Bank of the Philippine Islands (BPI) is one of the best banks in the Philippines. Recently, BPI was awarded by Finance Asia as the as the best cash management bank in the Philippines. Finance Asia also named BPI as the best trade finance bank in the Philippines. BPI has two subsidiary banks – BPI Family Savings Bank and BPI Direct.
Overview of BPI Bank Philippines
BPI Bank is focused primarily on corporate accounts like salary account of employees. BPI Family Savings Bank is catered on individual savings accounts or for individual person who may not be an employee. While BPI Direct is focused primarily on mobile, telephone and online banking.
These three banks have differences to each other like maintaining balance requirements and interest rate for savings account. BPI Savings account has a maintaining balance requirement of 3000, BPI Family Savings Account requires only 1000 and BPI Direct has maintaining balance as low as 500.
Steps in Opening a BPI Savings Account
In order to open a BPI savings account, you need to do the following and bring the needed requirements for opening a savings account.
1. Visit the BPI branch of your choice and bring the following requirements for opening a savings account.
- Two (2) valid and recent IDs with your name and picture
- One Photocopy of each ID you will submit
- IDs acceptable for opening a savings account can be: Passport, Driver’s license, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) clearance, Police clearance, Postal ID, Voter’s ID, Barangay certification, Government Service and Insurance System (GSIS) e-Card, Social Security System (SSS) card, Philhealth card, Senior Citizen Card, Overseas Workers Welfare Administration (OWWA) ID, OFW ID, Seaman’s Book, Alien Certification of Registration/Immigrant Certificate of Registration, Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs), Certification from the National Council for the Welfare of Disabled Persons (NCWDP), Department of Social Welfare and Development (DSWD) Certification, Other valid IDs issued by the Government
- Billing Statement and 2 photocopies in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.
- Two (2) copies 1×1 latest ID picture
2.) Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a savings account and then fill-up all forms that will be given to you.
3.) Give the initial deposit for your savings account. Your initial deposit should be equal or more than the maintaining balance. For BPI ATM savings account, P3,000 and BPI ATM Family savings account, P1,000. For BPI savings account with passbook, P10,000 is the maintaining balance.
4. Claim your ATM card or passbook after 3-5 banking days.
Do you want to have an automatic savings and free insurance? Read this article. How to Open a BPI Automatic Savings Account
Need more information about opening a BPI savings account? Just visit www.bpiexpressonline.com.
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December 13th, 2010 at 06:37
Thanks for this great guide. I am planning to open an account in BPI.
[Reply]
December 27th, 2010 at 09:56
Good day! Is it possible to open an account (BPI Family Savings Account-ATM ) for my 7yr old daughter? If yes kindly send me the needed requirements as soon as possible. Thank you very much and God bless. Have a blessed year ahead….
Mrs. Dory Chua
[Reply]
January 9th, 2011 at 05:48
I had a problem yesterday withdrawing thru ATM..the machine no longer dispense cash with the receipt noation of “exceeded withdrawal limit” but I had only withdrawn 20 thousand.
Why did that happen when BPI has 50 k limit?
[Reply]
January 9th, 2011 at 05:50
I had a problem yesterday withdrawing thru ATM..the machine no longer dispense cash with the receipt callout of “exceeded withdrawal limit” but I had only withdrawn 20 thousand.
Why did that happen when BPI has 50 k limit?
[Reply]
Gil Reply:
January 9th, 2011 at 10:03
Hi Jur,
Daily withdrawal limit is as follows:
Regular Peso Accounts (includes increase limit) BET PhP 20,000
Maxi One Accounts PhP 50,000
Dollar Account US$ 500
[Reply]
January 24th, 2011 at 12:05
im planning to open a checking account and dollar account at BPI, can you tell me the requirements.And how much is the minimum deposit required for each. thanks.
[Reply]
Gil Reply:
January 24th, 2011 at 12:51
Hi,
This is the minimum deposit for checking account.
Express Teller Checking - Php 10,000
Business Checking - Php 10,000
Maxi-One with Statement – Php 25,000
For dollar account,
Express Dollar Savings $ 500
Dollar Savings with Passbook $ 500
[Reply]
January 31st, 2011 at 15:58
hi. my wife and i are planning to open an account for our 4months old baby. what are the requirements and practical account for him? kindly answer me here or just email me on ‘david.one1@yahoo.com’ thanks.
[Reply]
Gil Reply:
February 1st, 2011 at 09:09
Hi Dee,
You need the birth certificate of your baby and two valid IDs of you if you want to use the name of your baby in the account.
I think any savings account is ok.
[Reply]
February 2nd, 2011 at 07:27
we went to BPI Vigan yesterday and they said they cant open any savings account on the name of our baby not until he reach 8 yrs old. on what you told me it is applicable to all BPI Branches?
[Reply]
February 3rd, 2011 at 12:08
what if i want to withdraw in other atm bank..how mush will it charge?example BDO usually Bdo is in SM..
[Reply]
February 4th, 2011 at 03:14
Hi, my husband and I planning to open a peso time deposit and/or account. what are the requirements?Kindly reply me at maritchusala@yahoo.com. thanks
[Reply]
Gil Reply:
February 7th, 2011 at 13:51
you should have a savings account to be able to open a time deposit in BPI, BDO or other banks
[Reply]
February 8th, 2011 at 01:31
hi i have a check payable in cash from my client … is it possible to withdraw the money with bpi different branch? thank u very much …
God bless
[Reply]
February 9th, 2011 at 00:00
hi! if i open dollar account and deposit 500$ for maintaining balance only then the next deposit transaction after 6months or 1yr. is there any deduction or interest on my savings?
[Reply]
Gil Reply:
February 11th, 2011 at 13:15
Hi reden,
If your account is in maintaining balance, it will not be deducted.
Just check how much it should have to earn interest.
[Reply]
February 10th, 2011 at 15:24
We have an US$ investment account from another bank and it will mature in a few days. We would like to transfer it to BPI Xavierville branch but we don’t have an open account yet. We are overseas but will return in May. Can you pls advise what we should do so as not to lose on interest from now till May? Can I have someone open it for us and when we return, we will sign and present the proper id’s? Thank you.
[Reply]
Gil Reply:
February 11th, 2011 at 13:14
Hi jalyds,
You can check BPI direct, they have online application for savings account.
[Reply]
February 15th, 2011 at 09:23
hi..i have a bpi savings account. i failed to maintain the required maintaining balance so now my account is zero balance(for a couple of months), does this mean my account is already closed. I want to deposit to it again. If closed what are the requirements to open it again.
[Reply]
Gil Reply:
February 16th, 2011 at 22:55
Hi Riza,
I think it is closed but to make sure, you can use your atm to check if you can still use it.
If it is closed, you can open a new one, you can see the requirements here: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
Kherwin Reply:
March 31st, 2012 at 06:43
If it is closed, can you not reopen it ?
[Reply]
Gil Reply:
April 2nd, 2012 at 13:13
Hi Kherwin,
I’m not related to BPI, I’m just a blogger. If it is closed, you cannot open it anymore. You need to apply a new one.
[Reply]
February 27th, 2011 at 04:39
hi i just wanna know how much is the maintaining balance when opening a corporate account? and how much do they charged per transactions?
[Reply]
Gil Reply:
March 1st, 2011 at 01:34
Hi Lanie,
You can see the answer to your question here: http://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1
[Reply]
March 8th, 2011 at 16:20
hi…can anyone here help me on how to check or see the details of the amounts of your previous widrawal…please urgent!
thanks!
[Reply]
Gil Reply:
March 8th, 2011 at 22:54
Hi,
If yo have BPI express online, you can clcik the magnifying glass icon on the right side of the main page. or view your statement of account.
You can also visit your branch to request for statement of account.
[Reply]
March 15th, 2011 at 09:33
do you have savings account with only 500 maintaining balance???
[Reply]
Gil Reply:
March 17th, 2011 at 13:08
Hi Jane,
Normally the maintaining balance is at P3,000 in BPI.
[Reply]
March 19th, 2011 at 13:35
hi good day,,,,,i have some question to clarify if someone can help me to answer,it would be glad for me,,,,how much really the exact nterest if i want to open an account calld “time limit account”?????how much is the interest evry year if ever i put 100thousand pesos how much would it be the interest in a 1year,,,,,thankz hope som1 can answer my question,,,,,godblesss
[Reply]
Gil Reply:
March 21st, 2011 at 09:20
Hi Millene,
You can learn about time deposit and interest in some of my articles, you can found it here: http://learnfinancialeducation.com/category/time-deposit/
[Reply]
March 30th, 2011 at 01:58
Hi,
I have a BPI account but I failed to maintain the minimum balance of 3,000 for 2 months now.. will there be automatic deductions (penalty on not maintaining the minimum balance) once I deposited on that account again?
thanks.
[Reply]
Gil Reply:
March 31st, 2011 at 11:45
Hi Sandra,
If the account is below the maintaining balance for 2 months, it will be charged a fee or penalty so you need to add more deposit to make it above the maintaining balance.
