How to Apply for BPI Credit Card

by Gily Tenorio on January 8, 2011

in Credit Card


BPI credit card is one of the best credit cards in the Philippines you can choose. When you are deciding to apply for one, you can see my tips on how to apply for a credit card by clicking the link.

How to Apply for BPI Credit Card

Applying a credit card is simple and easy if you have all the requirements required by BPI bank. Some of the basic requirements in applying are listed below.

1. The customer should be at least 21 years old with a basic salary of P20,000 if he or she wants to apply for BPI Express Credit Classic, BPI Blue MasterCard, BPI SkyMiles MasterCard, Petron-BPI MasterCard, BPI Edge MasterCard and P50,000 for BPI Gold MasterCard.

2. If the applicant wants to have supplementary cards, the credit card holder must be at least 13 years old and must be his or her spouse, parents, children, children-in-law, parents-in-law, siblings and siblings-in-law.

3. The applicant should have a residence or business land line telephone number.

4. The applicant should pass to BPI the completely filled out application forms. You can get the application forms for credit card here.

Requirements for BPI Credit Card Application

Send or bring the following requirements when applying for a BPI credit card. Make sure to provide the following requirements when going to the bank for application.

1. Proof of Identification

You can bring any one of the following identifications as long as it is valid and it has your picture. Just check this link to learn what ID you can bring as proof of identification when applying a credit card at BPI: List of Valid ID for Opening a Bank Savings Account in the Philippines

2. Proof of Income

In order to validate your proof of income, you should bring at least one of the following documents. It will serve as a proof to the bank that you have a source of income and you are capable of paying any credit card debt that you will owe in them.

For Employed applicant:

  • Certificate of Employment or Contract of Employment (for Overseas Filipino Workers)
  • Latest payslips
  • Latest Income Tax Return (ITR) with BIR or bank stamp

For Self-employed applicant:

Latest Audited Financial Statements (AFS) with BIR or bank stamp AND latest Income Tax Return (ITR) with BIR or bank stamp

Applying a BPI credit card is easy and simple once you have the complete requirements and you know the procedures of application. Just take note and remember to bring the requirements listed above so you won’t forget to bring it when you go to the bank.

Comments on this entry are closed.

darwin May 7, 2015 at 02:54

can i apply credit card online?

Gily Tenorio May 9, 2015 at 14:00

Application cannot be done 100% online because you still need to send forms to BPI via courier.

masato November 13, 2012 at 10:19

Need a credit card but OFWS or foreign residents are not qualified. Can you help us on this. Going back to Japan in week time. Thanks

Gil November 13, 2012 at 11:42

Hi masato,

I don’t have any information on how a foreigner can apply for BPI credit card. Yeah, it is quite hard to apply for a credit card in the Phil. Even me, I cannot apply for one because of many requirements the banks are asking for.

Joey Francsico March 25, 2012 at 05:43

Thank you so much to eastwest bank.i received my credit card without submitting any requirements. I don’t know why. ang nagyari lang kasi nito one day may tumawag from eastwest bank daw siya nag verify regarding sa application ko. nag taka ako di naman ako nag apply.. after 1 week tumawag ulit bank representative daw. She told me follow up ko lang daw sa customer service nila regarding sa status ng application ko. binigay namn niya ang reference number kung saan yun ang gagamitin ko to follow up. so what i did was tawag ako ng tawag sa operator. last call ko sa bank was January 13, 2012. then, I received my card was last January 17, 2012.. i’m enjoying now my eastwest card.

chris March 2, 2012 at 05:35


CALL ME AT 8796013

Ropero Larry February 23, 2012 at 08:06

Good day,

I want to inquire if I’m qualified to apply a bpi credit card,
My basic salary is only 12k to 15k.

Hoping for your good response!


lovely828 February 7, 2012 at 19:01

Im OFW working as a nurse in NORTHWEST ARMED FORCES HOSPITAL, particularly here in kingdom of saudi arabia. can i apply for a credit card, and what are the requirements…

mrs.atif November 12, 2011 at 04:03

what if no TIN? can i still apply for credit card

Pip_003 November 7, 2011 at 03:49

My Basic is only 15,000 and I’m only 20 yrs old. Is there any exception with this??

Ryan Deguzman October 18, 2011 at 21:38

hi i just wanna ask since my basic is 18,500 meaning to say im not qualified. tnx

mrs.atif November 12, 2011 at 04:06

you can ask ur HR head to increase ur basic pay in your COE and payslip 😀

Punk1234567890 August 11, 2011 at 05:03

I apply BPI credit card Last JULY 19 2011 and until now the card is not yet arrived delivered August 11 2011.. Did you know what courier uses to deliver with BPI credit card? And they promise to deliver that for 7 days and i think i am waiting for the card for almost 3 weeks… And the BPI is not responding about my concern and i am really disappointed with their services… i hope they will work out with this concern….

Anonymous August 14, 2011 at 04:23


I know credit card should be delivered using registered mail and you must sign a document telling the credit card company that you received the card. Just call BPI to follow up your application.

roscb July 21, 2011 at 04:13

do you have a type of credit card that needs no payment for annual fee?

Anonymous July 27, 2011 at 13:46

Hi roscb,
I think you just ask BPI if they can waived the annual fee so you will not pay for it.

crystal June 21, 2011 at 06:21

june 21,2011


ask ko lng kung pwede me mag apply khit alottee lng ang tinatanggap me..wla me work pero nsa abroad aswa me..tumatanggap me ng 20,000up alotment..

Craig May 20, 2011 at 15:02

I think now for the bpi credit card , BPI require 25k or more per month for self employed and you also need to provide your last three years ITR to show your finances are in order. But even if you are not self employed, the minimum salary is now on their website as 20k.

rea villagracia May 19, 2011 at 05:51

ask q lang sana if the basic is below Php 20,000.Is she avail to apply the BPI credit card even though she is employed.

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