Savings account is a helpful tool to save money regularly. It offers many benefits and services you may need for budgeting and financial planning. Savings account with online banking can be a powerful instrument to monitor your expenses and saving.
With online banking, you can pay your bills such as Meralco bills, phone bills, water bills, credit card bill and many more. There are really many benefits having a savings account, that’s why it is recommended to apply for one.
In order to open a savings account, visit the bank of your choice and bring the following requirements for opening a savings account. I suggest to open a savings account in a well established bank like BPI, BDO, Metrobank, PSBank, RCBC, DBP, PNB, Land Bank, Security Bank and ChinaBank.
Requirements for opening a savings account:
- Two (2) valid and recent IDs with your name and photo
- One (1) Photocopy of ID that you will present
IDs acceptable for opening a savings account can be:
- Passport
- Driver’s license
- Professional Regulations Commission (PRC) ID
- National Bureau of Investigation (NBI) clearance
- Police clearance
- Postal ID
- Voter’s ID
- Barangay certification
- Government Service and Insurance System (GSIS) e-Card
- Social Security System (SSS) card
- Philhealth card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government office ID (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs), Certification from the National Council for the Welfare of Disabled Persons (NCWDP), Department of Social Welfare and Development (DSWD) Certification
- Other valid IDs issued by the Government
- Original billing statement and 2 photocopies of it in order to verify your address. Billing statement can be Electric bill, Telephone bill, Water bill, Credit Card bill, Cellphone bill etc.
- Two (2) 1×1 latest ID picture
- Initial Deposit for Opening Account normally range from P500-10,000 depending on what bank
- Ball pen for filling up application forms
- A smile
Is this article helpful and informative? Just leave your comment below or subscribe to the RSS feed. You can also subscribe to this blog by entering your email below; every new article will be sent to your email automatically.
October 28th, 2010 at 08:52
Thanks, very informative
[Reply]
November 5th, 2010 at 05:37
sir, ok lng po ba yung TIN I.D at saka passport?
[Reply]
Gil Reply:
November 7th, 2010 at 01:07
hi mezel,
Yes you can use it as ID.
[Reply]
November 29th, 2010 at 04:30
gud pm,ask lng po,d p po q nka2pg change status,so ung requirements q single p po aq,ok lng b kung un ang ga2mitin q..tnx
[Reply]
December 13th, 2010 at 12:37
pedi po ba ung brgy. ID???
[Reply]
Gil Reply:
December 13th, 2010 at 12:46
Yes you can use it as long as it recent.
[Reply]
Gil Reply:
December 13th, 2010 at 12:46
Yes you can use it as long as it is recent.
[Reply]
Gil Reply:
December 13th, 2010 at 12:47
Yes you can use it as long as it is valid or recent ID.
[Reply]
December 30th, 2010 at 07:23
Can I use my School I.D. ?I am just 15 and I would like to make a savings account .. Do I need to bring my parents upon making a account?
[Reply]
Gil Reply:
December 30th, 2010 at 22:55
Hi Arcee,
yes you can use your school Id. I think you should come along with your mother in order to open an account. You will not be allowed if you alone.
[Reply]
December 31st, 2010 at 14:05
pwde po ba barangay clearance at passport?
[Reply]
Gil Reply:
January 1st, 2011 at 10:43
Hi Fergelin,
Yes, you can use that for requirements.
[Reply]
January 2nd, 2011 at 15:34
what age is the limit?
[Reply]
Gil Reply:
January 4th, 2011 at 03:58
Hi famin,
There’s no age limit. For minors, mother/father or legal guardian should accompany the child when opening a savings account.
[Reply]
January 7th, 2011 at 04:24
ask ko lang po@ gusto ko kzng mag open ng account sa name ng anak ko. ten mants plang cya. Anu pong requirements nun!?
[Reply]
Gil Reply:
January 7th, 2011 at 13:46
Hi,
Just bring birth certificate of your baby, proof of billing and your two ID.
[Reply]
January 7th, 2011 at 13:15
anu po pinakambabang initial deposit?..
[Reply]
January 7th, 2011 at 13:17
Saka ilan yung pinakamababang maintaining balance?
[Reply]
Gil Reply:
January 7th, 2011 at 13:37
Hi,
ChinaBank has P1,000 initial deposit and maintaining balance.
BPI has P500 initial deposit and P3,000 maintaining balance for ATM card.
[Reply]
January 7th, 2011 at 17:30
hi,pwede ask we would like to open a joint account.ano ba ang requirements na dapat kong dalhin sa pnb bank po gusto namin mag-open ng account
[Reply]
January 7th, 2011 at 22:29
What type of bpi savings has no maintaining balance and a low initial deposit?
[Reply]
Gil Reply:
January 9th, 2011 at 11:24
Hi Josh,
BPI Express Teller ATM has P500 initial deposit and P3,000 maintaining balance.
[Reply]
January 11th, 2011 at 04:16
Is Brgy Clearance the same with brgy ID? Can I use both as valid IDs? I can’t use school ID kasi I’m not studying anymore.
[Reply]
Gil Reply:
January 12th, 2011 at 11:08
Van, I think it is the same.
[Reply]
January 12th, 2011 at 17:12
What are the requirements for a dual citizenship (american/filipina) to open an dollar account and a piso account as far as documentation to provide while in the Philippines as a bilikbayan
[Reply]
Gil Reply:
January 13th, 2011 at 09:17
Hi Yolanda,
You can bring your passport and another valid ID as a requirement when opening a bank account.
[Reply]
January 13th, 2011 at 05:36
maam ung about po sa billing statement.. im 21 peo ndi aman po nakapangalan skn ung mga bills sa bahay..panu po un?i want to open an account..
[Reply]
Gil Reply:
January 13th, 2011 at 09:19
Hi Cedric,
It’s ok to use the billing statement even iif your name is not indicated there as long as you are living there.
Just tell the bank you’re related to the owner of the house.
[Reply]
January 14th, 2011 at 09:56
i would like to ask if an 18 yr. old would nescessarily need a parent or a guardian to accompany him in opening a bank account? tnx..
[Reply]
Gil Reply:
January 14th, 2011 at 14:07
Hi Mike,
If applicant is 18 yrs. old, no need for parent’s accompany.
[Reply]
January 14th, 2011 at 20:18
here’s the deaL, Im Looking to open a Metrobank account. What kind of account do I need to open, an account that can take foreign currency deposits from out of the country.
And, I just have my schooL ID and voters ID, is that good to open that kind of account in metrobank?
[Reply]
Gil Reply:
January 16th, 2011 at 01:51
Hi Lester,
Yes you can use your school ID and Voter’s ID to open an account.
You may open a dollar savings account to take your money from other country to your bank account in the Phil.
[Reply]
January 17th, 2011 at 18:34
gud day po… gusto q sanang mag open account, pwede po ba yong trusted person ang mag open para sakin at sya ang mag-fill-up ng form?IF ok shud i give an authorization letter?
[Reply]
Gil Reply:
January 18th, 2011 at 11:36
Hi Riza,
I doubt the bank will allow that scenario because you need to sign by yourself all the application forms.
Maybe you can open a bank account when you return to Phil.
[Reply]
January 19th, 2011 at 00:44
I prefer Bank of the Philippine Islands to be a depository of my hard-earned money.
[Reply]
January 24th, 2011 at 04:49
Hi, just wondering if anong BPI account po ang i-open ko if gusto ko i-link yung paypal account and same lang po ba yung requirements sa nakastate sa article niyo?
[Reply]
Gil Reply:
January 24th, 2011 at 12:53
Hi Bryan,
BPI Express teller savings account will do.
[Reply]
January 27th, 2011 at 08:39
Hi, ask lang po philhealth card can be use as valid id? i have passport pero my family name wen i was single now im married can i use that as valid id? about sa billing we are just rented so hndi sa akin nakapangalan ung electric/water bill ok lang ba? i have certification or contract from the owner..can i use that? thanks!
[Reply]
Gil Reply:
January 28th, 2011 at 03:10
Leah,
Yes you can use that, philhealth and passport, just tell the bank you are still single when you got the passport.
For billing, I think you can use that from the owner.
[Reply]
February 1st, 2011 at 04:32
Can I submit picture (passport copy)?
[Reply]
February 1st, 2011 at 04:33
And those bills I have are not under my name, bacause I just resigned from my work at UAE.
[Reply]
February 1st, 2011 at 23:28
Hi, i’m a Student,how much is the initial deposit.if i want to open a savings account?Thanks!
[Reply]
February 3rd, 2011 at 06:30
ask ko lang po i already have a BPI express savings account but i haven’t deposited any amount since june 2010, it still have a balance of 145.00 pesos until now, nachecked ko na po yesterday, is there penalty or ok lang na magdeposit ako ulit..??????? pls reply!!!! thanks
[Reply]
Gil Reply:
February 3rd, 2011 at 14:24
Just make sure na active pa rin ang account, meaning you can still use your ATM.
[Reply]
February 3rd, 2011 at 16:14
Hi Mr. Gil! I’m living with my mother and I don’t have a proof of billing addressed to me. Can I use the bills addressed to my mom as proof of billing?
[Reply]
February 3rd, 2011 at 23:36
how can i know if my account were still active??? should i call the customer hotline???? tnx again
[Reply]
Gil Reply:
February 7th, 2011 at 13:41
if you can still use your ATM card, your account is still active or to be sure call customer hotline.
[Reply]
February 8th, 2011 at 08:47
Hi po ask ko lang po kung pwede po yung voters ID ko n dalaga p po ang apelyido ko but i’m married woman n tatanggapin po b yun s metrobank pag nag open ako ng savings acct. ko.
[Reply]
Gil Reply:
February 11th, 2011 at 13:12
Hi,
I think it would be ok for the bank.
Just tell them about it.
[Reply]
February 8th, 2011 at 09:06
ask ko lng po san ko po b papaactivate yung metrobank word cash ATM ng husband ko kasi binigay po s kanila yun nung nag seminar po sya ng PDOS.
[Reply]
February 12th, 2011 at 10:32
pde po ba dito school ID? and pag po ba walang proof of billing, pde po ung sa parent?
[Reply]
Gil Reply:
February 15th, 2011 at 03:44
Hi Jea, yes you can use your school ID and the proof of billing of your parents.
[Reply]
February 14th, 2011 at 09:12
Hello po..I’m interested to open a passbook account this month. pero wala po akong any billing statement with my name on it kasi nakiki-upa lang po ako ng boardinghouse. paano po ba iyon?
ty
[Reply]
Gil Reply:
February 15th, 2011 at 03:47
Hi Megs,
You can ask your landlord to give you a billing so you can use that for your bank application.
[Reply]
February 20th, 2011 at 13:43
Hi. Pwede po ba alumni ID and current student ID gamitin? Wala na kasi akong ibang ID maliban sa dalawa eh. Kakacollege ko lang po
[Reply]
Gil Reply:
February 21st, 2011 at 03:31
Hi Kris,
You may try to bring it at the bank since you have no other options.
[Reply]
February 21st, 2011 at 15:07
can i ask if its possible to a foreigner to open a savings account and what are the requirements? tnx.
[Reply]
Gil Reply:
February 23rd, 2011 at 03:53
Hi Marie,
You can see the answer here: http://learnfinancialeducation.com/can-a-foreigner-open-a-bank-account-in-the-philippines/
[Reply]
February 23rd, 2011 at 20:05
HI PO..PAANO PO PAG STUDENT PA LANG AKO..PWEDE PO BANG ID NA LANG.???
[Reply]
Gil Reply:
February 25th, 2011 at 15:06
Hi Joey,
You can use your school ID and birth cert if you have.
Or any certificate you have.
