What are the Good Investments for 2015?

by Gily Tenorio on January 31, 2015

in Investment


Perhaps you are looking for a good investment opportunity this year and you are wondering where to put your hard-earned money so it can be more profitable. There are several investments that you can start with that requires small amount of money coming maybe from your savings and salary.


Before actually diving into the investment thing, you should also might consider this tip so that you will be prepared on what will be going to happen. This tip will just give you insights on what to expect from your investment.


There are many investments available today in the Philippines. If you are looking for the good investments for 2015, here are some of the choices you might consider.


1. Stocks


Investing in Philippine stocks is my number one pick for the good investment for this year 2015. Maybe you already heard about stocks from your friends or co-workers.


Nowadays, more and more seminars and trainings are being launched for people who wants to learn about investing in stocks. Basically, it is not really hard understand how stock works.

There are even free tutorials that you can sign up with the biggest online stock brokers like COL Financial and BPI Trade so you can start an actual trading of stocks.


In terms of financial return of investing in stock, to give you an idea, last year, when you invested in all of the stocks in PSEi, the return is about more than 20%. Compare it with the very low interest rate from savings account, stock is really s good pick for a good investment in 2015.

good investments 2015


For more information on stocks, you can simply go to this link to know more about it. There are also many videos in YouTube explaining how to invest in stock.


If you have extra money to spare, you may also attend seminars and trainings conducted by stock market gurus from the Philippines. If you are outside the country, there are also online seminars the you can attend with like the one offered by Fitz Villafuerte of Ready to be Rich blog.


2. Exchange-Traded Fund


Exchange-traded fund or simply ETF for short is a type of investment being traded in the stock market. So in essence, if you have a stock account, you can invest in ETF much the same as investing in stocks. ETF is very similar to stocks because it comprises several stocks.


One advantage of ETF over directly investing in stocks is the diversification. ETF invests in several stocks that are proven and performing well over the past years. For example, FMETF, the first ETF in the Philippines, invests in stocks comprising the Philippine Stock Exchange Index or the PSEi.


ETF is composed of a basket of stocks from different companies traded in the stock market. It is not a stock itself but the fund invest in several stocks. To learn more about ETF, you can read my previous post about it by clicking this link.



3. Rental Apartment / Commercial Establishment


One of my dreams is to establish a rental facility, like an apartment or commercial building that you can lease to prospect business owners. It may require huge amount of money since you need to buy a land for your building or apartment.


This investment is more on a long-term planning and raising up of capital to spend on. There are also many things you should study and consider before actually starting on this venture such as location, buying a land, procedures on constructing a building and so on.

investment 2015


I like this investment because it is more passive on nature than any investing in stocks. Once you build an apartment or lease building, there will be minimal effort in the future to maintain it.

It is a good strategy to have a maintenance guys that you can trusted so whenever there’s repair needed you can call them easily. You should have a plumber, carpenter and electrician that you can count on during repair and maintenance of your rental facility.


4. Life Insurance


One good investment that you can consider this year is life insurance if you still don’t have. This thing is not really for you, it is for the loved ones that you will left behind in case you die early.


All of us will die sooner or later and we don’t know when it will happen. It is better to prepare early and when you have the capacity to pay for the premium.

I bought insurance last 2013 from one of the most popular insurance companies in the Philippines in order to have some financial help whenever I die earlier than expected.


If you still don’t have a life insurance, you should think about it and study which one you should buy. There are many resources online that you can read about life insurance.


I also know several trusted people that offers insurance which you may consider in case you want one. However, before starting anything, you must study carefully if you really need it and you have the capacity at the moment to pay for the premiums.





A good investment is the one that you can easily start with and you have the capacity and knowledge to start on. It should not be hard to understand how it works and how can you earn a profit.


Always study before you invest your money so as not to fall in investment scams. Investment is not difficult to understand if you put aside some of your time to study and learn about it.



Image Credit: Pixabay 1 & Pixabay 2


Leave a Comment


CommentLuv badge

{ 0 comments… add one now }

{ 1 trackback }

Previous post:

Next post: