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darren October 4, 2014 at 02:39

meron po ba itong RCBC isave ngayon.?

Gily Tenorio October 9, 2014 at 01:56

You should apply a separate RCBC i save account to save money from your payroll account.

vivina October 24, 2013 at 05:32

Hi ask ko lang po f pwd mg open ng account instead na cash ung initial deposit is check xa?

Gily Tenorio October 28, 2013 at 08:31


I’m not sure about this, I think they want cash.

Cem September 25, 2014 at 09:40

Hi Dexter, doing it 30k a year will have more potential to earn big since it is inevsted earlier, but then again, it will have higher risk. With 2,500 a month, you are spreading the risk. Basic rule of thumb in investing, the higher the risk, the higher the returns.

Gily Tenorio September 25, 2014 at 12:28

It is called cost averaging, but if you have the money I would suggest invest it now or it may go somewhere else.

cris July 20, 2013 at 02:56

hi ask q lng po if san pwede mag check ng balance sa atm q na rcbc. .dito sa internet?sang site aq pupunta?thankz

Gily Tenorio July 27, 2013 at 10:51

Cris, you need to enroll first your savings account in RCBC internet banking before you could check your balance via the internet.

Angel July 31, 2012 at 06:22

How much it will charge me if I withdraw below my minimum maintaining balance. i have an e.woman savings account. thanks

Ryan Hortizuela April 14, 2012 at 00:20

I just want to inquire if my rcbc mywallet card is considered as bank account. When i tried to withdraw money from my paypal, it asked me the bank code and my bank account number. Can I use the rcbc bank code and my account in my wallet card to do the transaction in paypal?
thank you

Sheryl April 10, 2012 at 12:08

Is it possible for someone who is abroad to open an account in RCBC- Philippines? Does RCBC has an online banking similar to BPI direct

Gil April 11, 2012 at 01:30

Hi Sheryl,

RCBC has online banking but I checked their website, there’s no way to apply for a savings account online.

Anonymous February 16, 2012 at 06:55

ano po yung Dragon Saving Account at ang My RCBB access card

Shecatie January 18, 2012 at 08:28

pwd ba rcbc pang international? i mean kung may mag deposit sayo nasa america?

learnfe January 21, 2012 at 00:21

Hi, yes you can use RCBC for remittance purposes.

Evascorpion44 December 16, 2011 at 01:22

i need help.i lost my Passbook at almost 2yrs ng d na-huloggan ang account ko sa PNB manila branch.

Carfelove December 5, 2011 at 05:29

hi gud afternoon, may payroll account po ako since 2009 kaya lang poh hindi na nahulogan since 2010 to present…ask lng poh f close na po yung account ko gusto ko po sana gmitin yun for personal savings….pwede pa po yun..

thank you poh, Im hoping for reply..

learnfe December 5, 2011 at 11:40

Hi Carfelove,

If your account has no balance since 2009, I think it is closed now. Just open a new savings account.

Abdullah September 25, 2014 at 11:39

Hi Jhune, where are you coming from? The best way for an ofw to apply for a muatul fund account is thru your spouse or relatives. Unfortunately, with Sun Life Prosperity funds (muatul funds), one must be in the Philippines at the time of signing.

Jonathan Mallari November 6, 2011 at 05:00

Panu pu malalaman kung valid pa yung rcbc atm ko? gusto ku pu sanang maghulog ng pera sa dti kung atm kaso almost 8months kuang hindi nahuhulugan,panu ku po kaya malalaman kung pwwedi pa atm ko?

Poke Pekpek November 9, 2011 at 07:32

pumunta po kayo sa branches rcbc na malapit sa inyo

Alyssa July 29, 2011 at 10:03

bakit po kaya ganun? ndi q po mai-enroll account q s rcbc??

Vanessa June 26, 2011 at 13:18

how much po kung mag-oopen ng new account??yung pinaka mababang po.

kristine May 30, 2011 at 03:45

Hi Ms. Gil, interesado po ako sa mutual fund… pero, gusto ko sana magpatulong sau kasi parang madami kana po alam tungkol don. at wala din po ako kilala na broker. iniisip ko po kung sa stock exchange or mutual fund ako mas kikita. pwede mo po ako email [email protected]… salamat po.

