need to be there personally to deactivate my account?while i have my record already from your bank..please advice as going back to philippines just to show off is a cost of money for me.hoping your reply soon.
kinds regards sharon
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:24
Hi, if it is closed, you should open a new savings account, you cannot re-activate it anymore.
[Reply]
September 12th, 2011 at 04:21
pwedi ba magopen ng savings and apply ng BDO credit card at the same time..?
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:23
Hi, yes you can do that, no problem about that.
[Reply]
September 12th, 2011 at 06:37
Ok lang po ba kung di ko kaapelido yung name sa billing statement?
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:22
Hi Lyn,
yes it is ok as long as you live there.
[Reply]
September 13th, 2011 at 15:28
can i open 2 savings account simultaneously?
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:20
Hi, you cannot open 2 savings account in the same branch.
[Reply]
September 14th, 2011 at 06:38
how can i open a bdo account when i’m abroad?
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:14
Hi, unfortunately, there’s no way to open an account online. You may try BPI direct.
[Reply]
September 14th, 2011 at 06:38
how can i open a bdo account when i’m abroad?
[Reply]
September 15th, 2011 at 02:55
hi, is this post updated?
I’m planning to open a Peso ATM account this week, but these are my IDs: Company ID, Barangay ID, Alumni ID(issued by our university), and my NBI clearance. Will they accept these IDs listed?Thanks!
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:13
Hi Precious,
Yes they will accept it.
[Reply]
September 15th, 2011 at 03:45
hello,what are the requirements for opening joint account in BDO and how much is the maintaining balance
[Reply]
September 16th, 2011 at 01:10
hello, gusto ko lang malaman kong meron bang
FIDELITY BANK PLC
2, Kofo Abayomi Street, Victoria Island, Lagos RC103002
The Most Efficient bank In Nigerian? salamat po
[Reply]
September 16th, 2011 at 01:17
Hi, I only have voter’s ID so I am planning to get a barangay certification so that I can have 2 IDs. Is it okay?
[Reply]
Miral_von Reply:
September 28th, 2011 at 14:59
Im not sure if it is accepted.The best thing you do is that, try to get a postal Id or Philhealth Id of your choice.Postal Id cost only 300 and Philhealth Id have no charge if you already a member.
[Reply]
September 17th, 2011 at 01:58
hey?? balak q po kasi mag open ng savings account sa bdo kaso linggo lng ang off q.. ung mga bdo bank ba sa mga sm ay open parin un kahit past 5 nas?? pd bng dun n lng mag open ng account.. hope u reply..tanx
[Reply]
Miral_von Reply:
September 28th, 2011 at 14:52
I thought banks in malls are open even sundays.Im not sure with BDO.But BPI mall banks are surely open in Sundays.
[Reply]
September 17th, 2011 at 16:36
college student palang po ako pede po ba isang school ID lang? wala na kasi akong ibang valid ID..??? and ung bdo atm debit card po ba ay automatic na may logo na ng mastercard or ibang account po yun??
[Reply]
September 18th, 2011 at 00:55
pano po kung hindi ko na pa lagyan ng pin ung atm ko.can avail again an atm card.
[Reply]
September 18th, 2011 at 00:56
d2 na po ako sa korea i 4got 2 activate my atm card..can avail again
[Reply]
September 18th, 2011 at 06:38
how much is the maitaining balance for peso atm?
[Reply]
September 19th, 2011 at 08:56
I FORGOT MY BDO SAVINGS ACCOUNT NUMBER… HOW CAN I GET MY BDO SAVINGS ACCOUNT NUMBER
[Reply]
Miral_von Reply:
September 28th, 2011 at 14:37
To get back your BDO savings account number again, just contact BDO customer care hotline,where you opened a savings account and then give your card number of your ATM or the number of your passbook to the operator to reveal your savings account number.I hope it could help you.
[Reply]
Miral_von Reply:
September 28th, 2011 at 14:45
..or if you still knew your BDO card PIN number,just go to the nearest BDO atm machine and try to inquire it..your savings account number will be fully appeared on the screen.
[Reply]
September 19th, 2011 at 14:55
pwede po ba mag-open kahit 17 years old lng?
[Reply]
September 20th, 2011 at 10:00
how to open account abroad?
[Reply]
September 21st, 2011 at 05:09
is there any chance po n mg open ako ng account ko kahit nasa abroad ako? i mean bdo account.
[Reply]
envi_sible Reply:
November 14th, 2011 at 12:08
oo may mga padalahan na affiliated ng BDO pwede ka sa kanilang mag open.
[Reply]
6988 Reply:
February 1st, 2012 at 06:54
any additional info on this? thanks
[Reply]
Sally Reply:
December 7th, 2011 at 02:31
same question rin po, please more info.
[Reply]
Cheryl Reply:
December 8th, 2011 at 19:11
Hi Tin,nag reply naba ang BDO sa iyo sa tanong mo ano ang sagot nila pwede malaman kasi interesado din ako eh!Thank
[Reply]
September 21st, 2011 at 06:15
pede po ba ako mag open ng savings account kahit isa lang ID ko college student palang po kasi ako and wala po ako ibang ID ….school ID lang po..pano po dapat kong gawin??/tnx
[Reply]
Martinferran27 Reply:
September 30th, 2011 at 07:18
yung registration form no sa school mo pwede din yun.
[Reply]
September 22nd, 2011 at 07:26
The card that they were going to issue is that a debit card?
[Reply]
September 23rd, 2011 at 13:11
hi! ask ko po sana kung matatanggap ko pa din ang padala sa aking savings account from aboad kahit di ko naibigay na may 00 pa pala sa unahan ng acct no ko, thanks
[Reply]
September 24th, 2011 at 15:42
pwede na joint account tapos kung may mga letter from the bank na darating e sa adress nalang ng isang account holder ipapadala, ndi sa lahat? thanks.
[Reply]
September 27th, 2011 at 08:33
ask ko lng po kng ok pa po ung atm ko savings account po un,d ko pa cia nahuhulugan pero ala pa namng one year so ask ko lng po kng d pa nababawasan ung maintaining balance nia kc gusto ko na sanang hulugan un nga lng natatakot ako kc bka masayng lng ung pera ko ko kc bka nga nabawasan na un balance
[Reply]
Jerry Reply:
September 30th, 2011 at 07:29
visit ka sa any BDO branch, customer service, present your ID and ask them kung active pa siya
[Reply]
nobi Reply:
November 8th, 2011 at 17:07
hindi sxa mababawasan kahit ilang taon pa basta naka maintaining balance ka example 2000 ung maintaining balance mo dapat hindi mabawasan kung nabawasan mo mo at hindi mo ito nilagyan or nerplace ung kinoha mo kakaltasan ka at ng 300 per month hang maubos ito at hangang mag close na ito tnx_____ Nobi
[Reply]
noel binuya Reply:
November 8th, 2011 at 17:10
nobi
hindi sxa mababawasan kahit ilang taon pa basta naka maintaining balance ka example 2000 ung maintaining balance mo dapat hindi mabawasan kung nabawasan mo mo at hindi mo ito nilagyan or nerplace ung kinuha mo kakaltasan ka ng 300 per month hangang maubos ito at hangang mag close na account mo tnx_____ Nobi
[Reply]
September 30th, 2011 at 07:16
Good day. Ask ko lang po i want open ATM account sa BDO. since Im new here in manila wala ako maippresent na proof of billing. Okey lang ba if two valid ID’s lang?? thanks.
[Reply]
October 1st, 2011 at 00:28
how can i open a bdo virtual card?
[Reply]
October 3rd, 2011 at 06:24
ask q lang po kong ano requirements pag open ng cash card and how much tnx.
[Reply]
October 3rd, 2011 at 16:49
hi im jona, in im here now in kuwait ofw, i have open acount kabayan savings, n my concern dala ko po ung passbook at ung atm ko, din i started to deposit this 3-10-2011, n kuwait bahrain international exchange c0.K.S.C. WESTERN ONION. mag appear po ba un sa passbook ko? thnx….God bless
[Reply]
October 7th, 2011 at 02:03
hi i would like to avail the BDO cash card? however don’t have any valid ids. it says on the doc req. need to fill out the form and one valid id
[Reply]
October 9th, 2011 at 11:31
How to enroll the atm bdo saving account kabayan account to internet banking
[Reply]
Toyang Reply:
October 9th, 2011 at 11:33
Its says it should be 12 digits account number but my account only 10 digits …
[Reply]
October 10th, 2011 at 02:22
BDO doesn’t accept Philhealth card as valid ID for opening an account.**PROVEN
[Reply]
October 10th, 2011 at 13:59
Hi, ask sana ako kung anong requirements para sa hubby ko at sa akin, mag open account sana kami as soon as possible. Thanks X
[Reply]
October 10th, 2011 at 14:28
Time and time again, I keep coming ack to this post for information that should have been easy to find at the BDO website. Thank you for the information. This was most helpful.
[Reply]
October 12th, 2011 at 06:05
i have a account already, but i could not deposit my cheque, because they told me it was a cash only deposit account, could i upgrade it or change to both cash and credit account?
[Reply]
me23 Reply:
October 12th, 2011 at 06:38
I mean, if i could change it to cash and cheque deposit account?
thanks!
[Reply]
October 13th, 2011 at 02:29
Ano pong feature ng power teens club?
[Reply]
October 13th, 2011 at 02:47
What are the features of Power Teens Club savings account?>
[Reply]
October 13th, 2011 at 02:49
What is the meaning of minimum monthly ADB requirement? What exactly is ADB? Thanks.
[Reply]
October 15th, 2011 at 07:06
i have dollar savings acct in the Philippines. is it possible to joint account a person? that would be my live in partner? what would be the requirements.Im already here in Australia and my partner is in the Philippines
[Reply]
October 19th, 2011 at 17:23
hi guys .ask ko lng kong pano mag log in sa kabayan savings acount gusto ko ma check yon balance ko don ..thnx
[Reply]
October 21st, 2011 at 09:09
hello po ask ko lng po ng apply po kc ako ng kabayan savings tpos nung nkuha ko n ung atm ko di ko sya nbalance inquiry pero na pin generated ko sya..ok lng po b yun??wat if din po nkalimtan yung pin code ?my possible makuha po b ulit
[Reply]
October 22nd, 2011 at 08:14
hi, how can i widraw money in my bdo account while i am here abroad? Please advise me. tnx!
[Reply]
October 24th, 2011 at 06:52
Hi! Is company ID not included in the opening of personal savings account?
[Reply]
October 25th, 2011 at 07:45
what are the requirements for a student to open an account? same?
[Reply]
October 27th, 2011 at 05:17
My aunt would like to open an account for he 3 year old child, will you tell us what type of account is suited to open for her child? Will you give us the details of the account in this email address anabel.dano@yahoo.com. I am hoping for your quick response, thank you.
Anabel
[Reply]
October 31st, 2011 at 05:17
ASK ko lng po. if ng below minimum ang account ko how much ang ibabawas? like sa passbook
[Reply]
November 3rd, 2011 at 11:03
pwede po ba mag open ng account khit isa lang ung ID?kc meron ako dito postal.?thanks
[Reply]
November 4th, 2011 at 15:16
Gusto ko mag open ng account para sa anak ko, nung req. ang kailangan?
[Reply]
November 4th, 2011 at 23:49
Good morning tanung kulang po kc may kabayan peso account po ako tanung kulang kung pwed kupabang hulogan iyon d2kc ako saudi ngayon mag 2years na kc ako ngayon may 2011. Pls replyan nyo po ako
[Reply]
November 11th, 2011 at 09:07
Hello All,
[Reply]
November 11th, 2011 at 09:10
Hi All,
Ask ko lang po kung pede ko pa re activate ung bdo atm account ko kasi 2 years to 3 years ko na siya hindi nahuhulugan kung ok lang po ba kasi naun may work n ako gusto ko kasi ma open kasi un pede pa ba and ano mga kailngan need ko kasi meron kasi ako tseke na naka cross kaya need ko ng account.. gusto ko kasi BDO e para safe ung pera ko. thanks asahan ko reply nyo guys… tnx again
[Reply]
November 11th, 2011 at 13:52
hi po…ask ko lng po pwede po ba ako mgopen savings account nsa abroad po ako ngaun? pano po un.pls need ur reply ergent
[Reply]
November 12th, 2011 at 12:13
pwede ko pabang mahulugan ang accnt. kahit last year pa ang huling hulog ko?
[Reply]
November 12th, 2011 at 12:20
pwede pabang mahulugan ang accnt ko sa BDO,kahit last year pa ang huling hulog ko?hindi ba ito magsasara.
[Reply]
November 14th, 2011 at 07:02
i was trying to apply online to open a remittance account for me and for my kids as joint account but i can’t find. kasi gusto kong maghulog sa knila sa BDO then kuhanin ang remittance through atm withdrawal. pssible b ito? please reply thanks
[Reply]
November 14th, 2011 at 13:08
ask ko lng po kung makakaopen po ako ng atm ko,kasi po may problem po sa last name ko montessa sa ID ,peru ung sa birhtcertificate ko po eh montesa single S lng poh..thank
[Reply]
November 15th, 2011 at 02:49
good day! ask ko lang po kung pwede akong magopen ng account para sa ate ko na nsa abroad ngaun? sa kanya mismo ipapangalan ung account. kung pwede ano po requirements?