[Reply]
March 2nd, 2011 at 12:27
Hi,
Just wanna ask what kind of savings account I can open in BDO bank if my husband from Australia wants to transfer money through online transfer to my account? Is it possible to open account with NBI clearance and Postal ID or police clearance as my valid ID’s? Please answer.. Thanks!
[Reply]
Gil Reply:
March 3rd, 2011 at 03:12
Hi Jhing,
Any BDO Savings account will do. Yes you my use nbi and postal ID.
[Reply]
March 3rd, 2011 at 08:11
hello maám gil,
i would like to ask about how to open ONLINE SAVING’S ACCOUNT?kasi po hindi ako nka pgOPEN ACCOUNT nong na sa pinas pa ako eh. tapos now im here in europe. i have a plan to open saving’s account. what are those procedure and requirement? sa PNB po ako mg open account. thanks!
[Reply]
Gil Reply:
March 3rd, 2011 at 09:09
Hi marge,
I’m not really sure if you can online a savings account at PNB.
I think you need to visit a PNB branch so you can open an account there in your location.
I check PNB site and they don’t have online application for SA.
[Reply]
March 7th, 2011 at 00:53
Ask ko lang po kung pwedeng postal id lang at cedula ang ipakita ko as my 2 valid id’s? Thanks.
[Reply]
Gil Reply:
March 7th, 2011 at 10:39
Hi Chrissie,
If you don’t have any ID available, I think the bank can accept that . Just tell them your situation.
[Reply]
March 7th, 2011 at 15:50
good day poh!!..sa kabayan ho buh.kailangan pa ho bang.may relatives or family sa ibang bansa??..para totolung sa paghulog!!/..
[Reply]
Gil Reply:
March 7th, 2011 at 22:40
Hi Sandra,
Kabayan savings account of BDO is intended for OFW. dapat nag re remit at least 6 times a year sa account na yun.
[Reply]
March 8th, 2011 at 10:27
Hello po Mam or sir,
Im 1 of your client in BPI.I want to ask if i can open a checking account online?and what are the requirements.(Im here in UAE)and I want to know if checking or login in your wewbsite are safe to check my account balance? Thank you and more power.
[Reply]
Gil Reply:
March 8th, 2011 at 22:48
Hi there,
it is safe to log in with your BPI express online. Check BPI website on the procedures on how to open a checking account.
[Reply]
March 11th, 2011 at 04:20
Lahat po ba yan required talaga?
[Reply]
Gil Reply:
March 12th, 2011 at 08:53
Hi Jenel,
No. You only need TWO valid IDs.
[Reply]
March 18th, 2011 at 06:02
uhm,,,just wanna ask is it okay to use my NSO birth certificate coz my school id is not valid anymore,and i just have a 1 id.which is philhealth id, so is it okay to use my NSo birth certificate?????…
[Reply]
Gil Reply:
March 18th, 2011 at 23:22
Hi Alex,
Yup you can use your NSO Birth cert. if you don’t have any ID.
[Reply]
March 18th, 2011 at 06:52
Sir gud day
ask lang po qung mag savings account aqo sa bdo, with passbook, pd b makapag withdraw khit saang branch?
[Reply]
Gil Reply:
March 18th, 2011 at 23:23
Hi June,
Normally, you cannot withdraw from other branch with your passbook.
But you can try or ask if you really need to.
[Reply]
April 4th, 2011 at 14:51
is it really necessary to present police clearance in opening a bank account? or a certificate and school ID will do…?
[Reply]
Gil Reply:
April 7th, 2011 at 10:40
Princess,
Just two valid ID is Enough.
[Reply]
April 5th, 2011 at 14:20
hello… just want to ask… okay lang ba kung membership id like college alumni I.d.? i only have passport kasi… wala pa kasi akong voters id at expired na rin ang iba kong certificates like police clearance.
[Reply]
Gil Reply:
April 7th, 2011 at 10:39
Deng,
I think it’s ok. Just present it to the bank.
[Reply]
April 7th, 2011 at 23:07
thank you very informative,,:)
[Reply]
April 7th, 2011 at 23:10
…. paano po halimbawa wala kang billing statement pwde po bang humiram sa iba?
[Reply]
Gil Reply:
April 8th, 2011 at 13:51
Hi Tinee,
You can use your relatives’ billing address like your parents or siblings.
[Reply]
April 8th, 2011 at 09:47
Gusto ko po sana mag-open nang account sa BDO for savings account. Bale ano po bang meron sa kanila na may mababang minimum initial deposit na kaya lang po ng tulad kong estudyante lang? Peso ATM (without passbook)po ba yun? and magkano po intial deposit nito? Thank you!
[Reply]
Gil Reply:
April 8th, 2011 at 13:50
Hi Niel,
You can open Peso ATM without passbook with initial deposit of P2,000. It has the lowest initial deposit.
[Reply]
April 9th, 2011 at 01:16
hi ask ko lang po pwede po ba ung barangay clearance and postal id? para sa pag open ng savings account and how much po ung maintening bal if atm only or with passbook ? thanks
[Reply]
April 14th, 2011 at 18:40
hi .. i want to open a bank account .. but i’m still here in malaysia .. how can i do that? i want in PNB sta.maria bulacan .. and how much is normally range that i need to deposit ?! please send me back .. thank u ..
)
[Reply]
Gil Reply:
April 15th, 2011 at 03:09
Hi Shai,
I don’t know if PNB has online application for SA. Because normally, you should visit the bank in person to open an account.
I know they are strict in this rule..and your relative cannot open an account using your name.
[Reply]
April 17th, 2011 at 04:25
hi, im only 17 years old..okay lang bah ang barangay clearance and school id? wala kasi akong ibang ID.. and si mama and papa hindi mka sama sakin…okay lang ba if bother or sister will accompany me?
[Reply]
Gil Reply:
April 17th, 2011 at 22:44
Hi Mel,
I think it is ok if your bro. or sis will accompany you as long as you have the requirements.
[Reply]
April 17th, 2011 at 04:27
okay lang ba if kuya ko or ate ko sasama sakin?
