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Azel August 10, 2012 at 04:24

Hi gudpm ask ko lang, i want to open an joint account with my boyfriend, im here in canada, it is possible.. Thank you:)

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Gil August 12, 2012 at 01:27

@Azel,

Opening a joint account requires you to go personally to the bank so I don’t think it is possible.

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Ivy Marie June 18, 2012 at 10:22

hi po ask lang po kung pwede po ba ipa valid ID yung Brgy. ID. and philhealth ..kasi po wala na po ako ibang id na pwede i present sa inyong branch… fresh graduate po ako.. thank you

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Gil June 20, 2012 at 13:55

Hi Ivy,

As per Bangko Sentral ng Pilipinas guideline to the banks, onve valid photo bearin ID is enough. Yung Philhealth pwede yan kung may photo at name mo.

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maricar June 17, 2012 at 15:21

Hi,
if mag open ako ng saving account sa BDO Peso Saving Account nag aacept po ba ng check as a Minimum initial Deposit??

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Gil June 20, 2012 at 13:54

Hi Maricar,

I’m not sure about it. Because the bank needs to clear the check first before they can get the money. Why not encash the check first?

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Jean June 1, 2012 at 11:00

ask ko lang po if pwede bang gamitin ang savings account to receive money from abroad? needed po ba tlaga ang billing statement? or pwede na po ang 2 valid IDs lang..

thank u.

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Gil June 1, 2012 at 12:39

Hi Jean,

A billing statement is required by the bank. Kahit sa parents mo pwedeng gamitin. Yung savings account, yes pwede sya to receive money from abroad.

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Ron May 19, 2012 at 13:46

Ask ko lang po, ala po kasi ako alam sa mga card card, I’m still 17 yrs old.. Is this BPI Debit Card? i want to apply BPI Debit Card kasi.. Can i use Debit Card in online payments? Like Paypal..

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Gil May 22, 2012 at 13:15

Hi Ron,

It is also my question actually, I think you can use a debit card in online payments like the BPI e-Prepaid debit card. It is one of the feature of that card. However, I don’t know if you can link it to your PayPal account.

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samantha May 15, 2012 at 12:13

im 18 yrs old po. gusto ko po sana kumuha ng atm pero i only have my school id lng talaga. ano pa po ang pwede kong ipresent?

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Gil May 17, 2012 at 11:51

Hi Samantha,

Your ID and billing of your parents will be enough. Try BPI Easy Saver account.

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David Bland May 10, 2012 at 02:56

Dear Gil,

I have a friend in the Philippines and I want her to get a bank account at the BDO in AC. Do you know what the opening deposit requirements are (in PHP and USD) for a savings and checking account? Also, what are the maintenance balance requirements, if any, and what would happen if her balance fell below that amount? Thanks a million!

Sincerely,
Dave
David Bland recently posted..Case Study – My 1st Month Results with Internet MarketingMy Profile

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Gil May 11, 2012 at 04:47

Hi David

You can see in this post the details of opening an account at BDO: http://learnfinancialeducation.com/how-to-open-a-bdo-bank-account/ and http://learninterestrates.com/category/bdo/

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Bea May 7, 2012 at 09:13

Do we need to have a land line to open an account?

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Gil May 11, 2012 at 04:42

Hi Bea,

It is not necessary, a mobile phone is enough.

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Dave Johnson April 23, 2012 at 02:11

Hi,
I would like to open a joint account with my filipina finacee.

I am Australian citizen living in Australia at present, she is living and working in Cebu.

I this possible?

Thankyou.

Dave

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Gil April 24, 2012 at 21:11

Hi Dave,

Yes it is possible but I think you have to visit the Philippines and then apply for joint account. You have to bring your passport and other IDs you have.

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michiko April 4, 2012 at 12:32

hello po tanung quh lang po .. pano kumuha ng creadit card sa BPI .. kong self employed ka lang po .. wala kang payslip at ITR na mai-present?? gusto ko po kasi kumuha ehh .. at saka talaga po bang walang ATM CARD yung savings account nila na my passbook .. yung my initial deposit lang na 10,000??

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Gil April 5, 2012 at 10:30

Hi michiko,

yeah it is hard to apply for credit card if you are self-employed. you need to have a business registration and proof of income. there is a savings account that has passbook and ATM card in BPI.