[Reply]
learnfe Reply:
November 24th, 2011 at 04:01
Hi Jasmine,
You cannot open an account for your ate, you can open but in your own name not her.
[Reply]
November 15th, 2011 at 09:14
puede po bang magpadala husband ko ng 500k thru kabayan savings?and juz leave it there…di ko iwiwithdraw…para di ko magalaw ang pera till he came back…
[Reply]
learnfe Reply:
November 24th, 2011 at 04:02
Hi bleeh,
Yes it’s possible.
[Reply]
November 16th, 2011 at 06:56
okay lng ba ung billing statement na dalin ko.. nkapngalan ky mama?? address lng nmn kailngan dun dba??? kailngan bha pg ngbkas ng savings account my work?? pde nmn khit student pa dba??
[Reply]
November 17th, 2011 at 07:24
what is the requirements to open a BDO ATM debit card and how much is the fee or maintaining balance?
[Reply]
November 17th, 2011 at 10:52
about po s requirements, pano po pag police clearance, brgy. clearance at bitrh certificate lng po ung maibbgay ko consedered n po b un para makapagopen po ako ng savings account?
[Reply]
November 21st, 2011 at 10:37
is it valid if you have a alummi id?
[Reply]
Financail Education Reply:
November 24th, 2011 at 03:51
Hi Dejose,
I think as long as it is valid, meaning not expired, you can use it for application.
[Reply]
learnfe Reply:
November 24th, 2011 at 03:59
Hi Dejose,
As long as it is valid or not expired, I think you can use it for application.
[Reply]
November 21st, 2011 at 21:31
saan po pweding maactive my atm kasi nag enrol ako ng internet baking online pero kailangan ko maactive atm ko within jan 2o12 pero andito ako sa sabn diego california
[Reply]
Financail Education Reply:
November 24th, 2011 at 03:50
Hi,
You can activate your ATM at any BDO branch, I’m not sure if they have one there in San Diego.
[Reply]
November 22nd, 2011 at 06:01
What if wala akong billing accounts? Ok lng ba yun?
[Reply]
Financail Education Reply:
November 24th, 2011 at 03:43
Hi Faye,
You can use your parent’s billing or your rented apartment billing.
[Reply]
November 22nd, 2011 at 09:29
Is school id acceptable for opening a bank account?
[Reply]
Financail Education Reply:
November 24th, 2011 at 03:42
Hi z!,
As long as it is valid, I think you can use it for application.
[Reply]
November 24th, 2011 at 10:36
hello po. my friend is asking po – kasi nagkaroon sya ng credit card problem sa BDO, bayad na sya ng full but BDO is asking still for the lawyer’s fee of 15k. Hindi na nya pinansin ito, and super late na rin sila nagbigay ng notice, like 6months before they claim na kulang pa daw payment nya.
And nagbabalak naman po syang mag-open ng account sana sa BDO kaso yun nga po may past problem sya. Will he be able to deposit pa rin for his baby?
Savings ito para po sa baby nya. A Junior Savings.
Please do reply po sana here sa email nya: yurihanazawa@yahoo.com
[Reply]
learnfe Reply:
November 27th, 2011 at 12:48
Hi,
If BDO does not want her to open an account in them, she can try to open at other BETTER banks like BPI or Metrobank..there are other banks in the Philippines, not only BDO..
[Reply]
November 24th, 2011 at 15:37
Kapag Ang Account Type Ay Power Teens Club, pwede Bang Joint Account Dito O Dapat Mag-Isa Ka Lang? Kasi Nagbabalak Po Kami Mag Joint Account On Power Teens. Salamat.
[Reply]
learnfe Reply:
November 27th, 2011 at 12:46
Hi Angelica,
I’m not sure about this but you can try to ask the bank personnel if it is allowed.
[Reply]
November 25th, 2011 at 13:56
how to check my balance in my account if im in dubai? what number or way for me to do to monitor my deposits?
[Reply]
learnfe Reply:
November 27th, 2011 at 12:34
Hi racquel,
You should apply first for a BDO internet banking to see your balance online. see this one: http://learnfinancialeducation.com/how-to-enroll-for-bdo-internet-banking/
[Reply]
November 26th, 2011 at 15:26
my acoount po ko sa BDO then ngclose n kz naubos n ung savings kz d ko n din nahulugan for almost two years.pwede ko pa bang i activate po yung account n un kz po nasa ibang bansa po ko,now gusto ko cya hulugan ule.pwede po b un?
[Reply]
November 26th, 2011 at 15:46
I have an Saving Account thru ATM before but I think it already expired can I re-open it again? Or should I open a NEW Account? im here in taiwan dala passbook and atm.