[Reply]
April 20th, 2011 at 15:53
Great post, you have written it well and your own stuff is really nice! Keep it up
-Dealies Philippines
[Reply]
April 22nd, 2011 at 13:30
i don’t have a voter’s ID but i already have a voter’s certification. Can i use that as an alternative?
[Reply]
Gil Reply:
April 25th, 2011 at 08:25
Hi,
I’m not sure but you can still try to use it, just explain that you don’t have other ID.
[Reply]
April 25th, 2011 at 00:49
Automatic ba na may ATM card once na nagopen account ako o depende pa din sa catagory na pipiliin ko?
[Reply]
Gil Reply:
April 25th, 2011 at 08:24
Hi,
It still depends on the type of account you want to open.
Just apply for an ATM account if you want an ATM card.
[Reply]
April 28th, 2011 at 01:25
good day! just wnt to ask po kng mag-open po ako ng savings account sa metrobank pareho po bng mabibigay ung atm and passbook? and do i need to pay for it? thanks=)
[Reply]
Gil Reply:
May 2nd, 2011 at 23:02
HI Bianca,
There is one type of account that you can have both ATM and a passbook.
You don’t need to pay for it, it is free when you open an account.
[Reply]
April 28th, 2011 at 06:42
hi pano po mag open ng account ng walang ma-chacharge ni pisong kusing ??
at ano pong bank pde yun ?
[Reply]
May 2nd, 2011 at 15:08
hi po pwede po ba postal ID.barangay ID.para sa atm acount
[Reply]
Gil Reply:
May 2nd, 2011 at 23:04
Hi Cathy,
Yuo, you can use that IDs for opening an ATM account.
[Reply]
May 5th, 2011 at 03:20
I am 2 years old and still a student. I only have my school ID as a valid ID and I don’t have a billing statement in my name, because they are all under my mother’s name. Will I still be able to open a savings account? I’m planning to open one in Metrobank
[Reply]
Gil Reply:
May 7th, 2011 at 02:33
Hi,
Yes you can use that since you live there before? or still living with your mother.
[Reply]
May 5th, 2011 at 03:21
I meant I am 20 years old
[Reply]
May 8th, 2011 at 22:43
hi gil ask ko lang meron akong dlawang id isa ung postal id tapos ung isa id ko pa sa dati kong work?(may bago nkong work ngaun pewo wla pko id) pewde ko bang gamitin un?as one of my requirements?
[Reply]
Gil Reply:
May 11th, 2011 at 22:53
Hi Claire,
If you don’t have any ID, I think you may use that since it is still your ID.
[Reply]
May 13th, 2011 at 16:15
Pano po kung un billing statement eh sa parents ko nkapangalan? pero married na po aq, ok lng po ba un?
[Reply]
Gil Reply:
May 14th, 2011 at 06:39
Hi Gab,
It’s ok, you can use it as long as you are living there.
[Reply]
May 17th, 2011 at 04:35
hi… is it ok to open 2 atm accounts under one person?
[Reply]
Gil Reply:
May 18th, 2011 at 11:04
Hi Vanessa,
You can open 2 ATM accounts on 2 separate banks not the same branch.
[Reply]
May 17th, 2011 at 05:38
kung nsa minor age ba okay lng kung yung parents nlng mgddla ng id ska ppirma sa mga important matters? nso nlng ddlhn ko?
[Reply]
May 18th, 2011 at 03:58
hi!may atm po ako para sa salary ko po as a teacher pwede po ba yung account ko na yun ang gamitin ko na link sa paypal account ko po?
[Reply]
Gil Reply:
May 18th, 2011 at 11:06
Hi Myra,
You can use it. But it is better to open a Unionbank EON account to link it to PayPal.
[Reply]
May 19th, 2011 at 02:30
hi just want to ask if i open now a bpi express teller atm card all i need is those requirements and a 500 peso or do i need the 3k too? in total do i need 3,500 to open this? or only 500 and the maintaining bal would only be effective after a month?
thank you
and how long will it take for them to release the card?
[Reply]
May 19th, 2011 at 03:01
hi po!! ok lang po ba ang Student I.D??? tnx
[Reply]
May 20th, 2011 at 07:27
I HAVE MY STUDENT DRIVER’S PERMIT, IS THAT CONSIDERED AS VALID ID? THANKS….
[Reply]
Gil Reply:
May 20th, 2011 at 23:53
Hi,
I’m not really sure but if you don’t have any other ID, you can present it to the bank.
[Reply]
May 20th, 2011 at 15:29
hi mam. i want to apply some credit card but i dont know how first time ko po kc..
[Reply]
Gil Reply:
May 20th, 2011 at 23:58
Hi,
You can visit this link to know how: http://learnfinancialeducation.com/category/credit-card/
[Reply]
May 21st, 2011 at 05:37
you didnt answer my question po regarding the initial deposit and
maintaining bal. when i open a bpi acct do i need to deposit the 500 for initial deposit and the 3k for maintaining bal? or just the 500 and the mainaining bal will took effect only after a month.
i want to open a bpi acct but i dont have enough money for the maintaining bal. i’ll have my salary on the 10th of june is it okay to follow up na
lang ung 3k? and ilang days bago marelease ang card
thank u si much i will truly appreciate ur reply.
[Reply]
Gil Reply:
May 24th, 2011 at 23:00
Hi,
Yes you can deposit initially P500 and then add money to your account to the maintaining balance.
[Reply]
May 21st, 2011 at 05:57
..hi.. i just want to ask if its okey to use my sister’s billing statement since i dont have my own and all our billings are under her name?..
[Reply]
May 24th, 2011 at 17:31
I would like to verify the requirement on the billing statement. What if the bills at home are not under the name of the person opening the savings bank account. And since my work require me to transfer residence evry now and then? Is there another alternative for the billing statement? Thanks
[Reply]
May 26th, 2011 at 03:15
hi, i want 2 open an account, but i only have 1 valid id and that is postal id,.. please what can i do? i am just a housewife. i dont have any other id’s.. tanx. pls reply.