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eileen March 30, 2012 at 09:34

Hi ask ko lang po kung pwede ako mag deposit sa BPI BRanch kahit ang account ko ay under sa BPI FAMILY? express teller po? Medyo may kalayuan ksi sa amin ung branch ng bpi family dito sa cavite. gen trias kami, tapos dasma pa ang pinakamalapit na bpi family. sa libertad pasay po ksi kami nakatira nuon kaya dun ako nakapag open before. kaya now na andito kami sa cavite, medyo wala ng ganung branch ng bpi family. salamat

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Dsupilana March 13, 2012 at 09:26

Tanong ko lang kung anu ano ang mga requirements sa pag kuha ng credit card .. thanks.. :)

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learnfe March 16, 2012 at 13:41
Jayvee frias March 7, 2012 at 07:49

hi tananong kulang po kung ok lang ba yong postal ID ko samahan  ko nalang nag police o barangy  clearance para maka open nang bank account kasi isa lang yong ID ko postal ID lang meron Ako..

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learnfe March 7, 2012 at 11:59

Hi Jayvee,

Actually, one ID is enough for opening a bank account as per regulation from BSP. You cnas check out this: http://learninterestrates.com/list-of-valid-id-for-opening-a-bank-savings-account-in-the-philippines/

But to be sure, you can bring all the IDs you have.

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Lablimhae46 February 14, 2012 at 09:55

hi i just want to ask if kahit ba baranggay clearance lang ang meron ako ok nba un???

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Memeha_123 February 4, 2012 at 02:52

I mean syempre hindi ko kukunin lahat.. kahit 2k lang or what.. just in case lang na kailangan ko makakakuha ba ko? me atm ba aq? 

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Memeha_123 February 4, 2012 at 02:50

pwede magtanong? for example mg de2posit aq ng 3k at umabot na ng 10k ang pera ko pwede ko ba xa ma withdraw just in case na kailangan ko? thanks.

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learnfe February 5, 2012 at 12:46

Hi, definitely, you can withdraw all of your money. no problem about that. it’s your money after all.

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Ashannafranchezcka January 7, 2012 at 08:48

hello po..can i ask about the billing statement?anu po pwd cu ipresent if wla acung billing statement?even cellphone bill po kc wla acu..un lang pu kc kulang cu ee..thanks po..have a nice day

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Ashannafranchezcka January 7, 2012 at 14:00

and im just ony 18 years old po..di rin po acu ngwowork..thanks po

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learnfe January 10, 2012 at 09:06

Hi, You can use billing statement of your parents or siblings or the company you are working right now.

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Aljouae January 12, 2012 at 03:07

hindi pa ba pwede ung ID na may address? bakit kailangan pa billing statement?

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learnfe January 16, 2012 at 13:30

Hi Aljouae,

A billing statement is mandatory requirement when opening a bank account.

kaliwete January 18, 2012 at 00:46

Does the billing statement have to be the most recent? Thank you.

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learnfe January 21, 2012 at 00:19

Hi, not necessary but at least the one that you have in the past 6 months.

princess January 3, 2012 at 13:18

ask ko lng po,i am new in puerto princesa and I work here,i wanted to open an account but my problem is one of the requirement is the billing statement I am satying in staff house of the company and I dont have any billing statement even cellphone bill,what would I present to the new account officer?

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learnfe January 5, 2012 at 12:32

Hi Princess,

Any letter or mail from your company with your name & address will suffice I think.

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Jesicah_08 December 16, 2011 at 12:07

gudeve po ask k lng f pwede po b ung school id peo invalid n poh xa.balak k kc mg open ATM accnt

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learnfe December 17, 2011 at 13:32

Hi Jesicah_08,

The ID should be valid, you can apply for a postal ID or voter’s ID if you have none.

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Lea M. Aventurado December 16, 2011 at 11:39

ok lang ba mag open acct.(bank book )ang 10k….and ok lang ba na checkfrom the Deped pang open ko….

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learnfe December 17, 2011 at 13:34

Hi Lea,

Yes you can open an account with 10k but I’m not sure if it is ok with any bank. But I think it will be ok since it is your name indicated in the check.

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Bomb tracker February 12, 2012 at 01:20

Good morning ma’am tanong lang… pwdi ba mag apply ang mga CAA for saving account?.. CAA .. CAFGU ACTIVE AUXILLIARY … ang allowance nila per month is P 2,790.00 pesos.. pwedi oh ba?

