BPI ATM Withdrawal Limit and Fees

by Gily Tenorio on January 14, 2011

in Banking


BPI is one of the best banks in the Philippines and has excellent products and services for its customers. If you like to know the ATM withdrawal limit and fees at BPI, you can see it in this article.

BPI has limit in ATM withdrawal per transaction and per day. It also imposes a fee whenever you withdraw to different ATM other than BPI.

All money withdrawals and transactions of BPI Express Teller ATM cards done at any BPI or BPI Family Savings Bank Express Teller ATMs are for FREE.

However, transactions done at non-BPI ATMs have the followings fees and charges:

If you will withdraw money from non-BPI ATM, the transaction fee will be PhP10.00 and balance inquiry fee of P1.50. Moreover, transactions done through international Cirrus access have the following fees:

Withdrawal - US$3.50(USD 3.50 for withdrawals less than USD 175.00; 2% of the amount withdrawn for withdrawals of at least USD175 )

Balance Inquiry - US$1.00

Denied Transaction/s - US$0.50 because of exceeds in withdrawal limit, insufficient funds, etc.

Because of security feature, cash withdrawal on BPI Express Teller (BET) ATM card are covered by limits.

A. Daily withdrawal limit is as follows:

1. For Regular Peso Accounts - PhP20,000

2. Maxi One Accounts - PhP50,000

3. Dollar Account - US$500

B. Minimum withdrawal amount per transaction in Express Teller ATMs:

1. BPI and BPI Direct Accounts - PhP500

2. BPI Family Savings Bank Accounts - PhP200

C. Maximum number of ATM withdrawals per day: 6

BPI has ATM withdrawal limit and fess that client’s should learn so that he or she can anticipate how much money can be withdrawn in one transaction and its corresponding fees.

Comments on this entry are closed.

Isabel August 7, 2017 at 00:01

Can i withdraw 70,000 in just one day

Mark January 28, 2015 at 05:41

For BPI Easy Saver account, is it possible to withdraw P4,900.00? or does it have to be either exact P5,000.00 or P4,500.00?

Mike January 28, 2015 at 05:27


I am in China, and I want to use my BPI international card for withdrawing money from their ATM. Can I ask how much is the maximun amount I can withdraw from it?

Thanks and best regards,

candice January 20, 2015 at 22:30

hello ask ko lang po how to reactivate myinternational bpi account??? if magwithdraw ng riyal since im here in ksa how much ang charge per withdrawal and maximum limit of riyal withdrawal? thanks po

Genro January 4, 2015 at 10:53

Have you tried or ever heard of the BPI Direct express teller savings account? How much is the service charge per withdrawal and balance inquiry.. I am interested on apply one but cant find in the internet about the charges per withdrawal at balance inquiry.

Please let me know if you know. thanks

Genro January 4, 2015 at 10:50

Withdrawal for BPI easy savers account is actually P5.00/withdrawal and balance inquiry is free.

mariz June 16, 2014 at 15:06

hi po.. ang dollar account po ba e pwd ma withdraw kaht saan na atm machine?thanks

Gily Tenorio June 27, 2014 at 23:00

Mariz, we have only Peso ATM so you need over-the-counter transaction if you want to withdraw USD.

champ August 23, 2013 at 05:22

I would like to ask po.

I have an international debit card that i want to use in BPI for withdrawal.

Mag kano po ang maximum amount per withdrawal transaction at magkano po ang charges per transaction.

thank you po.wait ko reply. God bless

Gily Tenorio August 25, 2013 at 11:48

Hi, I don’t know the answer, you may contact BPI directly.

Geraldine May 28, 2013 at 11:16

hi how can i check my atm card if still active??because its a long time ago im not deposited on my card.i would like to ask if still active?

Dave July 24, 2013 at 13:11

actually, you can just deposit an amount and it will still be active. If you enrolled it online and if you can still the account in the online bank, then it’s most likely ok. I did that to my one account and just deposited the minimum 3k and it holds the money just fine.

Walter S. Lotilla May 1, 2013 at 11:50

Good day,
Just a query - if my stock buying transaction is more than PhP 20k will the BPI bank daily limit of PhP 20k applies ?
Thank you for any guidance on the matter

Gily Tenorio May 2, 2013 at 11:14

Hi Walter,

You need to use the BPI Trade not your BPI savings account for buying stocks. It is a two different thing. In BPI Trade, there’s no limit on the money that you will use.

Camille Chehade January 22, 2013 at 13:50

My account is not active anymore… How can I reactivate? Thanks!

Gil January 25, 2013 at 03:08

Hi Camille,

If your account is not active anymore, you cannot activate it again. But you can apply a new account anytime you want.

josel borbe November 7, 2012 at 05:07

My bank is BPI(dollar account) and I was denied withdrawing 6000 Yen in Japan ATM which equivalent to 74.8560 USD when converted(Nov. 7 ‘12). Is this allowable or it is less than the minimum withdrawal amount? (minimum in peso if you’re in the PH of course is 500). Or the reason was, it is over the business hours already because I did it at 8:30pm(Japan time/7:30 in PH)? Is the BPI atm international transaction not 24/7?.. Thank you very much in advance.

Gil November 7, 2012 at 11:53

Hi Josel,

I’m not sure about the dollar account. Perhaps there’s a minimum limit for withdrawal that’s why it’s not successful.

alyannah April 9, 2012 at 09:02

i have a account in BPI,i dont know if it is still open,as far as i know my last transaction was march 2011
do my account still active or not? how many months thus an account will be deactivated if its not used?tnx…
alyannah recently posted..My Best Financial Advice that I can GiveMy Profile

Gil April 11, 2012 at 01:24

Hi Alyannah,

If your account has zero balance or below maintaining balance, perhaps it is not active anymore because most banks will take a certain amount each month if your account falls below maintaining balance.

rens March 26, 2012 at 00:52

Hi.how to activate bpinoy?