Gil June 4, 2011 at 08:55

Hi Kristine,

Kelangan pag aralan mo muna kung alin ang mas bagay sa ‘yo.
Ang mutual fund ay merong mas mababang opening deposit kaysa sa stocks account.
Para sa beginner, it is better to invest in MF than stocks. I recommend you to invest in BPI MF or FAMI.

Edwin Palacios May 20, 2011 at 14:22

How much to open a new account as a student!! at RCBC

Gil May 20, 2011 at 23:57

Hi Edwin,

You can open an account as low as P3,000.

Gail May 5, 2011 at 14:29

Hi, would like to know how to close an ATM savings account with RCBC. If I withdraw all my money will it close the account? I’ve already contacted RCBC through email and the response I got was that they could not really tell me without further information from me. They asked me to provide my account number and other details and that they will forward it to my local branch. I didn’t reply because I’m wary of emails asking me to give my account details. Please help! Thanks..

Gil May 7, 2011 at 02:34

Hi Gail,

The best action is to withdraw all of your money and forget your account.
It will automatically close.

norhata cosain May 1, 2011 at 21:07


l just want to ask if how could i iquir may ATM card in internet?i am here in abroad i want to check if my money is already in my account.

Gil May 2, 2011 at 23:06


One way to check is through online banking if you have or ask your relatives to inquire for the account balance.

NORMAN March 13, 2011 at 08:17

im ofw here in the uae, can i invest in mutual funds in the philippines even though im still here abroad, if i can, HOW TO DO IT?

Gil March 13, 2011 at 22:47

Hi Norman,

Yuo it is possible. I have FAMI mutual funds. You can check this out if you are interested:
Just send me an email if you still have questions.

Efren Rumbaoa January 30, 2011 at 07:37

Hi gil, well i was wondering. whats the difference between savings account. i really dont have any idea about accounts.
i was looking for a saving account that have the smallest opening fee or something..

Gil January 31, 2011 at 09:08

Hi Efren,

A savings account is a typical bank product where you can put money as a saving. It will earn an interest normally less than 1% per year.
BPI and BDO has low initial deposit and maintaining balance for savings account.

ethel January 29, 2011 at 15:19

can i open an atm account in which i can receive money from abroad without any mentaining balance? thank you

Gil January 30, 2011 at 00:42

Hi Ethel,
I know BDO Kabayan savings account has no maintaining balance and you can receive remittance from it.

djoanne January 1, 2011 at 12:19

how much will be the interest monthly, if the amount to be deposited is 300thou?pls reply

Gil January 1, 2011 at 13:37

Hi djoanne,

Normally, savings account pays 1-2% interest per year. So if you want monthly interest, just divide by 12 the 1-2% which is 0.08-0.17% per month. 300,000×0.0017=510.

Your money can earn more by investing in mutual fund:

Rohit September 25, 2014 at 04:15

Hi. Question, which is better in miakng additional investment in Sun Life Mutual fund,should we add monthly,quarterly or annually? I mean is it better to add example 2500 pesos every month or 30000 pesos in a year? Actually its the same amount of money but just to be sure it will also be the same benefits. Thanks

Gily Tenorio September 25, 2014 at 12:29

I would suggest invest regularly. If you have the 30,000 pesos, invest it now.

verick October 17, 2010 at 04:21

Good day!

My current ATM savings in RCBC is 10,000+ pesos. How it will earn interest? Is there any maintaining balance to reach? As I have checked my ATM savings account, it’s still fix amount. Pls advise.

Verick De los Reyes

Gil October 17, 2010 at 11:52

RCBC ATM savings account will earn interest of 0.5% per year if it has P10,000 balance.
So it will only earn P50 per year, that’s very small. If you want to earn higher, you can visit this:

Joan September 15, 2010 at 06:23

can I use NSO birth certificate as requirement in opening RCBC bank account? coz i only have 1 valid ID…

Gil September 15, 2010 at 09:00

Yes, you can use it. I know most bank accept it as a requirement.
Thanks for the visit.

Zaldy Tupas October 1, 2011 at 01:52

Hi Gil,
I am planning to apply for a checking account can you recommend me a bank that has a low initial deposit like 5k or below

thanks zaldy

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