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Evascorpion44 December 15, 2011 at 23:33

I have already account in PNB i would like to know my statement of accounts.

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learnfe December 17, 2011 at 13:35

Hi Evascorpion44,

You can get it at the bank or through online banking if you have.

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Apriltanguilig December 15, 2011 at 10:44

Ask lang po student palang po ako school id lang po ang meron ako pano po yun need ng dalawa?

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learnfe December 15, 2011 at 11:29
JANICE GALLARES December 4, 2011 at 13:42

HELLO , I WOULD LIKE TO ASK IF STUDENT DRIVER LICENSE IS VALID SA PAG APPLY NG ACCOUNT SA BPI ? THANKS A LOT.

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learnfe December 5, 2011 at 11:48
Marielle954 November 29, 2011 at 11:34

tnong k lng po mgkno po ung byad pg nag open k ng account?

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learnfe November 29, 2011 at 11:57

Hi Marielle954,

There’s no fee for opening an account but you need an initial deposit as low as Php 500 in BPI or P2000 at Metrobank.

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Easyboy8806 November 24, 2011 at 16:25

Is it possible to open an account on landbank for atm savings card without a proof of billing and/or TIN number? but I have Passport, NBI, Postal, Barangay Clearance, Police Clearance and many others which can be considered as valid ID’s. Thanks

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learnfe November 27, 2011 at 12:37

Hi easyboy8806,

As per BSP, one valid ID is enough to open an account. However, many banks are not following this rule from Bangko Sentral ng Pilipinas, sometimes the banks still looks for proof of billing. But you can still try if you still don’t have a proof of billing.

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learnfe November 27, 2011 at 12:44

Hi,

You need a proof of billing because the bank needs your address. they can’t verify you address if you cannot present a billing statement.

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Kimberly_deguzman20 November 22, 2011 at 23:05

hello .. kaka 18 ko lng nung may , wla pa kong any valid id,s .. pero gusto q mg open ng pnb account , i have 10k na for deposit .. anu po pwd kong dalhin .. in not student also .. ung mga id nung college ako wla na pno po un /
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Financail Education November 24, 2011 at 03:41

Hi Kimberly,

You need at least two ID. You cannot open an account if you don’t have.

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monique ramos November 22, 2011 at 23:03

hello .. kaka 18 ko lng nung may , wla pa kong any valid id,s .. pero gusto q mg open ng pnb account , i have 10k na for deposit .. anu po pwd kong dalhin .. in not student also .. ung mga id nung college ako wla na pno po un /

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irene g. doble November 12, 2011 at 06:36

hi can i use barangay clearance for added req?

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White_flame08 October 30, 2011 at 05:19

Magkano ang interest rate ng Savings Account sa Allied bank?

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Annbakian October 27, 2011 at 08:35

hi po gusto ko po mg open account sa landbank. paano po b pag processo? saka ung mga requiremenst n kailangan ng rent lng kc aq ng bahay e gusto ko po mag deposit para makaipon kasi pag hawak ko ang pera nagagastos ko po kasi. pls reply

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Che October 24, 2011 at 11:41

hi, pwede po ba ako ulit mag open ng account, dahil yung last account ko po na atm ay na close na po, dahil nagbakasyon po ako ng matagal. pwede pa po ba ulit.

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Angie October 21, 2011 at 18:12

hi, im currently working in uae, gusto ko sana mag open ng ofw savings account sa metrobank or sa BPI, pano ba yung process at ano yung mga requirements? sakali umuwi ako sa pilipinas automatic activated ba yung ATM card? thanks a lot.

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erfen October 19, 2011 at 07:27

hi. magkano po ang downpayment for joint account?

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Francesdei October 16, 2011 at 08:57

tatanggapin ba nila ang school id?

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napadaan lang November 2, 2011 at 07:11

Oo kung currently enrolled ka.

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Lee joong Seung Hae September 22, 2011 at 00:30

minum of 500 pesos kaya pwede kung 500 higher ang dedeposit muh

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Anonymous September 15, 2011 at 03:30

Hi Marion, yes you ca deposit that amount.

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Chokieboy September 15, 2011 at 03:11

But i think it’s better if we go to any bank branches and ask the teller. Of course, they know more and maybe you can ask them if you can deposit below the required amount. But this site is still a great help..