[Reply]
March 31st, 2011 at 16:56
hi i have dollar account, plan ko widraw ung remaining bal ko kc below $500 nln un if ba widraw ko lahat automatic mgdeactivated na un account ko
[Reply]
April 2nd, 2011 at 01:02
Hi Gil,
Thanks for the previous reply. But what if zero balance for quite sometime, then I deposited again on that account. will I be charged automatically for the months I wasn’t able to maintain a minimum balance?
Thanks a bunch!
[Reply]
Gil Reply:
April 2nd, 2011 at 01:07
Sandra,
If your bank account has zero balance for at least one month, I think it will be automatically close.
However, you can still confirm this by going to your bank to ask if the account number is still active or not.
[Reply]
April 4th, 2011 at 15:10
Hi! How much is the minimum withdrawal amount on BPI ATM’S? THANKS IN ADVANCE
[Reply]
Gil Reply:
April 7th, 2011 at 10:39
Hi Mike,
It’s P500.
[Reply]
April 5th, 2011 at 14:15
hi..
i applied for a savings account in BPI para may pagkukunan ako pag kinapos ng budget sa school.
gusto ko po sana walang maintaining balance yung account ko or if ever is below 500 lang. would it be possible?
sabi kasi ng brother ko who recently applied a savings account also, may promo daw ngayon? magbabayad lang daw ng additional fee para walang maintaining balance. is that true? thanks
[Reply]
April 7th, 2011 at 18:44
dear sir’s,please can help me,how to open account n pbi online?im fill up the form application but they cannot accept…thanks best regards!!!!
[Reply]
Gil Reply:
April 8th, 2011 at 13:57
Hi Malou,
You can open a savings account thru BPI DIRECT.
[Reply]
April 14th, 2011 at 05:05
Hi,
The articles you have shared are really informative and helpful to those who wish to have a good financial management.
I would like to clarify the maintaining balance that BPI requires. In the third introduction paragraph, it was stated that the maintaining balance are as follows:
1. BPI Savings Account: 3,000.00 Php
2. BPI Family SA: 1,000.00 Php
3. BPI Direct SA: 500.00 Php
In the body of the article, the steps in filing an application for a savings account in BPI was shown. On the third step, the initial deposits are discussed depending on the respective maintaining balance that BPI imposed. The maintaining balance stated are the following:
1. BPI ATM: 3,000.00 PHP
2. BPI ATM Family SA: 1,000.00 PHP
3. BPI SA with Passbook: 10,000.00 PHP
Does this mean that when you will be issued a passbook, the maintaining balance is way much bigger? =0
Can you please share their difference.
Thank you very much.
-sob
[Reply]
April 14th, 2011 at 05:31
Hi Gil,
I would also like to ask whether the interest rates of BPI changes daily.
I followed the link you’ve provided:
http://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1
and it brought me on today’s rates. =)
Are the interest rates given Gross(with no withholding tax yet) or NET(taxed already)?
Again, thank you.
[Reply]
April 17th, 2011 at 04:58
hi
dont they have that option in bpi website wer they can check if their saving account is still active.
[Reply]
Gil Reply:
April 17th, 2011 at 22:43
Hi,
There’s no feature about it. You should go to the bank or to ATM if you want to know if your account is still active.
[Reply]
April 19th, 2011 at 02:05
hello.. i lost my atm card or it was stolen a week ago… s there a requirement in getting a replacement?
[Reply]
May 12th, 2011 at 02:27
Good day!
is it required to have savings account first before you can open a personal checking account in BPI family savings bank?
thanx
[Reply]
Gil Reply:
May 14th, 2011 at 06:41
Hi, yes it is required so you must open first a SA AFTER then you can open a CA.
[Reply]
May 12th, 2011 at 02:30
Good day!
is it required to have savings account first before you can open a Express Teller Checking in BPI family savings bank?
thanx
[Reply]
May 13th, 2011 at 05:57
Good day!
Billing is one of the requirements in opening a SA. Can I use the one under the name of my father-in-law? Since I don’t have any under mine?
[Reply]
Gil Reply:
May 14th, 2011 at 06:40
Hi, yes you can use that. Just tell the bank about it.
[Reply]
May 15th, 2011 at 04:44
hi.. my partner and i is planning to open a joint account in BPI.. what are the requirements needed?..
[Reply]
Gil Reply:
May 15th, 2011 at 22:49
Hi, the requirements are two IDs, billing statement and initial deposit.
[Reply]
May 17th, 2011 at 18:33
I would like to open an account here in the USA, is there a BPI in States? I live in Washington State and I have a rental in the Philippines and I need to open an account so they can deposit my income to my own account Is this possible? Thanks for your prompt reply.