[Reply]
learnfe Reply:
November 27th, 2011 at 12:26
Hi annalina12,
You cannot open it anymore. You must open a new account but are you sure it is closed?
[Reply]
Anonymous Reply:
November 28th, 2011 at 03:32
im not sure if it is close. almost a year that i haven’t deposit. can you give me a tip on how to check it.i got my passbook and ATM card.
[Reply]
learnfe Reply:
November 29th, 2011 at 11:21
If has no balance and you didn’t make deposits, it is closed I think because of service charge below the maintaining balance.
[Reply]
November 27th, 2011 at 11:59
ask ko lang po kung pwede ung bagong philhealth card as proof of identity? yung parang atm po.pwede po ba un?
[Reply]
learnfe Reply:
November 27th, 2011 at 12:22
Hi Joann_blessed,
I think it is valid as proof of identity if it has your name and picture in it. I think BDO wants an ID with your name and picture.
[Reply]
November 30th, 2011 at 04:24
Pwede po ba ako magkaroon ng card? 13 years old pa lang po ako.
[Reply]
learnfe Reply:
December 3rd, 2011 at 01:50
Hi Gwapo,
Yes it is possible. You can ask your parents to hekp you open an account. You need your school ID.
[Reply]
December 2nd, 2011 at 02:58
Ask ko lang po if ok lang na yun billing address is sa Company ko, valid kaya yun? thanks.
[Reply]
shane Reply:
December 2nd, 2011 at 03:08
Yun address po ng billing statement ko, na ipi-present ko sa BDO office?
[Reply]
learnfe Reply:
December 3rd, 2011 at 01:48
Hi Shane,
Yes proof of billing like Meralco, telephone, mobile phone bill etc.
[Reply]
learnfe Reply:
December 3rd, 2011 at 01:49
Hi,
If your name is indicated in the billing, I think it is ok.
[Reply]
December 2nd, 2011 at 03:50
At what age po ang junior savers club?
Ano ang requirements d2 para mag open account?
[Reply]
learnfe Reply:
December 3rd, 2011 at 01:47
Hi,
Requirements will be one valid photo bearing ID, billing statement and a photo ID.
[Reply]
December 2nd, 2011 at 08:51
wat if po na zero accont ko. pwede pa po ba un ireactivate ung dating account?
[Reply]
learnfe Reply:
December 3rd, 2011 at 01:46
Hi nurse,
If your account is zero balance for a long time, perhaps it is closed now. You cannot activate it again but you can open a new account if you want.
[Reply]
December 4th, 2011 at 14:44
can i open bank account with my postal ID and xerox copy of barangay clearance?and is it also fine i will start p500.00?
[Reply]
learnfe Reply:
December 5th, 2011 at 11:48
Hi Gemmafer,
Yes you can try to open a BPI ATM account with minimum deposit of P500.
[Reply]
December 4th, 2011 at 16:39
ok lan po b n un billing statement d skin nkapngalan? nkpngalan xia s sister q? pero same address with my postal id naman.. or need p ng authorization letter?
[Reply]
learnfe Reply:
December 5th, 2011 at 11:46
Hi moon,
I think you can use it since it is same address in your postal ID.
[Reply]
learnfe Reply:
December 5th, 2011 at 11:47
No need for autho. letter.
[Reply]
December 5th, 2011 at 03:16
gudday ask ko lang poh kung sakaling pa-closed ko yung account sa bdo kinukuha ba nila ang passbook?
[Reply]
learnfe Reply:
December 5th, 2011 at 11:45
Hi,
I think you can keep it because it is yours. No need to go to the bank to close your account, just withdraw all your money and it will be closed automatically.
[Reply]
December 5th, 2011 at 04:11
pnu po b gmwa ng pin?…kakakuha ko lng po kc ng atm ko wla kcng instruction n bngay
[Reply]
learnfe Reply:
December 5th, 2011 at 11:44
Hi Cj_rivera09,
If it is new ATM, it should have an initial PIN for you to use it and then you could change the PIN afterwards.
[Reply]
December 6th, 2011 at 06:52
pwede po ba mag-open ng account abroad mister ko? tapos pwede ko po ba ideposit yung cheque nya sa account na ioopen nya dun? ty po!
[Reply]
learnfe Reply:
December 9th, 2011 at 13:28
Hi Chin2,
Hindi sya pwede mag open ng account unless may BDO branch dun sa lugar nya. Why not you open the account instead of him, just my suggestion. It is easier for you to open an account than him.
