PSBank Loans


Loans are borrowed money from a lender. Basically, if you are applying for a loan, you need to go through a certain process and submit various requirements before the application process begins.

A loan is consist of the principal amount of money you borrowed plus the interest it will incur for a particular period. Normally, the longer the loan period, the higher the loan interest rate will be.

Overview of PSBank Loans

PSBank is a subsidiary bank of Metrobank in the Philippines. It has many branches around the country and offers a wide range of banking products and services for its customers including savings account, checking accounts, credit cards, loans, investment products and many more.

There are various type of loans you can apply in PSBank: housing loan, car loan and business loan to list a few. Each loan has its own procedures and requirements you must follow and furnish to be able to start processing your loan application.

Types of PSBank Loans

Applying for a loan in PSBank must be done with careful study and research particularly the loan interest rate you should pay. Depending on your current situation and needs, you can apply for a home loan, car loan or business loan.

Home loan is a service of PSBank for those people who want to have a sufficient fund for the construction or purchase of their own home. Considering a housing loan can be a good alternative when you are lacking funds for your house.

Buying a car can be done on whole payment or by installment. However, there is a high interest when paying in installment. Some people apply for a car loan and pay the whole payment for the car instead of paying monthly.

PSBank Auto Loan can help you to buy your own dream car without paying for the high interest monthly amortization. It has fast approval, low interest rates, flexible payment terms and convenient modes of payment.

Furthermore, if you’re planning to set up a business but you don’t have a sufficient working capital, you can apply for a PSBank Short/Medium Term Loan. This type of loan is very suitable for construction of building for your business, fixed asset acquisition or as a permanent working capital.


There are various types of PSBank Loans you can apply depending on your needs. You may apply for PSBank Home Loan, PSBank Auto Loan or PSBank Short/ Medium Term Loan.


2 thoughts on “PSBank Loans

  • June 29, 2013 at 16:12

    Dear Mdm./Sir,
    Good morning po,
    I am an ofw working in kuwait for almost 20years. i want to apply a short term loan if possible.
    What are those requirements you need from me.
    I am looking forward for your reply.
    thank you.

    josephine lunod

    • July 2, 2013 at 01:41

      Hi Josephine,

      You should contact PSBank directly because I’m not connected with them.

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