How do you pay your online purchases? Do you pay directly with your credit card or do you use PayPal and other online payment services?
Paying purchases via online payment processor is a bit scary for the first timer because it involves money and may be some people are afraid from credit card theft and identity fraud perpetuating online.
What is PayPal?
PayPal is an online secure payment service. It is the number one online payment processor under the management of eBay. It allows you to pay anything from your purchases online without exposing your credit card details every time you make a transaction.
I personally use it for my online business like when I’m buying domains and web hosting, buying stuffs in eBay and when I want to be paid from my websites.
What are the Features of PayPal?
PayPal is a quick and secure way to send and receive payments online without exposing your financial information. With PayPal you can shop online with millions of accredited merchants which accept payments through PayPal.
There are different ways in which you can pay via PayPal, it can be through your balance, credit card, or bank account. You may set as the first source of funds of your account the PayPal balance, then your credit card and bank account.
You may also use PayPal as a payment processor when you are selling on eBay, or if you have your own website, or online forums and classifieds.
By using your PayPal account, you do not need to enter your payment and shipping information making it easy to check out quickly what you want to purchase online.
Do not worry about safety when using PayPal because your financial security is the highest priority. They use the most recent anti-fraud technology and you are guaranteed with 100% protection from theft, fraud and against unauthorized payment from your account.
How can I have a PayPal account?
If you want to have a PayPal account, you can visit the application site here, go to Sign Up button and follow the instructions along the way. Just choose a Personal account.
It is easy to apply for an account and it’s fast to complete. It is better to link your credit card to it as a source of fund. However, you may still open an account even if you do not have a credit card.
Conclusion
PayPal is the best way to pay and be paid online. It has the highest security when paying online and you don’t need to share your financial information and credit card details every time you make transactions in the Internet.
{ 2 comments… read them below or add one }
Sir, you can have a paypal accont even you don’t have a credit card right? but can you accept payment to paypal even though you don’t have a source fund? and if yes, with that payment can you use pay it to others?
Michael, if you don’t have credit card, you can use Unionbank eon card or BPI myeprepaid card as a source fund.