[Reply]
December 8th, 2011 at 19:09
Hi ask ko lang po kon pwede ba mag appy ng Peso Passbook Savings Account (with or without ATM) online?
[Reply]
December 9th, 2011 at 23:14
magkano po minimum pag time deposit
[Reply]
learnfe Reply:
December 12th, 2011 at 11:53
Hi emily,
I’m not really sure about the minimum deposit. I only know in PSBank they have P10,000 minimum deposit for TD.
[Reply]
December 17th, 2011 at 11:26
tanong ko lng poh,, paano poh kung estudyante poh ung gustong mag,open ng account??
[Reply]
learnfe Reply:
December 17th, 2011 at 13:31
Hi Blackharlet_03,
You should bring your school ID when opening an account and billing statement. Maybe your can ask for help to your parents.
[Reply]
December 21st, 2011 at 08:12
panu qng 1 lang ang valid ID, isa lng kc ung ID q eh…
[Reply]
learnfe Reply:
December 26th, 2011 at 03:48
Hi Yen,
Check out this article: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
[Reply]
December 21st, 2011 at 17:07
Hello..i just want to ask what if nag open for PESO savings passbook with ATM ng 5000 pesos and the following week is I accidentall withdraw that just to test kung nagana talga yung sa ATM…unfortunately 2 weeks passed and im thinking if its active parin ba? ilang months po ba bago mag close ang isang peso savings account?
[Reply]
December 22nd, 2011 at 19:59
hi just want to ask if what are the requirement if a foreigner is interested opening an account in bdo bank in philippines
thanks
[Reply]
learnfe Reply:
December 26th, 2011 at 03:47
Hi Mikeebaretto,
You can see the requirements here: http://learnfinancialeducation.com/can-a-foreigner-open-a-bank-account-in-the-philippines/
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December 24th, 2011 at 00:57
is it really necessary to submit any billing statement (xerox)
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December 27th, 2011 at 20:30
how i open account true internet because i want to open account in your bank coz theres no BDO here in egypt
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learnfe Reply:
December 29th, 2011 at 12:39
Hi Marilex,
Unfortunately, there’s no way to open an account outside the Philippines if you’re in Egypt..
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December 30th, 2011 at 10:37
anu po requirements pag joint account sa bdo?
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learnfe Reply:
January 5th, 2012 at 12:26
Hi Bossmikealviar,
Check out this post: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
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January 3rd, 2012 at 18:08
hi,I am ofw before ako
umalis ng pinas nagkaron ako ng kabayan savings account at na change ko na din ung password,pero ask ko lng po kung activated pa ba un kabayan savings account ko 5 months kung hindi na oopen due to wala pa ako iqama at mahiggpit ang boss ko?im hoping sa sagot nyo.salamat..
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learnfe Reply:
January 5th, 2012 at 12:35
Hi dix,
I’m not sure because 5 mons. have passed. Maybe you can ask your relatives to check your ATM if it is still working.
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January 4th, 2012 at 16:39
ASK KO LANG PO ILAN Po ba maintaining ng ATM SA BDO?
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learnfe Reply:
January 5th, 2012 at 12:38
Hi ryan,
For ATM account, it is P2,000
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January 4th, 2012 at 23:00
magkano ba ang maintaining balance if peso passbook savings account with atm?
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learnfe Reply:
January 5th, 2012 at 12:39
Hi Noel,
For peso passbook SA with ATM, maintaining balance is P5,000.
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January 12th, 2012 at 09:15
is it possible na hindi maging visible sa ibang tao ang name ng account mo? bale ikaw yung owner but ibang name ang makikita sa ibang tao for charity purposes. you and the bank lang ang may alam
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learnfe Reply:
January 16th, 2012 at 13:32
Hi Misrix,
I don’t think so. your name can be traced with your bank account number.
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January 14th, 2012 at 02:41
hi…
pwede po ba kpag nag open ng joint account magkaiba kmi ng address at ung proof of billing ay s tita nia pero same address s id nia…hndi s id ko..kailangan bang my proof of billing kmi pareho.
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learnfe Reply:
January 16th, 2012 at 13:33
Hi Marivic,
If joint account, I think one billing is enough.
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January 14th, 2012 at 02:43
mgkno po b interest rate s joint account?
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learnfe Reply:
January 16th, 2012 at 13:34
Normally, the interest rate is 0.5% per year. Try mutual funds, it will give you higher returns.
