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jozalyn January 8, 2015 at 14:31

ask ko po …
*yung passbook savings na 10,000 …. my atm card na kasama?
*if mag’open ako sa MANILA ng passbook savings account then nagDEPOSIT ako sa PROVINCE … may charge ba.?
*if WIDRAW naman my charge din ba.?
*if from PROVINCE account to MANILA nagdeposit or widraw my charge ba.?
*proof of billing hindi nakapangalan sakin ok lng b.?
*kailan magchacharge ang banko paghindi na nagagalaw ang account .? I mean paghindi na nakapghulog ng within 1 month or more…
thnx… pls. reply thnx…


grail budas January 4, 2015 at 08:58

halu good pms
sir naka exced po ako ng 3xwrong pin num.anu po gagawin ko para ma ayus uli atm ko ?


Ginalyn December 11, 2014 at 02:01

Hi good day!

Tanong ko lang po pwede ako mag open ng acount ,pero asawa ko magpapadala sa account ko.yung lang kasi yung way para makapadala sya ng pera sa akin.international seaman kc sya .Hope you answer my question po.


Gily Tenorio December 13, 2014 at 00:01

Yes of course you can open a bank account in any bank you want as long as you have IDs.


Ernesto l filler October 19, 2014 at 23:26

pano po pag wlang billing statement? makakapag pa rin po ba ako..?


Daniel H. Delin September 26, 2014 at 01:07

Good day!
I would like to open a new account but I am here presently in The Kingdom Of Saudi Arabia,Jeddah since 2009.
Although I have already an existing Account It’s just the said account isn’t Active anymore.
I hereby request your good office to assist me Continuing using your service.
Due to financial problem why I wasn’t able to maintain my previous account,Bank location @ Cainta Junction Ortigas Avenue Extension,Cainta Rizal Philippines.
I really need you assistance with regards to my request.

Thank you in advance!

Sincerely yours,

Daniel H. Delin


mila pagon August 20, 2014 at 06:48

hi,,poh!ask ko lang poh kung mag open account poh ako sa bpi yung mantaining balance is 1000,,panu kung ma widraw ko sa atm ko is 900,,imposible poh ba na ma close ang atm ko?thnz


Gily Tenorio August 23, 2014 at 08:19

Milla, kung BPI Easy saver yung account mo hindi sya mako close, kasi 0 maintaining balance lang ang easy saver. Kapag ibang type of BPI, mako close sya next na update ng BPI kasi below maintaining balance.


glenn June 21, 2014 at 13:31

Sir gud day,

sir may account ako sa bpi saving account with passbook..dba P10,000.00 maintaining balance..nakalimotan ko ko ang maintaining balance ang natira is P5,990.00..
anong mangyayari sa remaining P5,990.00 ko?kukunin ba ng bank? tnx in advance.


Gily Tenorio June 27, 2014 at 22:42

Glenn, there’s a fee below maintaining balance, every month it will taken from your account if the balance is below maintaining. SO you should make it above maintaining balance or withdraw your money.


Cheryl April 18, 2014 at 05:38

Is it possible to open another account when you already have an existing bank account? The existing one is for work kasi and I’m planning to have a personal account. Would that be possible? Thanks.


Gily Tenorio April 25, 2014 at 00:15

Hi, You can still open a new bank account in other branch.


FITZ October 26, 2013 at 15:22

if my saving account(3000) is below maintaining balance? what date of the month will they get the penalty?


Gily Tenorio October 28, 2013 at 08:32


Most banks update every month so expect the penalty after one month or end of the month.


divina October 1, 2013 at 03:00

what are the requirements needed if i open an account ? and mag kano po kailangan na maintaing balnce? balak ko po sana kasi mag opn account sa bpi para makaipon.


Gily Tenorio October 28, 2013 at 08:27


I have posted the requirements here. You can open an account with P2,000 to P 5,000.


JOSEPHINE R.GARCIA August 6, 2013 at 02:41

what are the requirements needed if we open an account for our 3 children?


Gily Tenorio August 25, 2013 at 11:47


For minors, you may need their birth certificate and some ID and your ID.


chibi June 24, 2013 at 11:48

Another question, what are the requirements to open a joint savings account?

Thank you.


Charmaine June 10, 2013 at 08:45

Hello regarding sa billing statement, hindi kasi nakapangalan sa akin yung mga bill like meralco and water bill dito sa bahay.Nagrerent lang kasi ako. Nakapangalan sa mismong may-ari ng bahay yung bills. so pwede ba yun kahit hindi nakapangalan sa akin?


Gily Tenorio June 24, 2013 at 13:14

Hi, I think you can use it since you are living there. But if you have other bills in your name, it will be better.


Emily May 1, 2013 at 04:28

Can I use my Alumni Id for opening a savings account in BPI? And Also the barangay clearnace, police clearance and NBI clearance are good as one valid ID?
Anwer will be appreciated. thanks


Gily Tenorio May 2, 2013 at 11:12

Hi Emily,

As what indicated on BSP, you can use that for opening an account. You can see the list of ID here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/


elizabeth leparto April 7, 2013 at 12:08

ksama nman po pla sa list ng acceptable id’s ang postal id at ,brgy cert,,pero bkt po hndi ako pinayagan mgopen ng account sa BPI JUAN LUNA TONDO BRANCH nyo ?


Gily Tenorio April 13, 2013 at 00:30

Hi Elizabeth,

As per BSP rules, this is the list of valid IDs that you can use when opening a savings account in any bank: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/


amber February 16, 2013 at 06:10

tanong ko lang po if may charge pag nag deposit saka nag wdraw sa ibang BPI Branch ?


Gil February 19, 2013 at 03:59

Hi Amber,

No fee for withdrawing money to any BPI branch as far as I know. Do you have any experience about this?