[Reply]
Gil Reply:
May 28th, 2011 at 12:09
Hi Jade,
Maybe you can use barangay certificate, birth certificate or voter’s ID.
[Reply]
May 31st, 2011 at 02:53
hi sir, is philhealth card accepted at BDO? thanks.
and pde bo ba nakacheke yung first deposit?
[Reply]
Gil Reply:
June 4th, 2011 at 08:55
Hi Kaye,
I think it’s OK. you can use that and the check.
[Reply]
June 1st, 2011 at 16:02
hi! ask ko lang po gusto ko po mag open account sa bdo bank but i lost all my id’s… nakakuha na po ako ng postal id, pwede po bapostal id meron din ako barangay clearance and b-certificate, magkanu po ang open account pag ATM. at isa pa po gusto ko po mag open account sa anak ko hes only 4 years old…postal id lang po pede ko e present sa ngayon. pede po ba yun?
thanks
[Reply]
Gil Reply:
June 4th, 2011 at 09:00
Hi Leth,
Try to bring postal ID or barangay clearance and birth certificate.
[Reply]
June 6th, 2011 at 00:39
hi po,,ask lang po sana me if pwede po ba ung school id? pag mag open account kc po la na po talaga akong ibng valid id,,at meyron po ako,,NBI pero ang nakalagay po sa birth place antipolo,,,pero sana sa iloilo pwede po ba yun?pls reply,,
[Reply]
Anonymous Reply:
July 27th, 2011 at 09:09
HI Lily,
I think it is still ok to use your school ID and the NBI you have. Just explain it to the bank employee.
[Reply]
June 10th, 2011 at 04:56
i want to apply a bdo credit card
[Reply]
June 10th, 2011 at 04:57
i want to apply credit card
[Reply]
June 13th, 2011 at 11:24
hello gil, im a college student pa po.. i just want to ask po what is the minimum amount to deposit in BDO? im planning to open an ATM account at BDO.. pls reply to me soon! thanks!
[Reply]
June 14th, 2011 at 05:31
how about yung walang statement of account? pwedi rin po bang mag apply?
[Reply]
June 16th, 2011 at 14:08
Hi po..ask ko lng nag open ako ng new saving acct at the bpi kaya lng hnd pa agd makuha yun atm card,pwede ba sa release ibang tao kumuha,give n lng ako ng authority w/attached my valid id.???pls reply thanks
[Reply]
June 19th, 2011 at 00:17
ask lang po ako.anu po bang account type ang pwede sa akin.computer technician po work ko.21 years old.gusto ko po sana magkaroon ng account.
[Reply]
June 23rd, 2011 at 04:55
I would like to ask for a friend who is a foreigner, what are the requirements to open a savings account and checking account??? thanks!!!
[Reply]
June 27th, 2011 at 17:08
i’m in the US how can I open a metrobank account?
[Reply]
June 27th, 2011 at 17:09
I’m in the U.S. how can I open a philippine metro bank account?
[Reply]
July 2nd, 2011 at 13:32
wala pa po akong TIN I.D pero gusto ko po mag open ng BPI Express Teller… Ano po yung pwede kong gawin?Student pa po kasi ako pero 19 years old na po
[Reply]
Anonymous Reply:
July 27th, 2011 at 21:21
Hi Cesar,
You don’t need TIN ID since you are still a student and you are not still working.
[Reply]
July 9th, 2011 at 03:02
Hi! I wanted to open a savings account to bdo,.
1st Question:Can I use Philhealth ID & Police clearance?
2nd Question: How much do I need to provide to open a savings account????
tnx! hope to receive immediate response!
[Reply]
July 13th, 2011 at 15:43
Hi po .. just want to ask , magkano po ba lahat-lahat ng magagastos pag nagpaopen po ng bank account sa BPI??
hoping for your reply . thanks
[Reply]
July 13th, 2011 at 15:48
and kung magkano nmn po sa BDO . slamat
[Reply]
July 15th, 2011 at 00:14
gud day gil! me & my gf were planning to open an account in bdo..wat type of account wud be preferable for us..?? Kindly send me all the req needed..tnx! pls response.. ^^,
[Reply]
July 16th, 2011 at 08:15
pwd b mgkuha ng credit card kht nbi and then brgy. clearance lng meron aq,kc nwala ung mga valid id’s q nung nwala wallet ko..tnx
[Reply]
July 17th, 2011 at 05:36
good day….ask ko lng po, may account po aq b4 sa metrobank remittance po. matagal n po hndi ngamit dahil lumipat na po kmi. pwede ko po b gamitin p rin ang account as a savings? saan po b aq pwede mg open ng checking account n hndi po required n meron dpat account sa bank atleast six months? kelangan ko po kasi for pag-ibig for housing.
[Reply]
July 19th, 2011 at 03:44
thank you GOD bless
[Reply]
July 20th, 2011 at 02:45
Sir can i open an account online? im currently not in the philippines right now… if i can that would be great. thanks po
[Reply]
Anonymous Reply:
July 27th, 2011 at 09:10
Hi,
You may try to open an account at BPI Direct. Just visit their website to know if you are eligible.
[Reply]
July 21st, 2011 at 02:26
Can I use my library card as my second recent i.d.? then what if we only rent and the name is not ours? Thanks
[Reply]
Anonymous Reply:
July 27th, 2011 at 13:48
Hi Paul,
Yes you can use that. I think as long as you lived in that rented house or apt, it is ok. Just tell the bank employee, you are just a rentee.
[Reply]
July 25th, 2011 at 01:05
good day…ask ko lng po, pag once po ba mag open account ako in any bank, automatic po ba or pwede po ba makakatanggap ako ng other country currency??? and what is the best bank that i can apply for it?please reply or send me in my email…Thnx…
[Reply]
Anonymous Reply:
July 27th, 2011 at 13:41
Hi Neila,
Yes you can receive money from abroad to any bank that you have an account. I suggests you open an account at BPI or Metrobank. Then, you should also apply for Internet banking. It’s free, just tell the bank employee you want to include Internet banking to your application.