[Reply]
Gil Reply:
May 18th, 2011 at 11:05
Hi Catalina,
Please go to BPI Direct to open an account online.
[Reply]
May 18th, 2011 at 08:23
hi, why i can’t chk my acount tru net sa bpi family? Tuloy di ko ma inquire ang laman ng atm ko., im abroad but 6 months ko na d nakikita laman ng atm ko, tnx
[Reply]
Gil Reply:
May 18th, 2011 at 11:07
Hi Rolie,
Contact bpiexpressonline directly or you can call them through their numbers.
[Reply]
May 18th, 2011 at 20:22
just giving a piece of help..:D
you check this site regarding Deposit Rates – Savings and Checking.
http://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1#bfb
I just opened up Express Teller Checking account to BPI family. It is not required to have SA account.
I just need it for HDMF application, so i chose Express Teller Checking account w/o interest..
for personal use you can apply thru BPI Family savings.
Much lower initial deposits and maintaining balance..
[Reply]
May 21st, 2011 at 23:04
hi. I have a bpi atm i got from my employer almost a year ago. It was on zero balance for more than 6 months. I enrolled it online also. The acct wasnt closed even if it was way below maintaining balance for a very long time. Is it because its a payroll acct?
[Reply]
Gil Reply:
May 24th, 2011 at 23:02
Hi there,
Yeah I think so because the company opened it for you.
I think they BPI have different terms and conditions for payroll account.
[Reply]
May 24th, 2011 at 06:21
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[Reply]
May 26th, 2011 at 07:57
Hi. I already have a BPI SA passbook. however,I want to close it and open a new account at other banks. what is the process for closing a SA passbook account?
Thanks
[Reply]
Gil Reply:
May 28th, 2011 at 12:10
HI Bam,
It’s a simple process, just withdraw all of your money and let it close automatically.
[Reply]
May 26th, 2011 at 08:06
I have already open an account through online? What will I do next?. Do I need to wait the email for confirmation of my application through online, or I will go to the branch that I choose to confirm the application?
[Reply]
Gil Reply:
May 28th, 2011 at 12:10
Hi Gilbert,
Just go to the branch where you selected.
[Reply]
May 30th, 2011 at 02:52
hi,, if u have an account in bpi atm, can u used it also for applying a passbook? thanks
[Reply]
Gil Reply:
June 4th, 2011 at 08:52
Hi MJ,
You can’t, you should open a passbook account if you want to have a passbook. maybe you should enroll for bpiexpressonline if you want to know your balance every time you want.
[Reply]
June 1st, 2011 at 14:37
Can I ask for a Savings Statement of Account from BPI if I just opened an ATM savings account? Or do I need to get the Passbook Savings Account?
How long before I can get my Savings Statement of Account?
Thanks!
[Reply]
Gil Reply:
June 4th, 2011 at 08:59
Hi Anne,
Yes you can request a statement of account even if you have ATM account. Maybe it will take one week to get that.
[Reply]
June 4th, 2011 at 03:58
hi,just wondring,i discovered just 2 days ago that my account has gone zero balance.so i went to the nearest branch to deposit 2k,you think my account is still activated? been waiting for some money to be deposited on my account and been expecting it last thursday(june2,2011) to be in but im afraid my credit balance was zero thats why the money didnt go through.is it possible to happen? what should i do then? will be please to hear ur answer.thanks a lot.
[Reply]
Gil Reply:
June 4th, 2011 at 09:02
Hi Nesa,
If your account was in zero balance for a long time, I think is not active or it is closed.
Just check it again to your branch what’s the status of your account.
[Reply]
June 5th, 2011 at 00:40
Hi !Im Lesley . Im only 14 years old. Can I open my own BPI saving account?Please do answer back. Thanks
[Reply]
June 11th, 2011 at 17:06
Hi! My boyfriend and I is planning to open a joint account but hes not here in the Philippines.Is it possible to open a joint account even if its only me who will apply? does my bfs signature needed? what are the requirements? thnks.
[Reply]
June 16th, 2011 at 02:02
hi Gil, i need your help about this matter.. thanks..
