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{ 6 comments… read them below or add one }

penpen October 21, 2010 at 05:38

Hi sir,

I really want to save some money, but the thing is I don’t know what bank account type should I open, what do you think would be the best for me, my idea of savings is have a percentage of my salary to a new account every payday automatically and just throw/dispose the means of withdrawing the money (atm card, checkbook, etc.) so that I wouldn’t be tempted to withdraw. The thing is I don’t know what type of bank account I should use.

I already have a payroll/savings account from BDO, should I apply for the same account or a different account at the same bank? or to another bank?

Thank You


Gil October 22, 2010 at 10:03

Hi Penpen,

You can open another BDO account and then transfer at least 10% of your salary to it every time you receive your salary.
I don’t know if you can do it automatic. I only do know in BPI, you can have automatic savings account through BPI Save-Up.


gems October 9, 2010 at 10:19

my husband is currently deployed in iraq..unfortunately,there are no banks in sight..he tried sending money online using xoom.com…but technical problems keep him from doing it so…he wanted to give me his acct info(its a US acct)..but i dont know what to do with it..is there any possible way to transfer money from his US acct to my local bank rcbc…


Gil October 9, 2010 at 13:52

Hi Gems,
I think it would be better if you have some trusted friend or relatives that you can requested to withdraw money from your husband’s US account and then remit it to your rcbc bank.
Maybe your husband can try also using PayPal if he has credit card for a meantime.


liza samantela October 6, 2010 at 07:57

How can I apply for online banking since I already have my account with BDO Marulas Branch, I am currently living in Dubai U.A.E,

Kindly send back to my email address if there is any.

Thanks & best regards,

Liza samantela


Gil October 6, 2010 at 09:08

You need to apply personally on the bank or you may contact them to know the procedures on applying abroad.


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