[Reply]
July 25th, 2011 at 01:34
Good day! I want to open an account in BDO and avail the BDO debit card sa pangalan ko, asawa ko po ang magdedposit ng pera nasa manila kz xa, Im here in our province, dapat po ba mag open din ng acc. asawa ko?
[Reply]
Anonymous Reply:
July 27th, 2011 at 13:37
Hi Ann,
If you will open an account at BDO, you are the one that should deposit the initial fund for your new account along with the application forms and requirements.
[Reply]
July 25th, 2011 at 13:31
Hi. If I may ask, Is it okay if I just bring student id and driver’s license for the valid ids? And for the billing statement, I don’t have any under my name. Only under my dad. Is that going to be valid? Thanks! God bless!
[Reply]
Gil Reply:
July 26th, 2011 at 23:46
Hi Clar,
Don’t worry you can still use that as requirements. You may also use the billing statement as long as you are living in that house.
[Reply]
July 28th, 2011 at 02:50
Hi.!! Ma’am/Sir: Ask ko lang po I want to open an account but I have only an School Id’s with my name and picture and I do not have also an Billing Statement what should I do..thank you po Msg me @ facebook: http://facebook.com/shellamay….
[Reply]
July 31st, 2011 at 16:49
student pa lng po ako..tpos gusto ko ipa incash ang check ko tpos pagawa ng atm //pero student id pa lng merun sa akin..pwd ba baranggay clearance or cedula ang gamitin?
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:20
Hi Jayvee,
Yes you can use barangay clearance as another ID for opening an ATM account.
[Reply]
August 1st, 2011 at 00:16
ask q lng po if pwede mg open ng account time deposit un uncle ko, he’s a US citizen po, and what po mga requirements
[Reply]
August 1st, 2011 at 00:23
can a representative po b can open a time deposit account since my uncle is living in usa, provided with all the requirements are present? need your answer po…tnx po…
[Reply]
Anonymous Reply:
August 6th, 2011 at 03:18
Hi Elleen,
I’m not sure, but in my knowledge, only the applicant in his or her own name can open a time deposit. An applicant cannot open a TD for other people.
[Reply]
August 1st, 2011 at 03:08
Hello BPI,
I’m a self-employed housewife so i don’t have much of your valid ID requirements. I only have a recent Postal ID and a current Health Card (Fortune Care Plus) ID without picture. I have a billing statements of Bayantel, Sky Cable and Sky Broadband bills but they are all in the name of my husband. Is there a possibility for me to open a BPI Family Saving Account in your bank? Please guide me.
Thank you very much.
Sincerely,
Mrs. ALAB
[Reply]
Anonymous Reply:
August 5th, 2011 at 06:59
Hi Mrs. Alab,
Yes you can open an account. Just go to BPI with your requirements and initial deposit of your new account. It is ok to use the billing statement of your husband.
[Reply]
Anonymous Reply:
August 5th, 2011 at 06:59
Hi Mrs. Alab,
Yes you can open an account. Just go to BPI with your requirements and initial deposit of your new account. It is ok to use the billing statement of your husband.
[Reply]
August 3rd, 2011 at 01:02
good day po..gusto ko po sana mag open ng savings account ..meron lng po aq NBI clearance ..pwede po ba?..thanks po..
[Reply]
Anonymous Reply:
August 6th, 2011 at 02:53
Hi there,
Most banks require two valid IDs, maybe you can get another ID like barangay clearance or postal ID.
[Reply]
August 8th, 2011 at 05:05
helo po…gusto ko po sana mag-open ng savings account,just wondering kung saang bank yung may initial deposit na P500?
[Reply]
Anonymous Reply:
August 9th, 2011 at 05:57
Hi Pochie,
I know BPI is offering an account with P500 initial deposit through their BPI ATM savings account.
[Reply]
August 13th, 2011 at 11:49
HI po,,,gusto ko pung mag open account sa BDO kaso wala po akung billing statement PANO YON?
[Reply]
Anonymous Reply:
August 14th, 2011 at 04:27
Hi Nelvin,
You can use the billing statement of your parents or the apartment you are living right now.
[Reply]
Nelvin Cagas Reply:
August 14th, 2011 at 05:58
thx po…tska pwede po ba ung ID Ko sa work ko? tska ung NSO berthcertificate ko? ung gamitin ko para sa requirements ko para ID…
[Reply]
Anonymous Reply:
August 15th, 2011 at 12:52
Hi,
Yup pwede yan.
[Reply]
Nelvin Cagas Reply:
August 16th, 2011 at 04:05
thank u po
[Reply]
August 17th, 2011 at 01:45
hi..pano po ba mag open ng ps bank atm tru internet??
[Reply]
Anonymous Reply:
August 18th, 2011 at 22:46
Hi, There’s no way to open a PSBank thru Internet, you must go in-person to the bank.
[Reply]
August 23rd, 2011 at 09:18
Hi Clariz,
If same branch of the bank, I think not possible and not practical. If other branch, it is ok.
[Reply]
August 23rd, 2011 at 09:22
HI,
Pwedeng pwede yan..
[Reply]
August 23rd, 2011 at 09:22
HI,
Pwedeng pwede yan..
[Reply]
August 25th, 2011 at 21:40
As per BSP (Bangko Sentral ng Pilipinas) regulation, pwede na kahit isang ID lang. But most banks still require two IDs. But you can insists to the bank that you don’t have any ID to furnish.
[Reply]
August 31st, 2011 at 09:02
Hi Ray,
I am not connected to PayPal or any of the banks/companies mentioned in this blog but I do give information. I know you can apply for Union Bank EON card so you can connect your PayPal to that and after that you can withdraw cash from EON card.
[Reply]
August 31st, 2011 at 09:08
Hi Rener,
I think it is still valid since the expiration of your card is until 12/17 based on what you said.