Gil March 26, 2012 at 12:00

Hi rens,

You need to activate it at any BPI ATM. Just follow the instructions on the guide you got.

dzam February 23, 2012 at 15:34

how can i widthraw money from current balance not available balance?

Joog Boog February 11, 2012 at 11:42

how much is the payment for furnishing new BPI ATM card?

learnfe February 12, 2012 at 00:47

Hi, its Php 100.00 for BPI ATM card replacement.

Cocoy_tagaro November 12, 2011 at 03:14


Gilmar Hipolito November 9, 2011 at 10:31

i can withdraw my bpi dollar account i have $1000 i withdraw to BPi ATM account by convert to pesos buy i can”t get my money

Hanselgaboy November 1, 2011 at 21:33

do my account still recieve money even if it does no remaining balance on it?my account was been empty for just two weeks..what are the options?

Mavonmarie October 10, 2011 at 10:29

hi ask lang ako. bat kada nagwiwithdraw ako ngpera nakukuhaan yung remaining balance ko? di nmn ako sa non-bpi nagtatransact. even nung ngkamali ako one time ng amount na iwiwithdraw binawasan parin yung remaining balance ko. ganito ba talaga sila? me bayad ba talaga every transaction made?

Wilfermanahan February 9, 2012 at 12:37

uu, 5 pesos kada withdraw

Genro January 4, 2015 at 10:59

uu meron charge kada withdraw kung naka easy savers account ka. Zero maintaining kasi ang account na yan kaya sa service charge sila bumabawi. ganyan din ang account ko.

Julie_pabillore October 7, 2011 at 21:03

can we withdraw fifty pesos in BPI? like P250.00

Genro January 4, 2015 at 11:01

No. only the denominations 1000, 500, 100.

Ainadapiton September 25, 2011 at 10:48

everytime i withdraw s bpi atm, nbbwasan ng 500 ang account ko.4 transactions so 2thou n agad nwala s akin…

Anonymous September 2, 2011 at 04:03

Hi Bambie,

Maybe your account has a problem or not active anymore. Just check if it is still active by going to a BPI ATM.

Guest August 3, 2011 at 07:45

how can we withdraw with that Bpinoy savings ….something like that

Jay July 25, 2011 at 02:16

May question ako…nag withdraw ako kagabi mg 10k sa bdo atm and ang nangyari is nawalan agad ako ng 700..tama ba ang withdrawal fee???

bunny July 4, 2011 at 10:48

hi. ask ko lang. just opened an account like two months ago. di ba talaga naka-indicate ang remaining balance kapag nga-transact ka sa BPI. wala pa kasi siyang laman besides the maintaining balance.

angela delos reyes July 2, 2011 at 14:26

hi, my current balance account is 1,500. is my account still activated or no? pls reply asap, thank you! 🙂

Gil July 7, 2011 at 04:06


If you ca still use your ATM card, it is still active. Otherwise, it is not.

Beth May 28, 2011 at 11:32

I forgot what’s the maintaining balance for BPI Express Teller Debit Card. If below the maintaining balance, how much is the penalty?

jim April 15, 2011 at 15:18

ask ko lang kung totoo, na yung cousin ko nagwithdraw ng P150,000.00 in one day using bpi atm sa bocaue, possible ba yun.eh ang alam ko parang 50t lang ang allowed per day,

Gil April 17, 2011 at 22:47

Hi there,
According to BP info. for ATM account, daily withdrawal limit is P20k for regular account and P50k for maxi accounts.

vlad April 2, 2011 at 13:26

How many months before BPI account deactivated? How can I know if my account already closed? I can still open my account in BPIexpressonline.com, is it deactivated or not? please reply, thanks

Gil April 3, 2011 at 13:48

Hi Vlad,

If you can still open your bpi express online, your bank account is still active.

mads March 31, 2011 at 16:23

ask ko lan kc my dollar account ako but it was below the maintaining balance wat if withdraw ko un remaining bal. automatic ba na closed na deactivated na un????

Gil April 2, 2011 at 00:42

Hi Mads,
Yup it will be automatically close when it is below the maintaining balance or zero balance for a long time.

Jeg March 4, 2011 at 14:23

Hi. Just want to know how much is the maximum allowed amount to be withdrawn per ATM transaction nowadays?? I remember being able to withdraw P20T at one time when I was in the Phils. but does that depend where the ATM is located?

Hope to hear some answers soon.

Best regards!

Gil March 5, 2011 at 00:45

Hi Jeg,

Max. ATM withdrawal per day is P20,000 for regular/ATM accounts.
It applies for all ATM in the Phils.

wizz February 3, 2011 at 06:22

what if nung june 2010 ko pa xa hindi nadedepositohan, but still have a balance 145.00 pesos until now, i just checked yesterday eh….. is it ok or there is penalty???? pls reply

wizz February 3, 2011 at 06:21

what if nung june 2010 ko pa xa hindi nadedepositohan, but still have a balance 145.00 pesos until now, i just checked yesterday eh….. is it ok or there is penalty???? pls reply

kalayaan January 19, 2011 at 08:56

for sure it is already deactivated since the maintaining balance for BPI is 2000 pesos. the remaining money you have in your account is already forfeited. Its just my thought, you can go to the nearest BPI bank for more information.

jam January 18, 2011 at 15:22

hi i have a account in BPI,i dont know if it is still open,my last transaction is december 10 2004 my remaining balance is 351.54.

Gil January 20, 2011 at 22:38

I think it is close now because of inactivity.

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