My Dividend Income for 2014

by Gily Tenorio on April 3, 2015

in Stocks


One of the best passive income today is through investing in stocks that pays high dividend. However, you need to have sizable amount of shares to realize your dividend.

As an example, PLDT (TEL-stock symbol), pays good dividend to its shareholders. But its price is high around P2,840 as of this writing.

Recently, TEL announce that they will give P87 dividend for every share. Right now, I only have 10 shares, therefore, I can receive only P870 minus tax.

PLDT pays dividend two times a year. So all in all, the dividend can be as high as P200 per year for every shares.

dividend 2014

Think about it, if for instance, you have 100 shares of TEL, your dividend is how much? P8,700 right (87 times 100)? However, you need to have P284,000 (P2,840 times 100 shares) to be able to buy 100 shares which is somewhat a big amount.

The strategy good to follow is cost averaging or buying small shares at a time like 10 shares per month or per quarter. Anyhow, its just one scenario to give you an idea that investing in stocks can be one of your options depending on your current situation right now.


Here are my dividend income for last year 2014. This pictures came from the email sent by Citiseconline, my stock broker, every time there’s a dividend payment.


RFM dividend

RFM dividend

TEL dividend

TEL dividend


FPH dividend

FPH dividend


For year 2014, I only received P1,523.56 dividend. Let’s see how much dividend can I get this year 2015. I will surely make another post about this dividend income next year when I got all my dividends.

If you want to get dividends from companies like PLDT, Jollibee, URC, Ayala Corporation, MERALCO and many other companies in the Philippines, you should learn and understand first how stock works.

You can start by reading articles about stock investing in this link which I have published in the past through the experience I gained and also reading other authors about investing.


Photo Credit: Pixabay

About the Author:

GilGily Tenorio is a blogger, a husband, a father, and an active Christian. He likes playing guitar, C.S. Lewis, Plants and Zombies and NBA. Follow him at Facebook, Google+, YouTube and Twitter. Thanks!


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{ 6 comments… read them below or add one }

Jaime Jacob January 25, 2016 at 03:34

Hi! I read your blog by chance at It is good. And it is an education for everybody with regards to investing. By the way, who is the best online brokers in the Philippines? Because some brokers are too slow.

With regards to dividend, how often are the companies declare dividends? It is quarterly? Or Semi-annually? Because American companies gives dividends to shareholders every quarter.

Thank you!


Gily Tenorio February 14, 2016 at 01:43

Hi, I have Citiseconline account, and it’s fast. PLDT gives dividends semi-annual. Other companies just once a year.


JP July 14, 2015 at 07:20

How do you know when a company is releasing dividends?


Gily Tenorio July 15, 2015 at 13:40

JP, if you have Citiseconline account, you can see it in the menu tab of the stock. The history of dividend is shown there.


Ernesto Barde April 5, 2015 at 00:26

Happy Easter! Ive been reading your post regularly for some time now, even on your previous post before you take rest for a while, which I missed most of your blog. . I’m enjoying and learning from every blog you share to us . . thanks & God bless!


Gily Tenorio April 10, 2015 at 08:16

Thank you for following and reading my blog, it’s an encouragement to keep on going.


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