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January 15th, 2012 at 14:35
ask din po ako, gusto ko mag open ng account para sa baby ko, yung time depposit, 4months plng baby ko now,
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January 19th, 2012 at 09:44
this link is very useful thanks for sharing this link.,
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January 21st, 2012 at 00:16
Hi,
The interest is credited to your account monthly but the date is not fixed so it can be exact or more than one month.
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January 23rd, 2012 at 13:40
halimbawa hindi mo ginagalaw ung savings mo sa bangko.. lumalaki ba to?
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learnfe Reply:
January 24th, 2012 at 13:02
Hi Madelchu,
Yes, definitely as long as it is above maintaining balance and it is active, meaning you have transactions at least once per year.
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January 30th, 2012 at 08:46
Hi po! ask ko lang po if anong meaning ng “Minimum monthly ADB requirement? gusto ko po kasi mg open ng savings account. Thanks
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learnfe Reply:
February 5th, 2012 at 12:36
Hi Elaine,
ADB means average daily balance, it is the minimum amount you should maintain in your account so it will not be charged with penalty.
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January 31st, 2012 at 06:09
nice procedure very undrstandble go go go BDO…
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February 3rd, 2012 at 06:51
pwdi pu ba yung school id nung high.school ?
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learnfe Reply:
February 5th, 2012 at 12:44
Hi, you can see the list of valid ID HERE: List of Valid ID for Opening a Bank Savings Account in the Philippines
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learnfe Reply:
February 5th, 2012 at 12:45
http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
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February 4th, 2012 at 11:30
how do you acquire a direct BDO account here in the US without going into an affiliated online business networks.
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learnfe Reply:
February 5th, 2012 at 12:47
Hi, you should contact BDO directly through their phone number posted in their site.
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February 9th, 2012 at 08:42
better ang passbook with atm for starters. save and self regulate your finances wisely
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learnfe Reply:
February 12th, 2012 at 00:44
Hi, yes you’re right if you can or capable of opening a passbook with ATM, it would be better than ATM account alone.
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February 11th, 2012 at 02:20
pd bang mag open ng account through internet?????
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learnfe Reply:
February 12th, 2012 at 00:45
Hi Ryan,
You need to open in person sa BDO branch.
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February 11th, 2012 at 17:13
how to open an account kahit nasa abroad? kasi ang gastos kung uuwi pa ako…please reply..
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learnfe Reply:
February 12th, 2012 at 00:49
Hi, there’s no way to open an account abroad unless there’s a branch where you live at the moment. Myabe you can try to open at BPI Direct.
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February 15th, 2012 at 05:57
voters id at postal id ba ay hindi pwede pra mka pag open account ka sa bdo?
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February 15th, 2012 at 19:48
i forgot my accnt # i used kabayan saving how can i know pls can u help me…..ty
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February 18th, 2012 at 09:40
required po ba talaga ang phone number kung magoopen ng bdo account? or pwede rin kahit cellphone lang?
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February 21st, 2012 at 06:54
can i open account true internet? even im here in abroad? bdo passbook with atm,,..
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February 29th, 2012 at 10:42
Pwede po bang mag-open ulit ng bank account sa BDO?
Nag-open na kasi ako dati, yung power teens club. Kaso lang naubos ko lahat ng pera eh, tapos nagclose. Pwede bang makapag-open ako ulit?
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learnfe Reply:
March 1st, 2012 at 06:16
Hi Noah,
Definitely, you can still open an account.
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February 29th, 2012 at 14:30
pano po ako? na walang permanent house and address kasi nakikitira lang sa mga relatives paano yun wala po akong mabibigay na billing statement pwede na lang po ba yung townhouse address na lang namin sa bicol atleast yun saamin yung address na yun kaso sa bicol nga lang eh nasa batangas ako ngayon…………………..
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learnfe Reply:
March 1st, 2012 at 06:16
Hi,
I think it will not be a problem as long as you are living in that house.
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March 7th, 2012 at 20:38
need to know how interest for investment or time deposit
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learnfe Reply:
March 16th, 2012 at 13:23
Hi you can view the interest rate for time deposit here:http://learninterestrates.com/bdo-peso-time-deposit-interest-rates/
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March 8th, 2012 at 04:14
gudevening tanung ko lang… may BDO a.t.m account ako. may natira pang 300. last NOv.2010, dko pa ako ngsend sa account ko na yun. hangang ngayun activated pa? and pwede po bang mgsend ng pera sa a.t.m ko kahit nasa ibang bansa ka?
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learnfe Reply:
March 16th, 2012 at 13:26
Hi, I think it is already inactive, meaning it is closed and you cannot use it anymore.