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Gretchenugayan September 20, 2011 at 10:21

un nga ginawa ko na din before ako pumunta dun ng inquire muna ako dito para sure pagdting pla dun d tangapin hmmm kaiins tlga….laki pa nman expectation ko s bpi i thought it was good,,,pangit pa ng serving nla,,,,,tanong me s teller tgal pa ko cnagot nkipagkwentuhan p cla branch pla ng binan :-(

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Gretchenugayan September 15, 2011 at 02:57

ask ko lng po if ok mg open ng accnt.s BPI kng isang id lang tpos add ko nlanfg ung birth certificate po ok lng poh bah tpos first open ko lng poh ung 1000 ask lng poh ung savings accnt.lng meron po ba nun?pls response immediately.tnx

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Anonymous August 31, 2011 at 09:08

Hi Rener,

I think it is still valid since the expiration of your card is until 12/17 based on what you said.

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Anonymous August 31, 2011 at 09:02

Hi Ray,

I am not connected to PayPal or any of the banks/companies mentioned in this blog but I do give information. I know you can apply for Union Bank EON card so you can connect your PayPal to that and after that you can withdraw cash from EON card.

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Anonymous August 25, 2011 at 21:40

As per BSP (Bangko Sentral ng Pilipinas) regulation, pwede na kahit isang ID lang. But most banks still require two IDs. But you can insists to the bank that you don’t have any ID to furnish.

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Anonymous August 23, 2011 at 09:22

HI,

Pwedeng pwede yan..

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Anonymous August 23, 2011 at 09:22

HI,

Pwedeng pwede yan..

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Anonymous August 23, 2011 at 09:18

Hi Clariz,

If same branch of the bank, I think not possible and not practical. If other branch, it is ok.

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Ydnac_21 August 17, 2011 at 01:45

hi..pano po ba mag open ng ps bank atm tru internet??

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Anonymous August 18, 2011 at 22:46

Hi, There’s no way to open a PSBank thru Internet, you must go in-person to the bank.

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Nelvin Cagas August 13, 2011 at 11:49

HI po,,,gusto ko pung mag open account sa BDO kaso wala po akung billing statement PANO YON?

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Anonymous August 14, 2011 at 04:27

Hi Nelvin,

You can use the billing statement of your parents or the apartment you are living right now.

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Nelvin Cagas August 14, 2011 at 05:58

thx po…tska pwede po ba ung ID Ko sa work ko? tska ung NSO berthcertificate ko? ung gamitin ko para sa requirements ko para ID…

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Anonymous August 15, 2011 at 12:52

Hi,

Yup pwede yan.

pochie August 8, 2011 at 05:05

helo po…gusto ko po sana mag-open ng savings account,just wondering kung saang bank yung may initial deposit na P500?

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Anonymous August 9, 2011 at 05:57

Hi Pochie,

I know BPI is offering an account with P500 initial deposit through their BPI ATM savings account.

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Quelz_03 August 3, 2011 at 01:02

good day po..gusto ko po sana mag open ng savings account ..meron lng po aq NBI clearance ..pwede po ba?..thanks po..

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Anonymous August 6, 2011 at 02:53

Hi there,

Most banks require two valid IDs, maybe you can get another ID like barangay clearance or postal ID.

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Annievirgo411 August 1, 2011 at 03:08

Hello BPI,

I’m a self-employed housewife so i don’t have much of your valid ID requirements. I only have a recent Postal ID and a current Health Card (Fortune Care Plus) ID without picture. I have a billing statements of Bayantel, Sky Cable and Sky Broadband bills but they are all in the name of my husband. Is there a possibility for me to open a BPI Family Saving Account in your bank? Please guide me.

Thank you very much.

Sincerely,

Mrs. ALAB

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Anonymous August 5, 2011 at 06:59

Hi Mrs. Alab,

Yes you can open an account. Just go to BPI with your requirements and initial deposit of your new account. It is ok to use the billing statement of your husband.

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Anonymous August 5, 2011 at 06:59

Hi Mrs. Alab,

Yes you can open an account. Just go to BPI with your requirements and initial deposit of your new account. It is ok to use the billing statement of your husband.

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Elleenpascual August 1, 2011 at 00:23

can a representative po b can open a time deposit account since my uncle is living in usa, provided with all the requirements are present? need your answer po…tnx po…

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Anonymous August 6, 2011 at 03:18

Hi Elleen,

I’m not sure, but in my knowledge, only the applicant in his or her own name can open a time deposit. An applicant cannot open a TD for other people.

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