[Reply]
September 15th, 2011 at 02:57
ask ko lng po if ok mg open ng accnt.s BPI kng isang id lang tpos add ko nlanfg ung birth certificate po ok lng poh bah tpos first open ko lng poh ung 1000 ask lng poh ung savings accnt.lng meron po ba nun?pls response immediately.tnx
[Reply]
September 15th, 2011 at 03:11
But i think it’s better if we go to any bank branches and ask the teller. Of course, they know more and maybe you can ask them if you can deposit below the required amount. But this site is still a great help..
[Reply]
Gretchenugayan Reply:
September 20th, 2011 at 10:21
un nga ginawa ko na din before ako pumunta dun ng inquire muna ako dito para sure pagdting pla dun d tangapin hmmm kaiins tlga….laki pa nman expectation ko s bpi i thought it was good,,,pangit pa ng serving nla,,,,,tanong me s teller tgal pa ko cnagot nkipagkwentuhan p cla branch pla ng binan
[Reply]
September 15th, 2011 at 03:30
Hi Marion, yes you ca deposit that amount.
[Reply]
September 22nd, 2011 at 00:30
minum of 500 pesos kaya pwede kung 500 higher ang dedeposit muh
[Reply]
October 16th, 2011 at 08:57
tatanggapin ba nila ang school id?
[Reply]
napadaan lang Reply:
November 2nd, 2011 at 07:11
Oo kung currently enrolled ka.
[Reply]
October 19th, 2011 at 07:27
hi. magkano po ang downpayment for joint account?
[Reply]
October 21st, 2011 at 18:12
hi, im currently working in uae, gusto ko sana mag open ng ofw savings account sa metrobank or sa BPI, pano ba yung process at ano yung mga requirements? sakali umuwi ako sa pilipinas automatic activated ba yung ATM card? thanks a lot.
[Reply]
October 24th, 2011 at 11:41
hi, pwede po ba ako ulit mag open ng account, dahil yung last account ko po na atm ay na close na po, dahil nagbakasyon po ako ng matagal. pwede pa po ba ulit.
[Reply]
October 27th, 2011 at 08:35
hi po gusto ko po mg open account sa landbank. paano po b pag processo? saka ung mga requiremenst n kailangan ng rent lng kc aq ng bahay e gusto ko po mag deposit para makaipon kasi pag hawak ko ang pera nagagastos ko po kasi. pls reply
[Reply]
October 30th, 2011 at 05:19
Magkano ang interest rate ng Savings Account sa Allied bank?
[Reply]
November 12th, 2011 at 06:36
hi can i use barangay clearance for added req?
[Reply]
November 22nd, 2011 at 23:03
hello .. kaka 18 ko lng nung may , wla pa kong any valid id,s .. pero gusto q mg open ng pnb account , i have 10k na for deposit .. anu po pwd kong dalhin .. in not student also .. ung mga id nung college ako wla na pno po un /
[Reply]
November 22nd, 2011 at 23:05
hello .. kaka 18 ko lng nung may , wla pa kong any valid id,s .. pero gusto q mg open ng pnb account , i have 10k na for deposit .. anu po pwd kong dalhin .. in not student also .. ung mga id nung college ako wla na pno po un /
Like Reply
[Reply]
Financail Education Reply:
November 24th, 2011 at 03:41
Hi Kimberly,
You need at least two ID. You cannot open an account if you don’t have.
[Reply]
November 24th, 2011 at 16:25
Is it possible to open an account on landbank for atm savings card without a proof of billing and/or TIN number? but I have Passport, NBI, Postal, Barangay Clearance, Police Clearance and many others which can be considered as valid ID’s. Thanks
[Reply]
learnfe Reply:
November 27th, 2011 at 12:37
Hi easyboy8806,
As per BSP, one valid ID is enough to open an account. However, many banks are not following this rule from Bangko Sentral ng Pilipinas, sometimes the banks still looks for proof of billing. But you can still try if you still don’t have a proof of billing.
[Reply]
learnfe Reply:
November 27th, 2011 at 12:44
Hi,
You need a proof of billing because the bank needs your address. they can’t verify you address if you cannot present a billing statement.
[Reply]
November 29th, 2011 at 11:34
tnong k lng po mgkno po ung byad pg nag open k ng account?
[Reply]
learnfe Reply:
November 29th, 2011 at 11:57
Hi Marielle954,
There’s no fee for opening an account but you need an initial deposit as low as Php 500 in BPI or P2000 at Metrobank.
[Reply]
December 4th, 2011 at 13:42
HELLO , I WOULD LIKE TO ASK IF STUDENT DRIVER LICENSE IS VALID SA PAG APPLY NG ACCOUNT SA BPI ? THANKS A LOT.
[Reply]
learnfe Reply:
December 5th, 2011 at 11:48
Hi Janice,
Go here to see if it is included: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
[Reply]
December 15th, 2011 at 10:44
Ask lang po student palang po ako school id lang po ang meron ako pano po yun need ng dalawa?
[Reply]
learnfe Reply:
December 15th, 2011 at 11:29
Hi,
As per BSP, only one ID is needed. Check this post: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
[Reply]
December 15th, 2011 at 23:33
I have already account in PNB i would like to know my statement of accounts.
[Reply]
learnfe Reply:
December 17th, 2011 at 13:35
Hi Evascorpion44,
You can get it at the bank or through online banking if you have.
[Reply]
December 16th, 2011 at 11:39
ok lang ba mag open acct.(bank book )ang 10k….and ok lang ba na checkfrom the Deped pang open ko….
[Reply]
learnfe Reply:
December 17th, 2011 at 13:34
Hi Lea,
Yes you can open an account with 10k but I’m not sure if it is ok with any bank. But I think it will be ok since it is your name indicated in the check.
[Reply]
Bomb tracker Reply:
February 12th, 2012 at 01:20
Good morning ma’am tanong lang… pwdi ba mag apply ang mga CAA for saving account?.. CAA .. CAFGU ACTIVE AUXILLIARY … ang allowance nila per month is P 2,790.00 pesos.. pwedi oh ba?