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March 9th, 2012 at 07:56
Hi! Pano ko po malalaman kung nagclose na yung bank account ko? Napabayaan ko na kasi, power teens yung sakin nagless than 2000 yung balance nya sa tingin ko zero balance na yun. Pano ko po malalaman?
Pwede pa bang gamitin yun?
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learnfe Reply:
March 16th, 2012 at 13:30
Hi. kung nasa yo pa yung kard, pwede mong i try i open sa mga ATM para malamn mo kung pwede pa syang gamitin.
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March 10th, 2012 at 03:43
hi i want to ask again if my a.t.m is still activated…i have 300 pesos in my a.t.m last november 2010 can i still use it… thank you!
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March 14th, 2012 at 02:36
Hi, i really want to open an account in this Bank, But the problem is i have passport and postal id. but my postal id theres a mispelled spelling of my name.. and also i dont have any Bills recently. I have internet Bill or a phone Bill but this bill was last year.. is it possible i still can open an account?
Thanks
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learnfe Reply:
March 16th, 2012 at 13:43
Hi,I think you can open an account, just bring your IDs and other requirements.
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March 16th, 2012 at 09:40
pwed po bang magpadala sa atm account ko ung nasa ibang bansa?
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March 16th, 2012 at 09:47
paano po magopen ng credit card sa bdo.
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learnfe Reply:
March 16th, 2012 at 13:51
Hi, you can see this post to learn more: http://learnfinancialeducation.com/how-to-apply-for-bdo-credit-card/
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March 23rd, 2012 at 16:39
meron po bang murang pagpapa-open ng account pang student lng po?
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March 25th, 2012 at 10:30
Kapag po ba P2000 ang maintaining balance hindi na pu ba pwedeng ma withdraw yun?..
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Gil Reply:
March 25th, 2012 at 13:15
Hi, You can still withdraw the money but you will be under the maintaining balance. So to avoid charges you should add again money to make it above the maintaining balance.
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March 26th, 2012 at 05:32
Hi,
I just want to ask lang po. Can i also get a statement of account if i am only using an atm? or do i need a passbook?
Thanks.
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Gil Reply:
March 26th, 2012 at 11:59
Hi Gracie,
You may request statement of account at your branch even you’re using an ATM card.
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March 26th, 2012 at 16:43
helo po! nag apply po ako ng kabayan savings account s pinas bago po ako umalis! eh ang account number ko lng po eh 9 digit! s aking passbook! talaga po bang 9 digit lng ang account number?
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Gil Reply:
March 27th, 2012 at 09:12
Hi Sara,
I’m not sure about the quantity of account number, normally is around 8-10 digits. In BPI, it is 10 digits, I’m not sure about BDO.
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sara Reply:
March 27th, 2012 at 23:46
try po kc meng nag apply s internet banking po b un s bdo eh invalid po ang account number ko! kya nag aalangan ako kung maghuhulog p ko o hindi na
salamat po sa reply!
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April 2nd, 2012 at 07:29
Hey Gil, is it possible to open an account in BDO kahit walang landline number??? tapos college pa lang ako ngayon and i only have one valid ID… what shall i do? i really need to open BDO account.
[Reply]
Gil Reply:
April 2nd, 2012 at 13:11
Hi Paula,
Yes it is possible. My sister open an account at BPI even she has only one ID. I think it is possible, it is according to BSP.
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April 4th, 2012 at 06:42
Gil,
Pwede ba ung wife ko ang representative ko para magopen ng Account sa BDO?…ano mga requirements?..
Tnx..
[Reply]
Gil Reply:
April 5th, 2012 at 10:26
Hi Sam,
No. You are the only one that can apply in your name.
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April 23rd, 2012 at 11:53
Hi! Ask ko lang. Magkano ang maintaining balance ng BDO? Yung atm na walang passbook. Thanks!
[Reply]
Gil Reply:
April 24th, 2012 at 21:16
Hi Princess,
You can see it here: http://learninterestrates.com/bdo-peso-savings-account-initial-deposit-and-maintaining-balance/
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April 24th, 2012 at 04:47
I am planning to retire to Santa Barabra, Pangasinan, Philippines in 2014. I want to know what would be the best account to set up with US Military Retirement check. My wife is Philipina.
I would like to have joint account, with check deposited to dollar account, than be able use go to nearest BDO bank to withdrawn money inside of bank. Thank You.
[Reply]
Gil Reply:
April 24th, 2012 at 21:18
Hi Thomas,
You can apply for BDO Dollar Savings account. See more here: http://learninterestrates.com/bdo-dollar-savings-account-interest-rates/
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