1. Is P1,000 also an initial deposit in an ATM account?
2. Is it possible to deposit a check from other bank and do I still have to sign it every time I deposit?
3. How many days I can use/withdraw after the process of my account?
[Reply]
June 16th, 2011 at 03:56
hi,i’am planing for saving open acct (atm),but i’am not here it posinle to have a representative on my behalf??or widraw my acct if she knows my acct number,but dont have a atm?can widraw tru over the counter?tnxs abd gooday
[Reply]
June 18th, 2011 at 02:29
hi, mayron sana ako itanong po,pwede po ba maka withdraw sa account ng asawa ko sa BPI nasa kanya ang atm nya, kailangan lang po, kasi emergency, sabi ng asawa ko try ko daw sa inyo kung pwede ba,kung ano kailangan po. thnaks
[Reply]
June 18th, 2011 at 02:35
ma’am Gil,
pls help me kung ano dapat gawin ko ma’am Gil na maka pag withdraw po ako sa account ng asawa ko, at kung ano dapat gawin.thanks
[Reply]
June 18th, 2011 at 08:07
Hi,BPi ano ang pagkakaiba ng SAVINGS ACCOUNT(SA) sa CURRENT ACCOUNT (CA).
[Reply]
June 18th, 2011 at 08:09
Bat po walang Interest ang ATM(Automatic Transaction Machine).
[Reply]
June 18th, 2011 at 08:12
Ma’am Gil, Ano po ang po ang pagkakaiba ng Savings Account sa Current Account sa ATM?
[Reply]
June 22nd, 2011 at 07:56
I wish there would be a BPI Family bank in Gandara,Samar or somewhere in Calbayog,Samar since a highway is being built and people are anticipating much business activity within the year.
[Reply]
June 27th, 2011 at 01:37
Hi there! I inquired if how to open the joint account that i am there in Philipppines? can my fiance can get a forms and send it with me so that i can sign it?
Thank’s
Mernette
[Reply]
July 9th, 2011 at 09:42
hi, i want to open a joint account with bpi…i just want to ask if we could open an account with u although we’re here in taiwan..if yes, how?
[Reply]
July 10th, 2011 at 00:37
can i open a savings account in your branch in davao even though i am here in saudi arabia?
[Reply]
Gil Reply:
July 10th, 2011 at 03:00
Hi Jun,
You may try to open an account at BPI Direct.
Just search it in google.
[Reply]
July 13th, 2011 at 10:10
Helo,
What are the requirements needed in opening an account for The ISU-ANGADANAN Alumni Association?
THANKS!
[Reply]
July 19th, 2011 at 07:35
hi, thanks for the idea, coz im planning to open an account at BPI, i have a question regarding the 200pesos opening an account and a zero maintaining balance.. coz i want to save my money at BPI.. i heard it at the RADIO A.M.. hope for a response on this matter. thanks,..
[Reply]
July 21st, 2011 at 01:49
Hi, Pina lagay ko sa BPI atm ko yung check! Pagcheck ko sa atm ko nasa current balance sya.. But when i withdraw account is not available! So meaning diko pa sya mawiwithdraw. Dapat ba nasa available balance sya? thanks….
[Reply]
July 25th, 2011 at 11:18
Hi, may i know if kapag BPI ATM Savings account ba pwede huminggi ng SOA? Eh yung ibang tao like relatives pwede ba nila icheck yun balance ko? thanks!
[Reply]
Gil Reply:
July 26th, 2011 at 23:49
Hi Marion,
Yes you can request for SOA for BPI savings account.
If you relatives have your ATM and they know your PIN, they can check your account balance through ATM.
[Reply]
August 25th, 2011 at 09:28
gd eve poh..ahm.ask q lng poh f’ pano kng isang ID lng poh ako meron..Postal ID lng poh kc meron ako..pwede n poh b un?
[Reply]
Anonymous Reply:
August 25th, 2011 at 21:37
Hi Hazel,
As per BSP (Bangko Sentral ng Pilipinas) regulation, pwede na kahit isang ID lang. But most banks still require two IDs. But you can insists to the bank that you don’t have any ID to furnish.
[Reply]
Hazel-Ann A. Busmente Reply:
August 28th, 2011 at 11:19
gd evening poh..ahm.dpa poh kc narelist ng school ID smin..kya 1 ID lng poh ang meron ako. ahm.ask q lng poh kng magkano halimbawa pg maopen ng account? and mgkano dpat ide2posit/ilalaman s account? ATM. my mgpapadala poh kc skin s ibang bansa ng money.eh dpa man poh ako nkakaopen ng account.tnx.gdbless.
[Reply]
August 25th, 2011 at 13:57
isa po ako ofw ask ko lang po active pa po ba yung account ko mag 2 yrs na di ko nahulugan e may laman po yung 50k
[Reply]
August 25th, 2011 at 21:39
Hi Mitch,
If your account is above the maintaining balance, which I think is above because it is P50k, it will not be closed. However, you need to withdraw or deposit any amount of money so it will become active again. Because most banks charge a dormancy fee after 2 years of inactivity. It is around P200 per month.