[Reply]
December 16th, 2011 at 12:07
gudeve po ask k lng f pwede po b ung school id peo invalid n poh xa.balak k kc mg open ATM accnt
[Reply]
learnfe Reply:
December 17th, 2011 at 13:32
Hi Jesicah_08,
The ID should be valid, you can apply for a postal ID or voter’s ID if you have none.
[Reply]
January 3rd, 2012 at 13:18
ask ko lng po,i am new in puerto princesa and I work here,i wanted to open an account but my problem is one of the requirement is the billing statement I am satying in staff house of the company and I dont have any billing statement even cellphone bill,what would I present to the new account officer?
[Reply]
learnfe Reply:
January 5th, 2012 at 12:32
Hi Princess,
Any letter or mail from your company with your name & address will suffice I think.
[Reply]
January 7th, 2012 at 08:48
hello po..can i ask about the billing statement?anu po pwd cu ipresent if wla acung billing statement?even cellphone bill po kc wla acu..un lang pu kc kulang cu ee..thanks po..have a nice day
[Reply]
Ashannafranchezcka Reply:
January 7th, 2012 at 14:00
and im just ony 18 years old po..di rin po acu ngwowork..thanks po
[Reply]
learnfe Reply:
January 10th, 2012 at 09:06
Hi, You can use billing statement of your parents or siblings or the company you are working right now.
[Reply]
Aljouae Reply:
January 12th, 2012 at 03:07
hindi pa ba pwede ung ID na may address? bakit kailangan pa billing statement?
[Reply]
learnfe Reply:
January 16th, 2012 at 13:30
Hi Aljouae,
A billing statement is mandatory requirement when opening a bank account.
[Reply]
kaliwete Reply:
January 18th, 2012 at 00:46
Does the billing statement have to be the most recent? Thank you.
[Reply]
learnfe Reply:
January 21st, 2012 at 00:19
Hi, not necessary but at least the one that you have in the past 6 months.
[Reply]
February 4th, 2012 at 02:50
pwede magtanong? for example mg de2posit aq ng 3k at umabot na ng 10k ang pera ko pwede ko ba xa ma withdraw just in case na kailangan ko? thanks.
[Reply]
learnfe Reply:
February 5th, 2012 at 12:46
Hi, definitely, you can withdraw all of your money. no problem about that. it’s your money after all.
[Reply]
February 4th, 2012 at 02:52
I mean syempre hindi ko kukunin lahat.. kahit 2k lang or what.. just in case lang na kailangan ko makakakuha ba ko? me atm ba aq?
[Reply]
February 14th, 2012 at 09:55
hi i just want to ask if kahit ba baranggay clearance lang ang meron ako ok nba un???
[Reply]
March 7th, 2012 at 07:49
hi tananong kulang po kung ok lang ba yong postal ID ko samahan ko nalang nag police o barangy clearance para maka open nang bank account kasi isa lang yong ID ko postal ID lang meron Ako..
[Reply]
learnfe Reply:
March 7th, 2012 at 11:59
Hi Jayvee,
Actually, one ID is enough for opening a bank account as per regulation from BSP. You cnas check out this: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/
But to be sure, you can bring all the IDs you have.
[Reply]
March 13th, 2012 at 09:26
Tanong ko lang kung anu ano ang mga requirements sa pag kuha ng credit card .. thanks..
[Reply]
learnfe Reply:
March 16th, 2012 at 13:41
Hi you can see the requirements here: http://applyforbestcreditcards.com/requirements-for-credit-card-application-in-the-philippines/
[Reply]
April 4th, 2012 at 12:32
hello po tanung quh lang po .. pano kumuha ng creadit card sa BPI .. kong self employed ka lang po .. wala kang payslip at ITR na mai-present?? gusto ko po kasi kumuha ehh .. at saka talaga po bang walang ATM CARD yung savings account nila na my passbook .. yung my initial deposit lang na 10,000??
[Reply]
Gil Reply:
April 5th, 2012 at 10:30
Hi michiko,
yeah it is hard to apply for credit card if you are self-employed. you need to have a business registration and proof of income. there is a savings account that has passbook and ATM card in BPI.
[Reply]
April 23rd, 2012 at 02:11
Hi,
I would like to open a joint account with my filipina finacee.
I am Australian citizen living in Australia at present, she is living and working in Cebu.
I this possible?
Thankyou.
Dave
[Reply]
Gil Reply:
April 24th, 2012 at 21:11
Hi Dave,
Yes it is possible but I think you have to visit the Philippines and then apply for joint account. You have to bring your passport and other IDs you have.
[Reply]
May 7th, 2012 at 09:13
Do we need to have a land line to open an account?
[Reply]
Gil Reply:
May 11th, 2012 at 04:42
Hi Bea,
It is not necessary, a mobile phone is enough.
[Reply]
May 10th, 2012 at 02:56
Dear Gil,
I have a friend in the Philippines and I want her to get a bank account at the BDO in AC. Do you know what the opening deposit requirements are (in PHP and USD) for a savings and checking account? Also, what are the maintenance balance requirements, if any, and what would happen if her balance fell below that amount? Thanks a million!
Sincerely,
Dave
David Bland recently posted..Case Study – My 1st Month Results with Internet Marketing
[Reply]
Gil Reply:
May 11th, 2012 at 04:47
Hi David
You can see in this post the details of opening an account at BDO: http://learnfinancialeducation.com/how-to-open-a-bdo-bank-account/ and http://learninterestrates.com/category/bdo/
[Reply]
May 15th, 2012 at 12:13
im 18 yrs old po. gusto ko po sana kumuha ng atm pero i only have my school id lng talaga. ano pa po ang pwede kong ipresent?
[Reply]
Gil Reply:
May 17th, 2012 at 11:51
Hi Samantha,
Your ID and billing of your parents will be enough. Try BPI Easy Saver account.
[Reply]