Camille Chehade January 22, 2013 at 13:54

How much is the maintaining balance for atm’s?


ayen October 8, 2012 at 04:49

how much do you charge for a local fund transfer?


Gil October 9, 2012 at 03:08

Hi ayen,

If you transfer funds via BPI express online, there’s no charge for local fund transfer. However, you need first to enroll the account to your BPI express online account.


Barry September 15, 2012 at 04:46


I am American and would like to know if and how I could open a savings account or is their any way I could set something up like for example Cell phones double as electronic wallets in Philippines.
For now I will only be in Philippines for short visits, planning to relocate in the not to distant future.


Best regards,



Gil September 15, 2012 at 05:34


I think you can open a savings account, you just need your passport or alien certificate of registration. There are banks that offer mobile banking and Internet banking so I think it will not be hard for you when you permanently stay in the Philippines. I’m not a banker so I cannot give you full, complete details. I hope this will help: http://learnfinancialeducation.com/can-a-foreigner-open-a-bank-account-in-the-philippines/


mary Jimenez September 7, 2012 at 06:59

hi! i am willing to open a savings account in bpi. may i ask if i can do a dollar account instead of peso account? and do you have a online banking jsut incase i want to check my account as soon as i get starting to have a savings account? what is the requirements for this?? hope you reply as you can.


Gil September 9, 2012 at 10:59


Yes you can open a dollar account, and BPI has online banking so you can check our account everywhere you are. See the requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/


Vicky September 3, 2012 at 16:57

Hi, I would like to ask regarding how an account would be closed.
I went thru some crises last month (August) and had to withdraw everything I had in my atm account. Now, that I have something spare to save again, I was wondering if my atm account is already deactivated.


Gil September 5, 2012 at 12:39


You may check it at any ATM if is still active, meaning, if you can still use it. Just insert your ATM card to machine when you can still see your balance, it is still active.


eloyz June 21, 2012 at 12:13

helo, merun bang rule ang bpi na pag di mu nagalaw yung account or maintaining balance mu ng 2 or more months na 10,000 mababawasan ung account mo?


Gil June 23, 2012 at 00:51

Hi eloyz,

If yung account balance mo ay above maintaining balance, di mababawasan yung account mo. Kapag 2 years na inactive yung account, dun magsisimulang bawasan ng bangko yung account kahit na above maintaining balance.


jerome April 20, 2012 at 14:56

Nagpapadala ba sila ng mail sa bahay? ayaw ko kasi malaman ng aunt ko na may atm ako eh.


Gil April 22, 2012 at 13:48

Hi Jerome,

Yes they are sending mail for the statement of account.


al April 17, 2012 at 14:59

do they still accept secondary id’s like postal id’s, voter’s id, nbi etc.?

Last time i check, bpi only accepts primary gov’t issued id’s.


Gil April 19, 2012 at 03:56

Hi Al,

As per BSP regulation, one valid ID with photo is enough when applying for an account. You can see the post here: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/


Johnas April 16, 2012 at 13:40

good day! it’s written that i need to wait about 3-5 days to have my atm card. my question is, can i get my account number by the day i submitted the required documents? even if i still dont have the card?


Gil April 16, 2012 at 13:50

Hi Johnas,

I don’t think so because the account number is embedded on the back of ATM card. I’m not sure maybe you can ask it to the bank employee.


Michelle April 15, 2012 at 15:11

I’m wondering if I’m a student, how do I deal with the requirement:

Billing Statement and 2 photocopies in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.


Gil April 16, 2012 at 13:51

Hi Michelle,

You can use the billing of your parents. For ID, only one valid ID is enough.


badeth April 13, 2012 at 09:42

how to apply bpi family savings account? wat is the requirements?


Ireene April 9, 2012 at 23:53

Hi, my partner and I want to open a time deposit joint account is that possible?


Gil April 11, 2012 at 01:25

Hi Ireene,

Yes it is possible but both of you should go to the bank to apply in-person because the bank needs your signatures.


angelo April 2, 2012 at 22:23

awesome guide! I was just wondering, is it possible have multiple saving accounts under a single name? Like say, one I will use for work and another for personal matters. Thanks, keep up the good work.


Gil April 5, 2012 at 10:25

Hi Angelo,

You can have only one account on a single branch. You can have account on other branches.


eileen March 30, 2012 at 08:40

Hi ask ko lang po kung pwede po ako magdeposit sa BPI BRANCH pero ang account ko po ay under sa BPI FAMILY BANK? Express teller po. Sa libertad pasay po ksi ako nag open ng account ko nuon pero sa Cavite na po kami nakatira ngayon. Medyo may kalayuan po ung BPI Family branch sa bahay namin. Gen trias kami tapos ang brach na malapit ay sa Dasmarinas pa. Salamat po.


Gil March 30, 2012 at 14:03

Hi Eileen,

I think it is possible, no problem about that because it is still BPI bank.


lyn March 20, 2012 at 22:28

sir may i ask if i can open a joint account in bpi with my partner, if my partner is in saudi arabia and i am in the phil? if bpi doesn’t have that kind of service, which bank offers that kind of service? thank you very much.


learnfe March 22, 2012 at 12:16

Hi Lyn,
You should get the signature of your partner, maybe the bank will allow because I think both of you should be present at the bank when applying for an account.


Vickydvillanueva March 19, 2012 at 08:37

we heard about the your new offer, its like a 50p for initial deposit?& no maintaining balance..what its is?how?


learnfe March 19, 2012 at 11:53


It is called BPI Easy Saver.  It has P200 initial deposit and no maintaining balance.


chibi June 24, 2013 at 11:40

Hi! Ask ko lang if how is BPI Easy Saver?


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