[Reply]
August 31st, 2011 at 09:10
Hi Manny,
You should open first a savings account and then apply for a checking account. You can see here the requirements for opening a savings account: http://learnfinancialeducation.com/requirements-for-opening-a-bank-savings-account/
[Reply]
September 2nd, 2011 at 03:57
Hi Domasigm,
No fee will be charged even if you withdraw or deposit outside Cebu.
[Reply]
September 2nd, 2011 at 03:58
Hi Jean,
In Philippines, you can only withdraw money in Philippine Peso. You cannot withdraw dollar in ATM.
[Reply]
September 2nd, 2011 at 04:00
Hi Patricia,
You don’t need your parent’s consent to open a bank account. You can use your school ID and billing statement from your parents or your dorm.
[Reply]
September 2nd, 2011 at 04:01
Hi Sel,
You only get it from the bank, maybe next time when you go to your branch, you can get extra deposit slip/receipt.
[Reply]
Franchescacabrera27 Reply:
September 20th, 2011 at 09:45
may bayad po ba un at makukuha ko po ba agad ung copy?
[Reply]
September 3rd, 2011 at 14:20
nice info. btw, i suggest that you indicate the published date of the article in your blog layout.
[Reply]
September 6th, 2011 at 12:17
Hi chris, you can use that if you are still living there.
[Reply]
September 6th, 2011 at 12:20
Hi Perlita, you can open a savings account but the name of account is the church..or joint account with several people..
[Reply]
September 8th, 2011 at 13:33
wut’s the requirements for bpi jumpstart?
and pano if 17 ako ngayon, then i’ll turn 18 next year, on march. pwede pa rin ako mag open ng bpi jumpstart? or can i still use it after i turned 18?
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:29
Hi, I’m not really sure, I think you can open a regular savings account.
[Reply]
September 13th, 2011 at 12:15
hi! I work in Dubai, any chance of opening a bank account online?
Thanks.
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:20
Hi Chris,
You may try to open an account online using BPI direct.
[Reply]
September 13th, 2011 at 18:51
hello po ….pano po if isa lang ID ko….school ID lang po college na po ako at wala na po ako ibang ID …pede po ba ako mag open ng bank account
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:17
Hi, normally the bank requires two ID, maybe you can present your school ID and a birth certificate..But per BSP, it is enough to open an account, just for one ID.
[Reply]
September 15th, 2011 at 03:09
hello poh can i open accnt.poh ba wwith 1 valid id lang and 1000 pesos in BPI savings accnt lng?just response add ko nlang poh ung birth certificate koh
[Reply]
Anonymous Reply:
September 15th, 2011 at 03:13
Hi, normally the bank looks for two ID. If you have an ID with a picture and a birth cert., i think it is enough. In BPI, you can open an ATM account for as low as P500.
[Reply]
Gretchenugayan Reply:
September 15th, 2011 at 04:55
thank you so much anu po twag s open accnt n 500 lng?express savings bank b un?
[Reply]
September 15th, 2011 at 03:11
jsut response poh agad
[Reply]
September 15th, 2011 at 21:44
HI my branch b ang BPI sa norway
[Reply]
September 16th, 2011 at 11:41
pano po mag apply ng credit card?
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September 18th, 2011 at 09:51
Hi there, good eve. can I open an account by only using a voter’s certification, never pa daw po kasi na rerelease yung voter’s ID ko, and birth certificate? at my bill’s po kami but never pong nakapangalan sa amin, nag rerent lang po kasi kami ng house. what should I do po? thank’s..
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Jerry Reply:
September 30th, 2011 at 07:27
naku.. you need a legitimate valid ‘ID’.
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September 30th, 2011 at 16:07
Hi! What if I don’t have any bills under my name? I live with my parents and everything’s under my dad’s name.
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Jerry Reply:
October 5th, 2011 at 13:56
actually you don’t need a proof of billing na. as long as you have a valid ID: DL, SSS, passport perhaps pwede na yan.
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October 3rd, 2011 at 01:13
hi,, how can i reopen my saving account?, im here in japan.
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October 4th, 2011 at 07:27
hi. magtatanong lang po ako tungkol sa requirements ninyo pwede lng ba ang id na gagamitin ko ay iyong alumni id ko sa college sa reviewer id ko? at saka iyong electric bill ay hindi nakapangalan sa akin,nakapangalan sa mama ko pwede bang gamitin ito para maka open ako ng account?
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Jerry Reply:
October 5th, 2011 at 13:57
alumni ID is not valid. Preferably get a govt-issued one.
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Cherryl_oguite Reply:
January 29th, 2012 at 14:22
how about the question regarding the bill?or wat f i dont have a permanent address hir in manila im only renting a room wat proof of billing should present?
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learnfe Reply:
February 5th, 2012 at 12:33
Hi,
Maybe you can present a mail with your name and address in it..Or through your company mailing address.
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October 4th, 2011 at 07:29
gusto ko rin po kasi mag saving account na mayroong ATM CARD at PASSBOOK,pwede lang po ba yon?magkano naman po?
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Jerry Reply:
October 5th, 2011 at 13:58
ATM is 3k maintaining balance; Passbook has 10k maintaining balance
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October 7th, 2011 at 06:03
Good Afternoon, may I know how much would be the initial money to be deposited for dollar account, thank you. . .
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October 8th, 2011 at 04:18
Good noon, may i know how much will be the initial money to be deposited for checking account?
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October 13th, 2011 at 09:52
10000 for non interest
50000 for with interest
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October 17th, 2011 at 06:13
What’s the easiest way to get a BPI credit card?
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jerrianne Reply:
November 21st, 2011 at 17:53
to have a sure-ball approved card, you may try Express Start: invest your money to a time deposit (min 10k), and 80% shall be your limit.
it’s easy to have a BPI Express Credit Card, as long as you have a.) 15k min salary/mo b.) no negative records in other banks c.) regular status at work
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November 1st, 2011 at 03:04
if i open account in bpi my friend can deposit to may account from other country?thanks
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November 1st, 2011 at 03:07
in saving account initial blance is 3000 with interest is it?
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arvee Reply:
November 21st, 2011 at 17:49
atm is interest-bearing at 5,000
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November 12th, 2011 at 03:31
I had a problem with my accountl just got my express online activated via net and ATM machine, then, when I got home and checked if it’s already available, the system told me that my account is disabled, I tried to check it in the ATM, my account is not available as well.
So I talked to the phonebanker and asked what should I do. They told me that my account is active; They told to nominate another password for my online account and activate it AGAIN in the machine. I’ve tried it. Nothing happens. My account is just 2 days old when it happened.
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November 14th, 2011 at 03:02
What’s the most convenient way to get a BPI credit card?
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November 20th, 2011 at 10:53
what is the requirement in investing on mutual funds?
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learnfe Reply:
November 24th, 2011 at 03:59
Hi Dexman,
Just visit this post: http://learnfinancialeducation.com/how-to-invest-in-mutual-fund-learn-mutual-fund-investing/
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November 27th, 2011 at 14:26
hi! I have a joint account with my mom in bpi family savings bank, which we opened last 2002 (I was 9 back then). our account only has a passbook. is it possible if i can enroll for a debit card also aside from the passbook? what should i do? (i would also go to the branch to ask, as my mom said, but ill just ask here for the meantime because im busy)
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learnfe Reply:
November 29th, 2011 at 11:22
Hi, yes you need to go to your branch to apply for debit card.
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December 7th, 2011 at 23:42
I LIKE TO KNOW HOW MUCH IS THE INTEREST IF I HAVE PASSBOOK ACCOUNT THEN I WIL DEPOSIT 4THOUSAND EVERY MONTH?
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learnfe Reply:
December 9th, 2011 at 13:32
Hi fevie_22,
Normally, the interest is at 0.25-0.5% per year.
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December 8th, 2011 at 09:48
hi..i have a savings account na ang maintaining balance is 3000, ano po mangyayari kung mawiwithdraw ko siya pero ayaw ko naman po siya ipaclose kasi doon po pumapasok ang sahod ko. thanks
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December 10th, 2011 at 18:00
i menel from cal usa i want to open an account in the philippines in e, samar like borongan how can i open an account in there? and what requerment do u need from me?
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learnfe Reply:
December 12th, 2011 at 11:52
Hi Marinelia,
You may try to open an account at BPI Direct.
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December 13th, 2011 at 22:39
sir ask ko lng if how much pag kumuha ng atm account may magpapaadala kasi sakin sa ibang bansa???
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learnfe Reply:
December 15th, 2011 at 11:27
Hi Jayvee,
There’s no fee for applying for BPI account but there is an initial deposit. You can check my post about BPI.
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December 28th, 2011 at 13:11
hi tanong ko lang po nag open po ako ng atmcard nung dec 5.. my kaltas po ba kapg di po aku nakapag hulog ng jan 5? tnx po
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learnfe Reply:
December 29th, 2011 at 12:42
Hi Mattroysantos,
Each month, bank account is updated. It should have enough maintaining balance to avoid charges for falling below.
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January 10th, 2012 at 06:07
Hello. Good day. Is there a way online to request for change of mailing address of statement of account of my BPI Savings Account?
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January 10th, 2012 at 06:48
I changed residence and no longer received my BPI Savings Account statement which i regularly received from my previous mailing address. How do i request for change in mailing address to my current residence? can request online if I have enrolled my BPI Savings Account on BPI Express Online? Please advise. Thanks.
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learnfe Reply:
January 10th, 2012 at 09:08
Hi Ojlcorr,
Yes I think you can change the mailing address from BPI express online if you have an account.
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February 17th, 2012 at 05:40
This article should include the steps for creating the BPI online account.
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learnfe Reply:
March 1st, 2012 at 06:10
Hi Joe,
You can visit this post to learn how to open a BPI online account: http://learnfinancialeducation.com/how-to-open-a-savings-account-online-through-bpi-direct/
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March 6th, 2012 at 04:48
what is the interest rate for time deposit
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learnfe Reply:
March 7th, 2012 at 12:02
Hi, you can check this out: http://learninterestrates.com/bpi-time-deposit-interest-rates/
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March 19th, 2012 at 08:37
we heard about the your new offer, its like a 50p for initial deposit?& no maintaining balance..what its is?how?
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learnfe Reply:
March 19th, 2012 at 11:53
Hi,
It is called BPI Easy Saver. It has P200 initial deposit and no maintaining balance.
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March 20th, 2012 at 22:28
sir may i ask if i can open a joint account in bpi with my partner, if my partner is in saudi arabia and i am in the phil? if bpi doesn’t have that kind of service, which bank offers that kind of service? thank you very much.
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learnfe Reply:
March 22nd, 2012 at 12:16
Hi Lyn,
You should get the signature of your partner, maybe the bank will allow because I think both of you should be present at the bank when applying for an account.
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March 30th, 2012 at 08:40
Hi ask ko lang po kung pwede po ako magdeposit sa BPI BRANCH pero ang account ko po ay under sa BPI FAMILY BANK? Express teller po. Sa libertad pasay po ksi ako nag open ng account ko nuon pero sa Cavite na po kami nakatira ngayon. Medyo may kalayuan po ung BPI Family branch sa bahay namin. Gen trias kami tapos ang brach na malapit ay sa Dasmarinas pa. Salamat po.
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Gil Reply:
March 30th, 2012 at 14:03
Hi Eileen,
I think it is possible, no problem about that because it is still BPI bank.
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April 2nd, 2012 at 22:23
awesome guide! I was just wondering, is it possible have multiple saving accounts under a single name? Like say, one I will use for work and another for personal matters. Thanks, keep up the good work.
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Gil Reply:
April 5th, 2012 at 10:25
Hi Angelo,
You can have only one account on a single branch. You can have account on other branches.
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April 9th, 2012 at 23:53
Hi, my partner and I want to open a time deposit joint account is that possible?
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Gil Reply:
April 11th, 2012 at 01:25
Hi Ireene,
Yes it is possible but both of you should go to the bank to apply in-person because the bank needs your signatures.
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April 15th, 2012 at 15:11
I’m wondering if I’m a student, how do I deal with the requirement:
Billing Statement and 2 photocopies in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.
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Gil Reply:
April 16th, 2012 at 13:51
Hi Michelle,
You can use the billing of your parents. For ID, only one valid ID is enough.
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April 16th, 2012 at 13:40
good day! it’s written that i need to wait about 3-5 days to have my atm card. my question is, can i get my account number by the day i submitted the required documents? even if i still dont have the card?
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Gil Reply:
April 16th, 2012 at 13:50
Hi Johnas,
I don’t think so because the account number is embedded on the back of ATM card. I’m not sure maybe you can ask it to the bank employee.
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April 17th, 2012 at 14:59
do they still accept secondary id’s like postal id’s, voter’s id, nbi etc.?
Last time i check, bpi only accepts primary gov’t issued id’s.
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Gil Reply:
April 19th, 2012 at 03:56
Hi Al,
As per BSP regulation, one valid ID with photo is enough when applying for an account. You can see the post here: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
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April 20th, 2012 at 14:56
Nagpapadala ba sila ng mail sa bahay? ayaw ko kasi malaman ng aunt ko na may atm ako eh.
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Gil Reply:
April 22nd, 2012 at 13:48
Hi Jerome,
Yes they are sending mail for the statement of account.
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